Pehea ʻo Zero Down Payment a me nā polokalamu kōkua e hiki ai i ka homeownership

No nā mea kūʻai hale he nui, ʻo kekahi o nā pilikia nui loa i ke kūʻai ʻana i home ʻo ia ka uku haʻahaʻa haʻahaʻa. Eia naʻe, meZero Down Ukunā polokalamu a me ke kōkua uku hoʻohaʻahaʻa, ʻoi aku ka maʻalahi o ka poʻe kūʻai aku e lanakila i kēia pilikia a hoʻopaʻa i ko lākou home moeʻuhane me ka ʻole e hoʻopaʻa i kahi kālā nui no ka uku.

ʻO kahi hōʻaiʻē Zero Down Payment e hiki ai i nā mea kūʻai aku ke kūʻai i hale me ka ʻole e waiho i ke kālā i mua. He koho maikaʻi loa kēia no ka poʻe kūʻai hale mua a i ʻole ka poʻe i loaʻa ʻole ke kālā nui. Ma ka hoʻohana ʻana i nā koho Zero Down Payment, hiki i nā mea kūʻai ke neʻe koke i ko lākou home hou me ke kali ʻole e hōʻiliʻili i ke kālā no ka uku hoʻohaʻahaʻa kuʻuna.

Ma ka ʻaoʻao ʻē aʻe, hāʻawi nā papahana Down Payment Assistance i ke kākoʻo kālā i nā mea kūʻai aku e pono ai ke kōkua e uhi i nā kumukūʻai uku. Hāʻawi pinepine ʻia kēia mau papahana e nā keʻena aupuni, nā waiwai ʻole, a i ʻole nā ​​​​luna mokuʻāina a me nā hale noho kūloko a hiki ke hele mai i nā ʻano like ʻole, me nā haʻawina,Moraki Eluas, a i ʻole nā ​​hōʻaiʻē i hoʻopaneʻe ʻia. He mea maikaʻi loa ke kōkua ʻo Down Payment no ka poʻe i loaʻa ka loaʻa kālā e hiki ai ke loaʻa i kahi moraki akā paʻakikī e loaʻa i ke kālā e pono ai no ka uku ʻana.

ʻAʻole ʻike ka nui o nā mea kūʻai aku i ka loaʻa pinepine ʻana o nā hōʻaiʻē Zero Down Payment a me Down Payment Assistance no nā mea kūʻai hale mua a me nā mea ʻē aʻe i kū i kekahi mau koina kūpono. Hāʻawi kēia mau papahana i hiki i nā poʻe ke komo i ka mākeke hale me ka ʻole o ke kaumaha o ka mālama ʻana no nā mahina a i ʻole mau makahiki e hoʻokō i nā koi uku. Inā ma o kahi hōʻaiʻē Zero Down Payment a i ʻole ma ka loaʻa ʻana o ke kōkua Down Payment, hiki i nā mea kūʻai aku ke hōʻemi nui i kā lākou mau pilikia kālā i ka home.

I ka hopena, hāʻawi nā koho ʻo Zero Down Payment a me nā polokalamu kōkua Down Payment i nā manawa kūpono no ka poʻe e ʻimi nei e kūʻai i home akā e hakakā nei me nā koi uku. Ke wehe nei kēia mau papahana i nā puka i ka hale no nā mea kūʻai aku he nui paha i manaʻo ʻia ke kumu kūʻai ʻia mai ka mākeke. Inā ʻoe e noʻonoʻo nei e kūʻai i hale, ʻo ka ʻimi ʻana i nā koho Zero Down Payment a me Down Payment Assistance hiki ke kōkua iā ʻoe e hoʻokō i kāu mau pahuhopu home ʻoi aku ka wikiwiki a me ka liʻiliʻi o ka pilikia kālā.