Moraki WVOE: Hoʻololi i ka hōʻoia ʻana o ka loaʻa kālā no ka maʻalahi

Ma ke aupuni o nā moraki US, ʻo ka poʻe hōʻaiʻē me ka loaʻa kālā maʻalahi ua alo i nā pilikia i ka wā e hōʻoia ai i ka loaʻa kālā. E hoʻokomo i ka WVOE (Verification of Employment) Mortgage, kahi hopena hoʻololi i hāʻawi ʻia e Wholesale AAAHāʻawi kālā. Hoʻonohonoho pono ʻia kēia huahana moraki no ka mālama ʻana i ka poʻe me nā kahawai kālā kuʻuna ʻole, e hāʻawi ana i kahi ala maʻalahi a pololei e hōʻoia i ka loaʻa kālā.

Nui nā ʻAmelika i kēia lā i nā hana ʻaʻole i hahai i ke kumu hoʻohālike 9 - 5, uku uku. ʻO nā mea kūʻokoʻa, nā limahana hana gig, a me ka poʻe me nā komisina ʻano like ʻole e hāʻule i kēia ʻāpana. Hoʻomaopopo ka WVOE Mortgage ʻaʻole e holo ka nui hoʻokahi - kūpono no lākou. Ma kahi o ka hilinaʻi wale ʻana i nā stubs uku maʻamau a i ʻole nā ​​palapala W - 2, ʻike hohonu i ka mōʻaukala hana a ka mea hōʻaiʻē.
ʻO Wholesale AAA Lendings he paionia ma ka ʻoihana moraki, me ka ʻike nui i ka lawelawe ʻana i nā mea hōʻaiʻē me nā kūlana kālā like ʻole. ʻO kā lākou WVOE Mortgage he ʻāpana o kahi hui o nā huahana e manaʻo nei e hana i ka homeownership acKEIAhiki i ka lehulehu ākea. Ma ka hoʻohana ʻana i kahi kaʻina hana hōʻoia piha, hiki iā lākou ke loiloi pololei i ka hiki o ka mea hōʻaiʻē ke uku i ka hōʻaiʻē, ʻoiai me ka loaʻa kālā ʻole.

ʻO kekahi o nā pōmaikaʻi nui o ka WVOE Mortgage ʻo ia ka maʻalahi. E noʻonoʻo i nā kumuwaiwai like ʻole, me nā bonus, nā ʻōlelo aʻoaʻo, a me nā uku manuahi. 'O ia ho'i, 'a'ole e hopohopo ka po'e 'ai'ē no ka 'ike 'ole 'ia o kā lākou loa'a kālā ma'amau. No ka laʻana, hiki i ka mea hoʻokele kaʻa kaʻa i loaʻa i kahi kālā nui ma o nā ʻōlelo aʻoaʻo hiki i kēia manawa ke noʻonoʻo i kā lākou kālā piha i ka wā e noi ai i kahi moraki.

Eia kekahi, ua maʻalahi ka WVOE Mortgage i ke kaʻina noi. Ma mua o ka hōʻiliʻili ʻana i nā palapala paʻakikī, hiki i nā mea hōʻaiʻē ke hilinaʻi i ka ʻike o ka mea hāʻawi i ka hōʻoia ʻana i kā lākou hana a me ka loaʻa kālā. ʻAʻole wale kēia e mālama i ka manawa akā e hōʻemi ana i ke kaumaha e pili ana i ka noi ʻana i kahi moraki.
I ka hopena, ʻo ka WVOE Mortgage no ka hōʻoia kālā maʻalahi he pāʻani - hoʻololi i ka mākeke moraki US. Hāʻawi ia i kahi hopena e pono ai no ka poʻe ʻaiʻē me ka loaʻa kālā kuʻuna ʻole, e hoʻolilo i ka home nona ka pahuhopu i hiki ke hoʻokō.