Polokalamu Loan Community QM – Empower Underserved Communities
He aha ka papahana hōʻaiʻē kaiāulu QM?Ma AAA Lendings, hauʻoli mākou i ka wehe ʻana i kahi hana hoʻololi i ke aupuni o ka hoʻomohala kaiāulu a me ka hoʻoikaika kālā: kaQM Community LoanPapahana.ʻOi aku kēia papahana ma mua o kahi hāʻawi kālā wale nō;He pou kumu ia i kā mākou ʻimi e holomua i ke kaulike lāhui a hoʻoulu i ka hoʻohui waiwai.Me ka manaʻo e hoʻopaʻa i ka māhele waiwai lāhui, kaQM Community Loanua hoʻolālā maikaʻi ʻia e ʻimi i ka poʻe ʻaiʻē ma nā palapala helu helu i koho ʻia, no laila e hoʻoikaika ai i nā kaiāulu i mālama ʻole ʻia ma ka mōʻaukala ma o ka manaʻo o ka home.
Nā Pōmaikaʻi Nui o ka Polokalamu Loan Community QM:
ʻO kaQM Community Loanhoʻokaʻawale iā ia iho ma o kāna mau pono kūikawā:
- ʻO ke kūpono ʻāina:Kūleʻa ka QM Community Loan me kona ʻae ʻāina, a ʻaʻohe palena o ka loaʻa kālā, e hōʻoiaʻiʻo ana i kahi ākea ākea o ka hoʻokele waiwai e pōmaikaʻi.Loaʻa iā mākou nā loiloi kūpono maʻalahi no kēia papahana.Ua hoʻoponopono ʻia ke kaʻina hana noi e hōʻoia i kahi ʻike pilikia ʻole.Hiki i ka poʻe makemake hale ke nānā wale i ke kūpono e pili ana i ka helu o ka waiwai kumuhana.ʻO ia ka pololei.Hoʻohui, ʻokoʻa kēia hāʻawi no nā hale noho mua, e hōʻoiaʻiʻo ana e pōmaikaʻi nā mea hale maoli mai kēia papahana.Inā no ke kūʻai ʻana a i ʻole ke kālā hou ʻana (me nā koho hoʻokaʻawale kālā), loaʻa ka papahana QM Community Loan i nā mea āpau-ʻaʻole wale nā mea kūʻai hale mua wale nō.
- ʻO ke kūpono ʻāina:Ua hoʻoponopono mākou i ka papahana e hiki ke hiki ke hiki: me kahi FICO haʻahaʻa o 620 no kā mākou hui e hoʻokō pono ana i ka uku a me nā huahana kaulike kiʻekiʻe, wehe ka papahana i nā puka no nā poʻe i kū i nā pilikia kālā i ka wā ma mua.
- Nā mea hoʻoikaika:Hāʻawi mākou i 2% me kahi pāpale o $4,500 Incentive/Lender Credit, e hōʻemi nui ana i nā kumukūʻai no nā waiwai kūpono.Loaʻa kēia hōʻaiʻē nui no nā waiwai kūpono, e hāʻawi ana i nā mea nona ka home me ka hoʻoikaika nui i ka hoʻopaʻa ʻana i ko lākou home moemoeā.Eia kekahi, ua hoʻokuʻu ʻia nā Hoʻoponopono Kūʻai Kūʻai Kūʻai maʻamau (LLPA), e hoʻonui ana i ka hiki ke loaʻa i nā ʻano waiwai like ʻole a me nā kūlana mea hōʻaiʻē.
- ʻAʻohe kapu loaʻa a i ʻole ka hoʻonaʻauao nona ka hale:Hoʻomaopopo ka QM Community Loan i nā kūlana waiwai like ʻole o nā mea nona ka hale.No laila, ʻaʻohe palena o ka loaʻa kālā, hiki ke loaʻa ka hōʻaiʻē i kahi ākea o ka poʻe.Eia kekahi, ʻaʻole pono ka hoʻonaʻauao homeowner, ʻaʻole mākou e kauoha iā ia, e hoʻomaʻamaʻa hou i ke kaʻina hana hōʻaiʻē.
No ke aha e koho ai i ka Polokalamu Loan Community QM?
ʻO ka hoihoi o kaQM Community Loanʻo ia kona loaʻa ākea.He ākea ka loaʻa ʻana o ka QM Community Loan, e hoʻopuni ana i kahi plethora o nā wahi ma waena o ʻAmelika Hui Pū ʻIa.Inā ʻoe ma Kaleponi i ka lā, nā alanui ola o New York, nā ʻāina mālie o Colorado, a i ʻole nā kūlanakauhale nui o Texas, ua uhi ʻia kēia papahana iā ʻoe.No ka pololei, loaʻa ia ma AZ, CA, CO, DC, FL, GA, HI, IL, IN, MD, MI, MN, NE, NM, NC, NV, OH, OK, OR, PA, SC, TN , TX, VA, WA, a me WV.
Ke koho ʻana i kaQM Community LoanHōʻike ka papahana i kou komo ʻana i kahi ʻīpuka o ka manawa kūpono.ʻO kā mākou kaʻina hana underwriting maʻalahi e hoʻāʻo e ʻōlelo 'ʻae' kahi e kānalua ai nā poʻe ʻē aʻe.Me ka awelika o ka manawa pani o ekolu pule, ua paa makou e paipai ia oe mai ka hoomaka ana o kau noi a hiki i ka hoolaulea ana i ka hale me ka wikiwiki kupaianaha.Hāʻawi kā mākou hui hoʻolaʻa i kahi lawelawe holoʻokoʻa, holoʻokoʻa holoʻokoʻa mai ka waiho ʻana a me ka loiloi underwriting a hiki i ka pae kālā hope.
ʻO kēiaQM Community LoanʻO ka papahana he hale kukui no ka poʻe e hoʻokele ana i nā wai hoʻopunipuni o nā ʻōnaehana hoʻolimalima maʻamau.ʻOi aku mākou ma mua o nā kumukūʻai hoʻokūkū, a ua hoʻolilo mākou i ka hānai ʻana i nā kaiāulu no ka ulu ʻana, kūpaʻa, a me ka pōmaikaʻi.Hoʻopau kēia papahana i nā pale maʻamau a hoʻonui i ka moeʻuhane o ka noho home i nā poʻe he nui a puni ka US.
Inā i loko o kou mau manaʻo ka manaʻo o kahi home e kāhea iā ʻoe iho, ʻo kaQM Community LoanHiki i ka papahana ke kī i ka hoʻokō ʻana i kēlā moemoeā.Ke kono nei mākou iā ʻoe e lilo i ʻāpana o kēia loan revolution-e apo i ka mana o ka homeownership i kēia lā!
wikiō:Polokalamu Loan Community QM – Empower Underserved Communities
Ka manawa hoʻouna: Nov-16-2023