Wehe i nā manawa kūpono homeownership: ʻaʻohe hana a i ʻole ka loaʻa kālā e pono ai, kūpono no nā lāhui ʻē!

Wehe i kou Home Dream me nā koho hōʻaiʻē maʻalahi

Hiki ke paʻakikī ka hoʻokele ʻana i ka mākeke waiwai ʻAmelika, ʻoi aku ka nui o nā poʻe me nā kūlana kālā kūʻokoʻa. Eia nō naʻe, hiki i nā hoʻonā moraki hou ke loaʻa i kahi home inā ʻaʻohe āu hana kuʻuna a loaʻa kālā paha. He kūpono kēia mau papahana hōʻaiʻē maʻalahi no nā lāhui ʻē a me ka poʻe e ʻimi nei i kahiPapahananoho me ka hana ole. E ʻimi kākou pehea e hana ai kēia mau koho iā ʻoe.

ʻAʻohe hana a me ka loaʻa kālā e pono ai
Inā hoʻohana ʻoe iā ʻoe iho, ma waena o nā hana, a i ʻole ke hilinaʻi nei i nā kumu waiwai ʻē aʻe, hiki i nā koi moraki maʻamau ke ala. ʻO ka mea pōmaikaʻi, ʻo nā polokalamu e koi ʻole i ka hana a me ka loaʻa kālā e hoʻololi i ka pāʻani. Hoʻopili kēia mau hōʻaiʻē i nā hōʻailona waiwai a i ʻole kālāWaihonas, e hoʻolilo iā lākou i mea kūpono no ka poʻe me ka ʻike kālā ikaika akā nā kahawai kālā ʻole.

Loaʻa nā hōʻaiʻē ʻāina ʻē
No nā lāhui ʻē e ʻimi nei e hoʻopukapuka kālā a noho paha i ka US, wehe nā papahana hōʻaiʻē kūikawā i ka puka i ka homeownership. Me nā koi palapala liʻiliʻi, ʻaʻole pono kēia mau hōʻaiʻē i ka mōʻaukala hōʻaiʻē US a i ʻole ka hoʻihoʻi ʻauhau. Ma kahi kūpono, ua lawa ka passport kūpono, ka visa, a me ka hōʻoia o ka loaʻa kālā o ka honua. Hōʻoia kēia i hiki i nā mea kūʻai aku honua ke komo i ka mākeke hale ʻAmelika me ka ʻole o ka pilikia.

PI Reserve Solutions
ʻO kahi hiʻohiʻona hou o kēia mau hōʻaiʻē maʻalahi ka hoʻokomo ʻana i nā koho mālama PI. Ma ka mālama ʻana i kahi ʻāpana e like me ka nui o nā mahina o ke kumu a me ka uku ukupanee, hiki i nā mea hōʻaiʻē ke hōʻike i ke kūpaʻa kālā. Hāʻawi kēia ala i ka hilinaʻi o ka poʻe hāʻawi kālā i kou hiki ke uku i ka hōʻaiʻē, ʻoiai me ka ʻole o ka hana mau.

Noho Kumu Me ka Hana ole
ʻO ke kūʻai ʻana i hale noho mua me ka ʻole o kahi hana he mea hiki ʻole paha, akā hiki i kēia manawa. ʻO nā mea hāʻawi kālā e hāʻawi ana i kēia mau papahana e loiloi i ke olakino kālā holoʻokoʻa, me nā waiwai wai, nā kālā hoʻomaha, a me nā kālā makana. ʻO kēia ka mea hiki ke hoʻopaʻa i kahi hōʻaiʻē no kou home moe.

Hiki ke hāʻawi makana ʻia ka uku haʻahaʻa
Ua ʻike paha ʻoe hiki ke hāʻawi makana ʻia kāu uku mua? Nui nā papahana e ʻae i nā ʻohana a i ʻole nā ​​hoa pili e hāʻawi i ka uku. ʻO kēia maʻalahi e hōʻemi i ke kaumaha kālā i ka poʻe ʻaiʻē, e ʻoi aku ka maʻalahi o ka home.

Ka hopena
ʻAʻole pono ka ʻona hale ma waho o ka hiki, ʻoiai inā loaʻa iā ʻoe nā kūlana kālā kūʻokoʻa. Me nā polokalamu hōʻaiʻē i hana ʻia no nā lāhui ʻē, ʻaʻohe hana a me ka loaʻa kālā e pono ai, a me nā uku haʻahaʻa haʻahaʻa, ʻoi aku ka maʻalahi o ka hoʻokō ʻana i kāu moemoeā ʻAmelika. E hoʻokaʻaʻike mai iā mākou i kēia lā e aʻo pehea e hana ai kēia mau hoʻonā hou no ʻoe!