ʻAʻohe hana ʻaʻohe loaʻa hōʻaiʻē: ke ala maʻalahi i ka homeownership

ʻO ka hoʻopaʻa ʻana i kahi moraki no kahi noho mua me ka ʻole o kahi hana he mea hiki ʻole ke ʻike i ka hiki ʻole i ke ʻano hoʻolimalima paʻa o kēia lā, akā ʻo kaʻaʻohe hanaʻAʻohe hōʻaiʻē kālā e hoʻohuli i kēlā moʻolelo. Hoʻolālā ʻia no ka poʻe hilinaʻi ʻole i ka hana kuʻuna, pono kēia Asset-Based Loan ʻAʻohe Hōʻoia Hana Hana a ʻAʻohe ʻIke ʻOihana Pono, e hiki ai ke loaʻa ka home nona ka hale no ka lehulehu ākea. Inā ʻoe i hoʻolilo kālā iā ʻoe iho, hoʻomaha, a nele paha i ka loaʻa kālā maʻamau, ʻo kēia hōʻaiʻē, me nā koho ʻo Primary/Investment/2nd Home Eligible, hāʻawi i kahi laina ola. Me ka helu ʻaiʻē liʻiliʻi o 680 a me nā hōʻaiʻē a hiki i $3.5 miliona, he koho kūʻokoʻa.

Hoʻopau ka No Job No Income Loan i ka pono no nā stubs uku, W-2, a i ʻole ka ʻauhau ʻauhau, e kālele ana i kāu mau waiwai—e noʻonoʻo i ka mālama kālā, nā hoʻopukapuka kālā, a i ʻole nā ​​paʻa waiwai. He kūpono kēia ala no ka poʻe e ʻimi nei i kahi noho Primary me ka ʻole o kahi hana, no ka mea e pale ana i nā pilikia pili i ka loaʻa kālā e hōʻole pinepine ai i nā mea hōʻaiʻē kuʻuna ʻole. ʻOi aku ka maikaʻi,makanaHiki ke hoʻohana ʻia nā kālā i loaʻa no nā uku haʻahaʻa, hoʻonui i ka pono no ka poʻe me ke kākoʻo ʻohana. Ka hopena? He kaʻina moraki maʻalahi a komo pū.

ʻO ka mea i hoʻokaʻawale i kēia hōʻaiʻē ʻo kona versatility. ʻO ia ka Primary/Investment/2nd Home Eligible, ʻo ia hoʻi, hiki iā ʻoe ke hoʻohana ia mea no ke kūʻai ʻana i kou home nui, kahi hoʻomaha hoʻomaha, a i ʻole kahi waiwai hoʻolimalima. No ka poʻe e ʻimi nei i kahi noho Primary me ka ʻole o kahi hana, ʻo ka No Job No Income Loan he mea makamae loa i ka mākeke moraki, kahi i liʻiliʻi ai nā koho loaʻa ʻole. Hiki i nā mea hōʻaiʻē me ka helu ʻaiʻē o 680 a i ʻole ke kiʻekiʻe i nā hōʻaiʻē a hiki i $ 3.5 miliona, e hōʻoia ana i ka maʻalahi o nā ʻano waiwai like ʻole a me nā kumukūʻai.

ʻOiai ʻo Foreign National Available eligibility hana i kēia hōʻaiʻē kūʻokoʻa, hoʻokipa i ka poʻe kūʻai kūʻai honua i nele i nā moʻolelo hana US. E noʻonoʻo i ke kūʻai ʻana i kou home moeʻuhane me ka ʻole o ka lele ʻana i nā hoops e hōʻoia i ka loaʻa kālā—e hoʻohana wale i kāu waiwai a neʻe i mua. ʻO ke kaʻina hana hōʻoia ʻaʻohe hana e hoʻolōʻihi i nā ʻae, mālama i ka manawa a hōʻemi i ke kaumaha.

No ka laʻana, hiki i kahi mea hoʻomaha loa me ka mālama kālā nui akā ʻaʻohe loaʻa kālā hiki ke hoʻopaʻa i kahi Primary Residence me ka ʻole o kahi hana me ka hoʻoikaika ʻole. Ma ka hōʻike ʻana i kā lākou waihona waiwai, ua kūpono lākou i kahi hōʻaiʻē No Job No Income me ka ʻole o ka hōʻike ʻana i nā kikoʻī hana. Me nā koho Loaʻa makana, loaʻa paha iā lākou ke kōkua mai ka ʻohana e uhi i nā kumukūʻai mua, ʻoiai e hauʻoli ana i ke kūʻokoʻa o No Employment Information Needed.

ʻO ka No Job No Income Loan e wehewehe hou i ka mea hiki i ka hoʻolimalima hale. ʻO ia kahi ʻĀina ʻē aʻe i loaʻa, Asset-Based Loan e hoʻokaʻawale i kāu ʻoiaʻiʻo kālā ma mua o nā metric kahiko, e hana ana i kahi hopena maikaʻi loa no kahi Primary Residence me ka ʻole o kahi hana a i ʻole.