Hoʻoikaika i nā mea kūʻai aku o ka honua me ka hōʻaiʻē No Job No Income Loan

No nā mea kūʻai kūʻai honua a me nā mea hōʻaiʻē kuʻuna ʻole, hiki i ka mākeke hale ʻAmelika ke manaʻo e like me ka maze o ka lipine ʻulaʻula. ʻO ka No Job No Income Loan e ʻoki i kēlā paʻakikī, e hāʻawi ana i kahi Asset-Based Loan e koi ana ʻAʻohe hōʻoia hana a i ʻole ʻike ʻike hana e pono ai. Me ka ʻae ʻia ʻana o ka ʻāina ʻē aʻe, hoʻokipa kēia hōʻaiʻē i nā mea kūʻai honua e kūʻai aku i nā waiwai Primary/Investment/2nd Home Eligible, mai nā hale noho ʻoluʻolu a i lu.CRAmau hoolimalima. ʻO ke kākoʻo ʻana i nā hōʻaiʻē a hiki i $3.5 miliona a e koi ana i kahi helu ʻaiʻē 680 wale nō, he hopena maʻamau.

ʻO ka mea e ʻokoʻa ai ka No Job No Income Loan ʻo ia ka mea e nānā ai i nā waiwai ma luna o ka loaʻa kālā. ʻAʻole pono ka poʻe hōʻaiʻē e hāʻawi i nā kumu uku a i ʻole nā ​​​​hoʻihoʻi ʻauhau - akā, hōʻike lākou i ke kūpaʻa kālā ma o ka mālama kālā, hoʻopukapuka kālā, a i ʻole nā ​​​​waiwai. He laina ola kēia no nā poʻe kūʻai kūʻai ʻāina ʻē aʻe i nele i nā moʻolelo hana ma US akā loaʻa nā waiwai nui o ka honua. ʻO kamakanaHoʻohui ka hiʻona i loaʻa i ka maʻalahi, e ʻae i nā hāʻawi ʻohana e uhi i nā uku, e ʻoi aku ka maʻalahi o ke kūpono no nā waiwai waiwai nui.

ʻO ke kaʻina hana hōʻoia ʻaʻohe hana he huki nui. Ke koi pinepine nei nā mea hōʻaiʻē kuʻuna i ka hōʻoia kālā nui, hiki ke hoʻokaʻawale i nā mea hoʻomaha, nā mea hoʻopukapuka, a i ʻole nā ​​​​mea kūʻai aku o ka honua. ʻO ka ʻAʻohe Job No Income Loan e ʻalo i kēia mau mea pale, e hoʻopololei ana i nā ʻae ʻana no nā kūʻai ʻana i ka Primary/Investment/2nd Home Eligible. Inā he mea kūʻai aku ʻoe i ka ʻāina ʻē e ʻimi nei i kahi home 2nd ma Miami a i ʻole kahi mea hoʻopukapuka e manaʻo ana i kahi Primary Residence me ka ʻole o kahi hana, kūpono kēia hōʻaiʻē i kāu pono.

E noʻonoʻo i kahi lāhui ʻē e neʻe ana i ʻAmelika no ka ʻoihana. Me ka loaʻa ʻole o kahi hana US, he mea paʻakikī ke koho ʻana i kahi moraki, akā he mea nui kā lākou hoʻopukapuka kālā ma waho. Hāʻawi ka No Job No Income Loan iā lākou e hoʻohana i kēlā mau waiwai e hoʻopaʻa i kahi noho mua me ka ʻole o kahi hana, me ka ʻike ʻole o ka hana. ʻO ka hāʻawi makana ʻohana e hiki ke uhi i ka uku haʻahaʻa, a ʻo ke kaʻina hana No Employment Verification e hōʻoiaʻiʻo i ka pani ʻana me ka pilikia ʻole, nā mea āpau i loko o ka pāpale hōʻaiʻē $3.5 miliona.

ʻAʻole kūlike ka ʻokoʻa o kēia hōʻaiʻē. Hāʻawi ia i ka poʻe i kūpono ʻole i ka moʻolelo ʻaiʻē maʻamau, e hāʻawi ana i nā koho Primary/Investment/2nd Home Eligible no nā pahuhopu like ʻole. No ka poʻe kūʻai mai nā ʻāina ʻē, ʻo ka No Job No Income Loan he ʻīpuka i ka waiwai o ʻAmelika, i kākoʻo ʻia e kahi kumu hoʻohālike Asset-Based Loan e ʻoi aku ka waiwai ma mua o ka uku. Me ke kākoʻo ʻaʻohe hōʻoia hana a me nā makana i loaʻa, he moraki ia e hoʻoikaika ai i nā moeʻuhane honua me ka ʻole o nā pilikia pono ʻole.