ʻO nā hōʻaiʻē Bank Statement: Hoʻopili i ka DTI ma mua o 50%

I loko o ka honua paʻakikī o ka hōʻaiʻē moraki ʻAmelika, ʻo ka hoʻopaʻa ʻana i kahi hōʻaiʻē hiki ke lilo i hana paʻakikī, ʻoiai inā ʻoi aku ka nui o kāu ʻaiʻē i ka loaʻa kālā (DTI) ma mua o 50%. Eia naʻe, ma AAAHāʻawi kālā, ke hoʻololi nei mākou i ka pāʻani me kā mākou hōʻaiʻē hōʻaiʻē panakō, e hāʻawi ana i ka manaʻolana o ka poʻe ʻaiʻē i kēia kūlana paʻakikī.

Loaʻa i ka AAA Lendings kahi moʻolelo mele ma mua o 15 mau makahiki i ka ʻoihana. Ua hāʻawi mākou ma mua o $20 biliona i nā hōʻaiʻē, e kōkua ana ma mua o 50,000 ʻohana. ʻO kā mākou ʻike nui e hoʻonoho iā mākou ma ke ʻano he hoa hilinaʻi no ka poʻe ʻaiʻē me nā ʻike kālā like ʻole.

Hoʻolālā ʻia kā mākou ʻōlelo hōʻaiʻē panakō me ka maʻalahi i ka noʻonoʻo. Hoʻomaopopo mākou ʻaʻole pono ka lakio DTI kiʻekiʻeKEIAʻo ka manaʻo he mea hōʻaiʻē pilikia ʻoe. Hōʻole pinepine nā mea hāʻawi kālā maʻamau i nā mea noi me ka DTI ma mua o 50%, akā ʻōlelo mākou "ʻAe!". ʻO kēia no ka mea ʻoi aku ka nānā ʻana o kā mākou hana underwriting ma mua o nā helu. Noʻonoʻo mākou i kāu kūlana kālā holoʻokoʻa, e noʻonoʻo ana i kāu mau ʻōlelo panakō e loiloi i kāu loaʻa maoli a me ka hiki ke uku.

ʻAʻole pau nā pōmaikaʻi o kā mākou hōʻaiʻē ʻōlelo panakō i ka ʻae ʻana i nā lakio DTI kiʻekiʻe. Hāʻawi pū mākou i kahi kaʻina hana pani wikiwiki, me ka manawa awelika i loko o 3 pule. Eia kekahi, hāʻawi mākou i nā uku hoʻokūkū, e hōʻoiaʻiʻo ana e loaʻa iā ʻoe kahi hōʻaiʻē e kūpono i kāu kālā. ʻO kā mākou lawelawe pilikino ʻo ia ka mea e hana pū mākou me ʻoe e ʻimi i ka hopena hōʻaiʻē maikaʻi loa, me ka nānā ʻole i ka paʻakikī o kāu kūlana kālā.

Inā paʻakikī ʻoe e loaʻa kahi hōʻaiʻē ma muli o kahi DTI ma mua o 50%, mai pau ka manaʻolana. E kelepona iā AAA Lendings ma 1 (877) 789 - 8816 a i ʻole e noi pūnaewele no ka ʻimi ʻana i nā mea hiki o kā mākou hōʻaiʻē ʻōlelo panakō. E kōkua mākou iā ʻoe e hoʻokō i kāu mau moemoeā homeownership.