Nā pōmaikaʻi a me ka hoʻohana ʻana i ka moraki hoʻohana ponoʻī me ka ʻōlelo Bank

Loaʻa i ka Polokalamu Hoʻonaʻauao Hoʻonaʻauao me ka Bank Statement Program he mau pono e lilo ia i koho maikaʻi no ka poʻe ʻaiʻē paʻa. ʻO ka mea mua, hāʻawi ia i ka maʻalahi i ka hōʻoia kālā. E like me ka mea i ʻōlelo ʻia ma mua, pili ia i ka mea maoliKaʻa kālāma nā waihona kālā ma mua o ka hilinaʻi wale ʻana i nā palapala ʻauhau i hōʻike ʻole ʻia i ke kūlana kālā o kēia manawa.

ʻO ka lua, hiki iā ia ke hāʻawi i nā kālā hōʻaiʻē kiʻekiʻe ma mua o kekahi mau papahana ʻē aʻe. Ma muli o ka nānā ʻana o ka mea hāʻawi i ke olakino kālā holoʻokoʻa a me ke kahe kālā, makemake paha lākou e hāʻawi i kahi hōʻaiʻē ʻoi aku ka nui inā hōʻike ka mea hōʻaiʻē i kahi kahawai kālā ikaika a paʻa ma o kahōʻike panakōs.

I ka wā e pili ana i ke kaʻina noi, pono e hōʻiliʻili i nā palapala pono a pau. Loaʻa kēia ma kahi o 12 a 24 mau mahina o nā ʻōlelo panakō, hōʻoia o ka ʻoihana ʻoihana, a me nā moʻolelo kālā ʻē aʻe. A laila e nānā ka mea hāʻawi i kēia mau palapala no ka loiloi i ka pono o ka mea ʻaiʻē. Pono e hana pū me kahi mea hoʻolimalima moraki a mea hāʻawi kālā paha i loaʻa ka ʻike ma kēia papahana kikoʻī. Hiki iā lākou ke alakaʻi iā ʻoe ma ke kaʻina hana, kōkua iā ʻoe e hoʻomaopopo i nā koi, a e hōʻoia i ka hōʻike ʻia ʻana o kāu noi i ka mālamalama maikaʻi loa.

I ka hopena, ʻo ka Self-Employed Mortgage with Bank Statement Program he mea hoʻololi pāʻani no nā poʻe hana pilikino i ka mākeke moraki US. Hāʻawi ia i kahi manawa e loaʻa ai kahi moraki e pili ana i ko lākou kūlana kālā maoli a hāʻawi i ke ala no lākou e hoʻokō ai i ka home.