– AAA Lendings Non-QM Interested Program – Diamond Jumbo (Similar with Conventional Loan) – AAA Lendings Details:
Nānā nui
ʻO Diamond Jumbo, no ka poʻe ʻaiʻē hiki ʻole ke hana i ka Jumbo non-agency. ʻOi aku ka nui o ka hōʻaiʻē / DTI kiʻekiʻe / LTV kiʻekiʻe / mau waiwai kālā palena ʻole.
Nā kikoʻī
1) DTI kiʻekiʻe 55%;
2) A hiki i $4M ka huina hōʻaiʻē;
3) A hiki i 90% LTV;
4) ʻAʻohe MI (Inikua moraki);
5) 660 a ʻoi aku paha nā helu ʻaiʻē;
6) 6 a ʻoi aʻe nā mahina mālama;
7) Loaʻa ka hoʻihoʻi ʻauhau makahiki 1.
He aha kēia papahana?
Ua hālāwai paha ʻoe ma lalo o ke kūlana?
• ʻAʻole hiki i ka mea hāʻawi ke ʻae i kāu noi nui ʻaiʻē?
• ʻAʻole hiki iā ʻoe ke kiʻi i ka LTV kiʻekiʻe āu e makemake ai?
• ʻAʻole hiki i nā mea hōʻaiʻē jumbo ʻole ke hāʻawi iā ʻoe i nā hōʻaiʻē kālā?
• Ua koi ka mea hāʻawi iā ʻoe e kūʻai i MI(Mortgage Insurance)?
Inā ua hālāwai ʻoe i kēia mau kūlana hilahila, a laila ʻaʻohe hopohopo. Loaʻa i nā mea hāʻawi kālā ʻole QM nā papahana like, e like me nā hōʻaiʻē ʻoihana. Eia nō naʻe, ʻoi aku ka haʻahaʻa o ka poʻe hāʻawi kālā Non-QM me {Full Docs} huahana hōʻaiʻē ma mua o nā huahana hōʻaiʻē Full Documents. ʻOi aku kāu koho i kēia manawa. ʻO kahi mea nui āu e mālama ai, ʻo ia: Hiki iā ʻoe ke noi no kēia papahana inā ʻaʻole hiki iā ʻoe ke kūpono me kahi hōʻaiʻē FNMA a i ʻole FHMLC.
He aha ka ʻokoʻa o kēia papahana Non-QM Full Document me ka polokalamu ʻoihana Full qualify?
Ma ka laulā, hiki i ka hapa nui o nā mea noi ke noi no ka hōʻaiʻē Jumbo maʻamau no ke kumu o ka nui o ka hōʻaiʻē. Eia nō naʻe, i kā mākou ʻike, ʻaʻole maʻalahi ka papahana Jumbo maʻamau e pani. Ua kaupalena ka papahana i nā koi ma mua o nā hōʻaiʻē ʻoihana, a ua lōʻihi hoʻi ka manawa huli.
Eia nō naʻe, ma lalo o kekahi mau kūlana, ʻaʻole hiki i nā mea noi ke hoʻokō a hoʻomau i ka papahana Jumbo maʻamau, no ka mea hiki iā lākou ke hana i kahi huahana Non-QM, e hoʻokō i kā lākou kumu, e like me ka nui o ka hōʻaiʻē nui / Cash-out / LTV / Credit score, etc.
Loaʻa kā mākou Non-QM Full Income Documentation i ka poʻe hōʻaiʻē me nā hōʻaiʻē jumbo a me nā hōʻaiʻē conforming e hāʻule wale ana ma waho o nā palena no nā Mortgages Qualified. ʻAʻole pono e kūʻai ʻia nā hōʻaiʻē ma kēia papahana i kekahi Keʻena Aupuni.
He aha nā pōmaikaʻi?
Ma hope o ka heluhelu ʻana i nā huaʻōlelo i luna, eia ka hōʻuluʻulu pōmaikaʻi no kāu ʻike:
ʻOi aku ka nui o ka hōʻaiʻē ma mua o nā hōʻaiʻē ʻoihana;
Lakiō DTI kiʻekiʻe, nā palena haʻahaʻa;
ʻAʻole pono ka MI (Mortgage Insurance);
ʻAe ʻia ke kālā hoʻopuka;
LTV kiʻekiʻe, ʻoi aku ka kiʻekiʻe ma mua o nā hōʻaiʻē ʻoihana.
Nā kiʻi kikoʻī huahana:
Alakaʻi Huahana Pili:
Hoʻomaopopo mākou ʻaʻole ʻo ka moraki he hana kālā wale nō akā he hoʻoholo ola koʻikoʻi. ʻO kā mākou manaʻo nui i ka mea kūʻai aku, ʻaʻole mākou e noʻonoʻo wale i nā helu; noʻonoʻo mākou i kāu moʻolelo kūʻokoʻa, nā manaʻo, a me nā pahuhopu kālā. Lawe kā mākou poʻe loea moraki i ka manawa e hoʻomaopopo i kāu huakaʻi pilikino, e hōʻoia ana e loaʻa iā ʻoe kahi hopena moraki e kūlike me kāu ʻike no ka wā e hiki mai ana. - AAA Lendings Non-QM Interested Program - Diamond Jumbo (Similar with Conventional Loan) - AAA Lendings , E hoʻolako ka huahana i nā wahi āpau o ka honua, e like me: Indonesia, Swiss, Detroit, Ke hoʻomau nei kā mākou hui i ka lawelawe ʻana i nā mea kūʻai aku me ke kiʻekiʻe kiʻekiʻe, ke kumukūʻai hoʻokūkū a me ka hāʻawi ʻana i ka manawa. Hoʻokipa maikaʻi mākou i nā hoaaloha mai ka honua holoʻokoʻa e hui pū me mākou a hoʻonui i kā mākou ʻoihana. Inā makemake ʻoe i kā mākou huahana, e ʻoluʻolu e hoʻokaʻaʻike mai iā mākou. Makemake mākou e hāʻawi iā ʻoe i ka ʻike hou aku.
Na Dinah mai Albania - 2018.07.12 12:19 ʻAʻole wale ka ʻenehana kiʻekiʻe o ka ʻenehana o ka hale hana, ʻoi aku ka maikaʻi o ko lākou pae Pelekane, he kōkua nui kēia i ke kamaʻilio ʻenehana.
Na Elaine mai Moroko - 2017.11.12 12:31 
