Navigating Home Ownership in the US: He alakaʻi no nā lāhui ʻē i pane ʻia
Hoʻolauna
ʻO ka hoʻomaopopo ʻana i nā nuances o ke kūʻai ʻana i hale ma ʻAmelika hiki ke hana paʻakikī, ʻoi aku hoʻi no nā lāhui ʻē.Ke manaʻo nei kēia alakaʻi e hoʻomaʻamaʻa i kēia huakaʻi, e kālele ana i nā manawa kūʻokoʻa a me nā koi no nā mea kūʻai aku o nā ʻāina ʻē, me ka manaʻo nui i ka "P&L i hoomakaukau ia iho” huahana hāʻawi ʻia e AAA Lendings.
ʻO ke kūpono a me nā manawa kūpono no nā lāhui'ē
Hiki i nā ʻāina ʻē ke loaʻa ka waiwai ma US?
- ʻAe!Aia nā palena liʻiliʻi no nā lāhui ʻē e ʻimi nei e hoʻopukapuka kālā a kūʻai paha i ka waiwai ma ʻAmelika Hui Pū ʻIa.
- Manaʻo kuhihewa maʻamau: Manaʻo ka poʻe he nui ʻaʻole hiki i nā kamaʻāina ʻAmelika ke noi no nā moraki, ʻaʻole ia he ʻoiaʻiʻo.
Na Manawa Moraki
- Nā 'Ai'ē Lahui'ē: Loaʻa i nā kamaʻāina ʻole o ʻAmelika a i ʻole kamaʻāina, me ka poʻe ma nā visa B1/B2 a i ʻole me ka ʻole o nā visa komo.
- Hāʻawi ʻia ʻo AAA Lendings: ʻO kā mākou "P&L i hoomakaukau ia iho” ua hana ʻia ka huahana no nā lāhui ʻē.
Ke Kaʻina Hana Kūʻai Home
Hoʻomākaukau a me ka noi
1. Hoʻomākaukau mua:
- E hoʻolako i kahi Hōʻike P&L no kēia makahiki a me ka makahiki piha i hala.
- Hoʻouna i nā kope o ka passport, I-94, a me kahi visa kūpono (koe nā ʻano F-1 a me F-2).
2. Hooponopono waiwai:
- Pono e hoʻololi mua ʻia nā waiwai ʻē i hoʻohana ʻia no ka uku ʻana i kahi moʻokāki US.
3. Palapala hōʻaiʻē:
- Hāʻawi i nā kālepa kāleka hōʻaiʻē, nā ʻōlelo panakō (ʻekolu mahina i hala), a i ʻole nā moʻolelo kelepona.
Ka Huakai Kuai
1. Hoʻopili i ka mea hāʻawi: E kiʻi i kahi leka i ʻae ʻia mai ka mea hāʻawi.
2. Ke koho ʻana i ka Waiwai: E hana pū me kahi mea kūʻai waiwai e ʻimi i ka hale kūpono.
3. Hana i kahi hāʻawi: E kau i kahi hāʻawi ma ka waiwai i koho ʻia.
4. Noi ʻaiʻē: E koho i kahi luna hōʻaiʻē AAA Lendings e noi no kahi hōʻaiʻē home.
5. Ke kali nei i ka ʻae ʻia: E kali no ka ʻae ʻana o ka hōʻaiʻē mai AAA Lendings.
ʻAno Waiwai
Uku Uku a moraki
- Uku Hoʻohaʻahaʻa: Pono ka liʻiliʻi o 30% no ka hōʻaiʻē "P&L Hoʻomākaukau Pono".
- ʻOi aku ka maikaʻi: ʻO ka uku hoʻohaʻahaʻa nui aʻe e hiki ke hoʻopaʻa i nā uku ʻoi aku ka maikaʻi.
Na Uku Aaie a me na Uku
- Uku AAA Lendings: Pono ka uku hana a me ka uku underwriting.
- Pono: ʻO kā mākou hana ʻana i loko o ka hale a me ka underwriting e mālama i nā kumukūʻai haʻahaʻa.
Manawa no ka ho'oili 'ai'ē
- Nā Kūlana Kūikawā: Nānā wikiwiki nā AAA Lendings i nā palapala, e pani ana i nā hōʻaiʻē i loko o ʻekolu pule.
No AAA Lendings
- Hoʻokumu ʻia i ka makahiki 2007, ua hōʻoia ʻia ʻo AAA Lendings ma ka mākeke hōʻaiʻē moraki.
- Nā Hana Kūikawā: Ke hāʻawi nei i kahi ʻano huahana Non-QM e hoʻokō i nā pono like ʻole.
- Ke kahua o nā mea kūʻai aku: Ua kōkua ma kahi o 50,000 ʻohana me nā hōʻaiʻē ma mua o $20 biliona.
- Wahi: Hōʻike ʻia ma nā wahi koʻikoʻi e like me AZ, CA, DC, FL, NV, a me TX.
- Pūʻulu: ʻOi aku ma mua o 100 mau ʻelele me nā hui underwriting hale a me nā hui loiloi e hōʻoia i kahi kaʻina hana hōʻaiʻē.
Ka hopena
No nā lāhui ʻē, hiki ke loaʻa ka moeʻuhane o ka loaʻa ʻana o kahi home ma ʻAmelika Hui Pū ʻIa.Me nā hoʻomākaukau kūpono a me nā lawelawe kūikawā o nā mea hāʻawi kālā e like me AAA Lendings, hiki i ka hoʻokele ʻana i kēia kaʻina hana he mea maʻalahi a maikaʻi hoʻi.
wikiō:Navigating Home Ownership in the US: He alakaʻi no nā lāhui ʻē
Ka manawa hoʻouna: Dec-06-2023