QM Community Loan Overview
ʻO ka QM Community Loan kahi huahana i hoʻohālikelike ʻia no nā mea kūʻai hale me nā helu ʻaiʻē haʻahaʻa a me nā uku liʻiliʻi.Hoʻokipa ia i nā mea kūʻai hale manawa mua me ka ʻole o nā palena kālā.
Kaomi maanei noQM Community Loan Property Pepa Kuleanano ka waiwai Wahi Koi.
FNMA DU Refi: Hoʻololi nā kumu kūʻai ma hope o ka hōʻaiʻē ʻoihana me ka hoʻoikaika a hiki i $4,500.
Kumukūʻai hoʻoikaika 2% me ka palena kiʻekiʻe $4,500.
Laki:KIKI MANEI
He hale kūʻai wale nō kēia polokalamu.
Nā mea koʻikoʻi o ka hōʻaiʻē kaiāulu QM
Hoʻokuʻu ʻia nā hoʻoponopono FICO<V a pau!
ʻAʻohe Kaulike Kiʻekiʻe/kūʻai/Refi/Cash Out/Attached Condo/2-4 Units Hoʻoponopono!
*$4,500 CREDIT no nā waiwai kūpono:
Mai poina i kēia manawa kūpono ʻole
ʻAʻole i hoʻoponopono ʻia e nā ʻoihana:
E ʻōlelo aloha i nā hoʻoponopono LTV/FICO maʻamau.Ua kāpae ʻia ma lalo o kēia papahana!
Hoʻokuʻu ʻia ka hoʻoponopono kālā:
E kōkua i kāu poʻe mea kūʻai aku i ka loaʻa ʻana o nā mea hou aʻe mai kā lākou hoʻolimalima kālā
ʻAʻohe hoʻoponopono kaulike kiʻekiʻe:
Hiki i kāu mau mea kūʻai ke loaʻa i nā hōʻaiʻē nui me ka ʻole o nā hoʻololi maʻamau
ʻAʻohe CONDO/2-4 KA HOʻOLOLI ANA:
E hauʻoli i kēia ʻae ʻana
WEHE I nā mea a pau:
ʻAʻole kēia no ka poʻe kūʻai home manawa mua!E hoʻonui i kāu kumu kūʻai me kēia hāʻawi hoihoi
ʻAʻohe hoʻonaʻauao hale / ʻaʻohe palena kālā:
E hana maʻalahi a wikiwiki hoʻi ka hana
NO KA NOHO KUMU:
Loaʻa no ke kūʻai ʻana, R/T Refi a me ke kālā i waho
Loaʻa ma:AZ, CA, FL, IL, MD, MI, NV, TXa oi aku...
* Uku hoʻoikaika 2% o ka nui hōʻaiʻē a i ʻole Max.$4,500, ʻo ka mea i emi iho.
No ke aha e koho ai i ka hōʻaiʻē kaiāulu QM?
Uku Uuku Uunauna Kaulike no na Makaai Aie like ole
Inā ʻo 620 a i ʻole 760 kāu helu ʻaiʻē Fico, e hauʻoli i ka uku uku like.No laila, inā ʻaʻole kūpono kāu helu ʻaiʻē, ʻaʻole ʻoe i hoʻopaʻa ʻia i kahi hōʻaiʻē kiʻekiʻe.Hāʻawi mākou i nā manawa like me ka nānā ʻole i nā helu ʻaiʻē.
Uku Uku Uuku Kaulike no na LTV like ole
Inā he 95% a i ʻole 50% kāu LTV, hiki iā ʻoe ke pōmaikaʻi mai ka pākēneka like.ʻAʻole e hōʻemi ka uku hoʻohaʻahaʻa liʻiliʻi i kāu mau moeʻuhane no ka loaʻa ʻana o ka waiwai.
ʻO ka loaʻa-kūʻai ʻana
Kiʻekiʻe a haʻahaʻa paha, ʻaʻole mākou e hoʻokaʻawale ma muli o ka loaʻa kālā.ʻAʻole mākou e kaupalena i kāu noi ma muli o kāu pae kālā.ʻO kā mākou pahuhopu nui ke kōkua iā ʻoe e hoʻokō i kāu mau moeʻuhane.
Palapala Ho'aie Kaiaulu QM
