ʻIke piha ʻo Doc Jumbo
Piha Doc JumboʻOi aku ka nui o ka hōʻaiʻē i nā palena no ka hōʻaiʻē kuʻuna maʻamau.
Laki:KIKI MANEI
Nā Hōʻikeʻike Polokalamu Doc Jumbo piha
Prime 30 Yrs Paʻa & 10/6 ARM
1) Max.LTV 80% no ke kūʻai ʻana;Max.LTV 70% no C/O;
2) Max.Ka nui o ka aie $3.0M;
3) Min.12 mahina mālama ma PITIA;
4) Min.FICO 720.
Hoʻonui ʻia 30 Yrs Paʻa
1) 'Ai'ai 'Amt $400K~$4.0M
2) Max DTI a hiki i 50%
Elite Jumbo (5/6 ARM, 7/6 ARM) * He hale kūʻai wale nō kēia polokalamu.
Waiho me ka ukupanee.ʻOi aku ka waihona, haʻahaʻa haʻahaʻa!
ʻO nā waihona no kahi CD 12 mahina (pono e mālama ʻia ma kahi moʻokāki AAA-i koho ʻia).
Hoʻololi ka ukupanee ma ka lā wehe.ʻO 4.25% ka helu ma 12/08/2023.
ʻO ka waiho liʻiliʻi loa20%o ka huina aie.
1) Max.He $4.0M
2) Max.DTI 45%
3) Min.FICO 700
KIKI MANEIe kiʻi i nā palena LTV & FICO a me nā kikoʻī hou aku ma ka Matrix.
Lele Jumbo
Nūhou a me nā wikiō
ʻO nā hōʻaiʻē ʻo Elite Jumbo: kahi e hālāwai ai ʻo Luxury me ka hiki
Ke hoʻokele nei i nā hōʻaiʻē Jumbo Doc piha: He alakaʻi alakaʻi honua maoli no nā mea kūʻai me nā helu FICO haʻahaʻa➡wikiō
ʻO ka hoʻonui ʻana i ka waiwai waiwai me nā hōʻaiʻē Jumbo Doc piha: Spotlight ma Non-Agency 30-Year Fixed and Non-Warrantable Condos➡wikiō
Ke hoʻokele nei i nā hōʻaiʻē Doc Jumbo piha: ʻO ke kuleana koʻikoʻi o ka mālama ʻana i nā uku hoʻopanee moraki➡wikiō
He aha ka hōʻaiʻē Jumbo?
ʻO ka hōʻaiʻē jumbo kahi ʻano kālā i ʻoi aku ma mua o nā palena i hoʻonohonoho ʻia e ka Federal Housing Finance Agency a ʻaʻole hiki ke kūʻai ʻia, hōʻoiaʻiʻo ʻia, a hoʻopaʻa ʻia e Fannie Mae a i ʻole Freddie Mac.Pono nā mea hale e hoʻokō i nā koi ʻoi aku ka paʻakikī ma mua o ka poʻe e noi ana i kahi hōʻaiʻē maʻamau.ʻAe ʻo Jumbo loans iā ʻoe e kūʻai i nā waiwai pipiʻi.ʻAʻole kākoʻo ʻia kahi hōʻaiʻē jumbo e Fannie Mae a i ʻole Freddie Mac.
I ka makahiki 2024, hoʻomaikaʻi ka FHFA i nā palena hōʻaiʻē no nā ʻano ʻano hōʻaiʻē āpau, ʻoi aku ka Jumbo Loans.E ʻoluʻolu e nānā i lalo o nā palena hōʻaiʻē 2024 ma Kaleponi.
2024 Nā palena hōʻaiʻē ma Kaleponi
| KALANA | 1-Ka palena ʻāpana | 2-Palena Unite | 3-Palena Unite | 4-Palena Unite |
| ALAMEDA | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| ALPINE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| AMADOR | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BUTTE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KALAVERA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLUSA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CONTRA COSTA | $1,149,825 | $1,472,250 | $1,186,350 | $2,211,600 |
| DEL NORTE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EL DORADO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRESNO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GLENN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HUMBOLDT | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| IMPERIAL | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| INYO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KERN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NA ALII | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAKE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LASSEN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LOS ANGELES | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MADERA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARIN | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MARIPOSA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MENDOCINO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MERCED | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MODOC | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTEREY | $920,000 | $1,177,750 | $1,423,650 | $1,769,250 |
| NAPA | $1,017,750 | $1,302,900 | $1,574,900 | $1,957,250 |
| NEVADA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ALANI | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| HOOLAHA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PLUMAS | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KA MAWAI | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SACRAMENTO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN BENITO | $1,149,825 | $1,472,250 | $1,779,525c | $2,211,600 |
| SAN BERNARDINO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN DIEGO | $1,006,250 | $1,288,200 | $1,557,150 | $1,935,150 |
| SAN FRANKISCO | $1,149,825 | $1,472,250 | $1,779,525 | $1,867,275 |
| SAN JOAQUIN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN LUIS OBISPO | $929,200 | $1,189,550 | $1,437,900 | $1,786,950 |
| SAN MATEO | $1,149,825 | $1,394,775 | $1,779,525 | $2,211,600 |
| SANTA BARBARA | $838,350 | $1,073,250 | $1,297,300 | $1,612,250 |
| SANTA CLARA | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| SANTA CRUZ | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| SHASTA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SIERA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SISKIYOU | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SOLANO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SONOMA | $877,450 | $1,123,300 | $1,357,800 | $1,687,450 |
| STANISLAUS | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SUTTER | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TEHAMA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TRINITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TULARE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TUOLUMNE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VENTURA | $954,500 | $1,221,950 | $1,477,050 | $1,835,600 |
| YOLO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| YUBA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
