QM Community Loan Overview
ʻO ka QM Community Loan kahi huahana i hoʻohālikelike ʻia no nā mea kūʻai hale me nā helu ʻaiʻē haʻahaʻa a me nā uku liʻiliʻi. Hoʻokipa ia i nā mea kūʻai hale manawa mua me ka ʻole o nā palena kālā.
Laki:KIKI MANEI
He hale kūʻai wale nō kēia polokalamu.
Nā mea koʻikoʻi o ka hōʻaiʻē kaiāulu QM
♦ *$4,500 CREDIT no nā waiwai kūpono:
Mai poina i kēia manawa kūpono ʻole
♦ʻAʻole i hoʻoponopono ʻia e nā ʻoihana:
E ʻōlelo aloha i nā hoʻoponopono LTV/FICO maʻamau. Ua kāpae ʻia ma lalo o kēia papahana!
♦ Hoʻokuʻu ʻia ka hoʻoponopono kālā:
E kōkua i kāu poʻe mea kūʻai aku i ka loaʻa ʻana o nā mea hou aʻe mai kā lākou hoʻolimalima kālā
♦ʻAʻohe hoʻoponopono kaulike kiʻekiʻe:
Hiki i kāu mau mea kūʻai ke loaʻa i nā hōʻaiʻē nui me ka ʻole o nā hoʻololi maʻamau
♦ ʻAʻOLE1 Hui, PUD a me 2-4 Huina HOOLAHA:
E hauʻoli i kēia ʻae ʻana
♦WEHE I nā mea a pau:
ʻAʻole kēia no ka poʻe kūʻai home manawa mua! E hoʻonui i kāu kumu kūʻai me kēia hāʻawi hoihoi
♦ ʻAʻohe hoʻonaʻauao hale / ʻaʻohe palena kālā:
E hana maʻalahi a wikiwiki hoʻi ka hana
♦ NO KA NOHO KUMU:
Loaʻa no ke kūʻai ʻana, R/T Refi a me ke kālā i waho
* Uku hoʻoikaika 2% o ka nui hōʻaiʻē a i ʻole Max. $4,500, ʻo ka mea i emi iho.
Loaʻa ma AZ, CA, CO, DC, FL, GA, HI, IL, IN, MD, MI, MN, NE, NM, NC, NV, OH, OK, OR, PA, SC, TN, TX, VA, WA, WV.
No ke aha e koho ai i ka hōʻaiʻē kaiāulu QM?
♦Uku Uuku Uunauna Kaulike no na Makaai Aie like ole
Inā ʻo 620 a i ʻole 760 kāu helu ʻaiʻē Fico, e hauʻoli i ka uku uku like. No laila, inā ʻaʻole kūpono kāu helu ʻaiʻē, ʻaʻole ʻoe i hoʻopaʻa ʻia i kahi hōʻaiʻē kiʻekiʻe. Hāʻawi mākou i nā manawa like me ka nānā ʻole i nā helu ʻaiʻē.
♦ Uku Uku Uuku Kaulike no na LTV like ole
Inā he 95% a i ʻole 50% kāu LTV, hiki iā ʻoe ke pōmaikaʻi mai ka pākēneka like. ʻAʻole e hōʻemi ka uku hoʻohaʻahaʻa liʻiliʻi i kāu mau moeʻuhane no ka loaʻa ʻana o ka waiwai.
♦ ʻO ka loaʻa-kūʻai ʻana
Kiʻekiʻe a haʻahaʻa paha, ʻaʻole mākou e hoʻokaʻawale ma muli o ka loaʻa kālā. ʻAʻole mākou e kaupalena i kāu noi ma muli o kāu pae kālā. ʻO kā mākou pahuhopu nui ke kōkua iā ʻoe e hoʻokō i kāu mau moeʻuhane.
Palapala Ho'aie Kaiaulu QM
