'A'ohe ratio DSCR 'o ia ho'i, 'o ka lakio o ka loa'a kālā ho'olimalima o ka uku ho'olimalima i ka nui o ka uku ho'olimalima o ka hale, 'auhau, 'inikua a me ka uku ho'okele waiwai e like me "0", 'o ia ho'i, hiki iā 'oe ke noi no nā huahana hō'ai'ē DSCR me " zero" ratio.
I kā mākou hana hōʻaiʻē mua, pono mākou e hoʻohālikelike i ka loaʻa kālā hoʻolimalima me ka PITIA o kēlā me kēia mahina a me nā aie ʻē aʻe o ka waiwai kumuhana, e ana i ka hoʻokō ʻana o nā huahana hōʻaiʻē i nā lula me DTI.
ʻAʻohe ratio DSCR, kahi huahana hōʻaiʻē e nānā ʻole i ka loaʻa kālā, ʻaʻohe koi no ka loaʻa kālā o nā mea hōʻaiʻē, ʻoiai ʻaʻole pili kēia huahana hōʻaiʻē i ka helu ʻana o DTI.A ʻo ka hapa liʻiliʻi o DSCR hiki ke haʻahaʻa e like me "0".ʻOiai he haʻahaʻa ka hoʻolimalima hale, hiki nō iā mākou ke hana!ʻOiaʻiʻo, ʻaʻole manaʻo ka mea hāʻawi i ke ʻano o ka ratio, ʻoiai ʻo ka waiwai kumuhana he waiwai hoʻopukapuka.
He koho maikaʻi kēia no nā malihini me ka loaʻa kālā haʻahaʻa a ʻoi aku paha nā aie.
Me ka noʻonoʻo ʻole iā DTI, ʻaʻole pono mākou e noʻonoʻo i ka ʻauhau ʻāina ʻinikua o nā REO ʻē aʻe, ʻaʻole pono mākou e nānā i ka hoʻihoʻi ʻauhau o ka poʻe ʻaiʻē, e hāʻawi ana i nā kūlana kūpono no ka ʻae wikiwiki ʻana i nā hōʻaiʻē.Inā kūʻai ʻoe i hale hoʻopukapuka, hiki i ke koho ʻana iā DSCR ke kōkua iā ʻoe e hoʻopau koke i ke kālepa kūʻai hale!
Ka manawa hoʻouna: Jan-21-2022