Nūhou

ʻAʻohe lākiō DSCR 'o ia hoʻi ka lakene o ka loaʻa kālā hoʻolimalima mahina o ka hoʻolimalima i ka nui o ka uku o ka hale, ʻauhau, ʻinikua a me ka uku hoʻokele waiwai e like me "0", ʻo ia hoʻi, hiki iā ʻoe ke noi noDscr Loannā huahana me ka lākiō "zero". I kā mākou mua ...

Loaʻa i nā hōʻaiʻē maʻamau nā koi o ka ratio DTI/Waihonas/ LTV/ kūlana aie. ʻO ka maʻamau, hiki i ka hapa nui o nā mea hōʻaiʻē ke loaʻa i kahi hōʻaiʻē maʻamau me ka loaʻa kālā kiʻekiʻe a me ka helu ʻaiʻē. ʻOiai no kekahi poʻe ʻaiʻē, ʻoi aku ka haʻahaʻa o kā lākou loaʻa kālā a i ʻole he ʻano like ʻole ...

Ua hoʻolālā ʻo AAA Capital investment i nā ʻano like ʻole o ka huahana hōʻaiʻē e kōkua iā ʻoe e kūʻai i ka waiwai āu e makemake ai. 1- ʻAʻole hōʻaiʻē QM- ʻOi loa iā ʻoe me ka loaʻa ʻole o ka helu ʻaiʻē maikaʻi a me ka loaʻa kālā paʻa. ʻAʻole pono kāu stub uku a i ʻole W2. Loaʻa iā mākou nā huahana he nui, a aia nā ...

ʻO ka hoʻomaha manawa ma muli o COVID-19 mai ka mea hana ke hoʻopili i nā kūlana like ʻole (e laʻa me ka ʻohana a me ka lāʻau lapaʻau, ke kino kīnā pōkole, ka makuahine, nā haʻalele pōkole ʻē aʻe me ka uku ʻole a i ʻole. I ka wā hoʻomaha pōkole, hiki ke hoʻemi ʻia ka loaʻa kālā o ka mea hōʻaiʻē a/a i ʻole ...

Hua'ōlelo: Hoʻihoʻi ʻauhau; Hoʻonui ʻauhau ʻauhau IRS; ʻO nā ʻāina ʻē He pilikia paha ʻoe i ka wā e hoʻohana ʻia ai ka hoʻihoʻi ʻauhau no ka hoʻokō ʻana i kāu hōʻaiʻē?

Hua'ōlelo: Fannie Mae; Paʻa iho i ka hana; ʻO ka ʻona ma lalo o 25% Aia ma lalo iho nā koi alakaʻi alakaʻi e pili ana i ka kuleana o ka mea hōʻaiʻē ma lalo o 25% ma kahi ʻoihana, e ʻoluʻolu e heluhelu pono, i hōʻike ʻia:

Hua'ōlelo: No paystub; ʻAʻole W2; ʻAʻohe Hoʻihoʻi ʻauhau; ʻAʻole 4506-T; ʻAʻohe hōʻaiʻē DU/LP Non-QM he mea ʻokoʻa i nā hōʻaiʻē moraki kūpono (QM). ʻOi aku ka kikoʻī, ʻo kahi hōʻaiʻē Non-QM kahi mea i koi ʻole ʻia e hālāwai me ke aupuni federal a me Consumer Financial Protectio ...

1. No ka hō'ai'ē NON-QM, ke koi 'ia ka ho'opuka 'ana i ke kālā: ● Ho'oka'awale 'ia ka mea ho'onou kālā, 'o ka AAA Capital ka wehewehe 'ana i ka mea ho'ono'ai kālā ma ke 'ano he 'oko'a ma waena o ka lā noi o ka hō'ai'ē hou a me ka lā ho'omaopopo kālā ma mua o ka lā kū'ai. ① No nā waiwai i loaʻa iā ʻelua...

Hoʻolālā ʻia kēia papahana no ka poʻe ʻaiʻē i loaʻa nā waiwai nui i hōʻoia ʻia a loaʻa ka pōmaikaʻi mai nā ʻano hana hōʻaiʻē ʻē aʻe. Manaʻo 1- ʻO ka DTI kiʻekiʻe loa he 50% 2- Nā Palapala-6 mau mahina ʻōlelo panakō pilikino 3- Pōmaikaʻi mua wale nō 1- ʻAʻole 4506-C/...

Hoʻolālā ʻia kēia papahana no ka poʻe ʻaiʻē i hana ponoʻī a e pōmaikaʻi ana i nā ʻano hana hōʻaiʻē ʻē aʻe. Hiki ke hoʻohana ʻia nā ʻōlelo panakō (pilikino a/a i ʻole ʻoihana) ma ke ʻano he ʻokoʻa i ka hoʻihoʻi ʻauhau no ka palapala ʻana i ka loaʻa kālā o ka mea hōʻaiʻē pilikino ...