12/04/2023

Ma hope o ka hōʻike ʻana i ka hoihoi 0% o ka polokalamu HOPKokua Uku Uku (DPA)ma LA County, hauʻoli mākou i ka hoʻolauna ʻana i ka papahana Empower Homebuyers SCC, e hāʻawi ana i nā pono like ma Santa Clara County.

Empower Homebuyers SCC: ʻOi aku ma mua o kahi hōʻaiʻē

Ma kāna kumu, ʻoi aku ka ʻoi aku o ka Empower Homebuyers SCC Program ma mua o kahi hōʻaiʻē;he kūpaʻa i ka hoʻoulu ʻana i ka ulu kaiāulu a hiki i nā ʻohana ke kanu i nā aʻa ma ka ʻāina ulu o Santa Clara County.Eia nā pono o ka polokalamu:

1) Ka nui o ke kōkua: E hāʻawi ka papahana i ka nui o ka hōʻaiʻē o $250,000, a hiki i 30% o ke kumu kūʻai.Hiki i kēia kākoʻo kālā nui ke lilo i mea hoʻololi pāʻani i kāu huakaʻi kūʻai home, ʻoi aku hoʻi me ka uhi ʻole o ke kumukūʻai kūʻai.ʻO ka lani kou palena i ka ʻāina waiwai waiwai o Santa Clara County.

2) Nā koi pili mua: Pono e hoʻopaʻa ʻia kāu moraki kiʻekiʻe he 30 makahiki.Hāʻawi kēia polokalamu i ka wānana a me ke kūpaʻa i kāu hoʻolālā kālā.Mālama kēia ʻike i ka palekana o kāu huakaʻi i ka ʻona home e like me ka makemake.

3)Ka Manaʻo Manaʻo: Ke hoʻohana ʻoe i ka papahana Empower Homebuyers SCC, pili kāu uku i ke kaulike i loaʻa ma kou home ma ke ʻano kūpono, e pili pono ana i ka pākēneka o kāu hōʻaiʻē.No ka laʻana, inā loaʻa kāu hōʻaiʻē Empower no 20% o ke kumukūʻai kūʻai mua o kou home, ʻo 20% hoʻi kāu mahele o ka mahalo.ʻO ke koena o ka ulu ʻana o ke kaulike e noho paʻa iā ʻoe.E hoʻokaʻawale i kēia me kahi hiʻohiʻona kūpono: Inā kūʻai ʻoe i hale no $700,000, e hoʻohana ana i ka papahana Empower e uhi i 20% o kēia huina, ʻo ia hoʻi he $140,000.Ma hope aku, inā kūʻai aku ʻoe i kēia hale no $800,000, e hoʻokomo ʻia kāu hōʻaiʻē i ka huina hōʻaiʻē mua o $140,000 a me 20% o ka waiwai i hoʻonui ʻia o ka home, a ma kēia hihia he $20,000 (20% o ka $100,000 mahalo).No laila, he $160,000 ka huina kālā e uku ʻia.
Hoʻopili ʻia kēia mahalo no nā makahiki he ʻumi mua, e hōʻoiaʻiʻo ana e ʻoi aku ka ʻoluʻolu o nā makahiki homeownership.Ma hope o ka hōʻailona ʻumi makahiki, hāpai ʻia ka pāpale mahalo, e hāʻawi ana i nā mea hale i hoʻonui i ka maʻalahi.

ʻO ke kūpono no ka Empower Homebuyers SCC - ʻO ka maʻalahi i kāna maikaʻi loa

1) ʻĀpono: Wehe ʻia i ka poʻe e noho ana a i ʻole e hana ana ma Santa Clara County a me nā mea kūʻai manawa mua e kūʻai i kahi hale noho mua ma ke kalana.

2) Uku Hoʻohaʻahaʻa: E hoʻomaka i kāu huakaʻi homeownership me ka 3% uku uku.

3) Nā Koina Hoʻonaʻauao: He papa Hoʻonaʻauao Homebuyer 8-hola HUD i hoʻopaʻa ʻia mai kahi ʻoihana i koho ʻia me ka ʻike kūpono, e hōʻoiaʻiʻo ʻaʻole lākou he mea hale wale nō akā he poʻe i hoʻonaʻauao maikaʻi ʻia.

4) Nā palena o ka loaʻa kālā: ʻO ka hui ʻana o ka loaʻa kālā o ka home, me ka noʻonoʻo ʻana i nā lālā makua a pau, pono e noho ma lalo o 120% o ka Loaʻa Median Area.Mālama kēia i ka loaʻa ʻana o ka papahana i kahi ākea ākea o ke kaiāulu.
*Ka palena kiʻekiʻe loa o ka loaʻa kālā o ka hale ma ka nui o ka hale

Ka nui o ka hale	1	2	3	4	5	6	7	8
Palena Loaʻa	$152,300	$174,050	$195,800	$217,550	$234,950	$252,350	$269,750	$287,150

 

ʻO kou ala i ka homeownership ma Santa Clara County
ʻAʻole ʻo ka Empower Homebuyers SCC Program he ala e loaʻa ai kahi home;he kūpaʻa i ka hānai ʻana i nā moeʻuhane a me ke kūkulu ʻana i nā kaiāulu olaola.He manawa kūʻokoʻa kēia no nā poʻe ʻōpio, nā ʻohana ulu, a me nā mea makemake e lilo i ʻāpana o ka wā e hiki mai ana ʻo Santa Clara County.Me ka hui pū ʻana o nā hōʻaiʻē ʻaʻohe ukupanee, kōkua kālā nui, a me kahi ala e pili ana i ke kaiāulu, ke kū nei kēia papahana ma ke ʻano he hōʻike no ka hoʻolaʻa ʻana o Santa Clara County i ka pono a me ka pōmaikaʻi o kona poʻe kamaʻāina.

Lawe i ka Leap me Empower Homebuyers SCC
Hoʻopili i kēia manawa kūʻokoʻa e hoʻopaʻa i kou wā e hiki mai ana ma kekahi o nā kalana ikaika loa o Kaleponi.Me Empower Homebuyers SCC, e hoʻomaka i kahi huakaʻi piha i ka ʻōlelo hoʻohiki a me ka hiki.ʻAʻole hiki i kou home moeʻuhane ma Santa Clara County he hiki wale nō - aia i loko o kou lima.E hoʻolilo i kāu mau moeʻuhane nona ka home i mea ola, holomua.Welina mai i kou home hou ma Santa Clara County!

wikiō:Polokalamu SCC Homebuyers-E hoʻololi i kāu moeʻuhane i ʻoiaʻiʻo ma Santa Clara County

ʻŌlelo: Ua hoʻoponopono ʻia kēia ʻatikala e AAA LENDINGS;Ua lawe ʻia kekahi o nā kiʻi mai ka Pūnaewele, ʻaʻole i hōʻike ʻia ke kūlana o ka pūnaewele a ʻaʻole hiki ke paʻi hou ʻia me ka ʻole o ka ʻae ʻia.Aia nā pilikia ma ka mākeke a pono e makaʻala ke kālā.ʻAʻole kēia ʻatikala i ka ʻōlelo aʻoaʻo pilikino pilikino, ʻaʻole hoʻi e noʻonoʻo i nā pahuhopu waiwai kikoʻī, kūlana kālā a i ʻole pono o nā mea hoʻohana pākahi.Pono nā mea hoʻohana e noʻonoʻo inā kūpono nā manaʻo, nā manaʻo a i ʻole nā ​​manaʻo i loko o kēia i ko lākou kūlana.E hoʻolilo e like me kou pilikia.