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Kikowaena Huahana

Huahana Huahana

ʻO kā mākou kūpaʻa i ka ʻike maopopo ʻoi aku ma mua o nā pae mua o ke kaʻina moraki. Hoʻomaopopo mākou i ka ʻike maopopo ʻana i kāu mau moraki, me ka uku pānaʻi, nā uku, a me nā koina pani. ʻAʻohe mea kupanaha i ka lā pani. Hoʻolaʻa mākou i ka hāʻawi ʻana iā ʻoe i nā wehewehe pololei, jargon-free, no laila hiki iā ʻoe ke hoʻokele me ka hilinaʻi i nā ʻaoʻao kālā o kāu kūʻai ʻana i ka home a i ʻole ke kālā hou.Laikini Mokuaina,Helu Fico,ʻO nā hōʻaiʻē maʻamau me ka ʻaiʻē maikaʻi ʻole, Ma waho aʻe o nā huahana moraki maʻamau, hāʻawi mākou i kahi ʻano o nā mea hoʻonā niche lending e hoʻokō i nā pono kikoʻī. Hoʻolālā ʻia kā mākou huahana hōʻaiʻē 'Non-QM' no nā hiʻohiʻona kālā kūʻokoʻa, e hoʻolilo iā mākou i mea hāʻawi kālā no ka poʻe ʻaiʻē ʻaʻole kūpono i ke ʻano kuʻuna. Manaʻo mākou aia kahi moraki no kēlā me kēia kanaka, a ʻo kā mākou koho hōʻaiʻē kūikawā e hōʻike ana i ko mākou kūpaʻa i ka inclusivity.
– AAA Lendings Non-QM Salary & Self-employed borrower Asset Program – True Stated Income – AAA Lendings Detail:

Poʻo inoa

Nānā nui

E hoʻohana i ka waiwai o ka mea hōʻaiʻē i mea e pono ai, pono e uhi nā waiwai o ka mea hōʻaiʻē ma kahi liʻiliʻi he 6 mau mahina o ka loaʻa kālā.

Nā kikoʻī

1) ʻAʻohe P&L Pono;
2) ʻAʻohe WVOE Pono;
3) 12 mahina mālama ʻia i helu ʻia ma PI (ʻAʻole pono ʻo PITIA i kahi mea hāʻawi ʻē aʻe);
4) Hāʻawi ʻia nā kālā makana;
5) Ka huina hōʻaiʻē a hiki i $2.5M;
6) Kūʻai & ʻAʻohe kālā i loaʻa.

He aha kēia papahana?

• Maopopo anei iā ʻoe pehea e hoʻohana ai i ka waiwai i mea e hiki ai iā ʻoe ke hōʻaiʻē moraki hale?
• Ua hoʻokuʻu ʻia a hōʻole ʻia paha ʻoe e ka mea hāʻawi kālā no kahi papahana WVOE (Written Verification of Employment)?
• ʻAʻole nui kāu waiwai ke makemake ʻoe e kūʻai i kou hale ponoʻī?
• ʻAʻole anei i makemake kou haku hana e hāʻawi i kahi palapala WVOE a i ʻole e hui pū?

Inā ua ʻike ʻoe i kēia kūlana ma luna, mai hopohopo, e hele mai iā mākou a e hoʻolauna mākou i kahi papahana Non-QM no ʻoe—-ʻOiaʻiʻo ka loaʻa kālā. Ua kamaʻāina ka papahana i ka polokalamu {WVOE}, ua hoʻolālā ʻia no ka poʻe hōʻaiʻē uku a me ka poʻe ʻaiʻē hoʻolimalima. ʻAʻole liʻiliʻi nā papahana maikaʻi o nā hōʻaiʻē non-QM i hiki i ka poʻe uku uku a me nā mea ʻoihana ke noi aku.

Pehea e hana ai kēia polokalamu?

E like me ka inoa o ka huahana, ua kūpono kēia polokalamu me ka waiwai pū kekahi. E nānā ma lalo:

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Inā koho ʻia ka Loaʻa ʻOiaʻiʻo o kēia papahana hōʻaiʻē, e koi wale ʻia ka mea ʻaiʻē e hāʻawi i kahi loaʻa waiwai ma ka palapala noi hōʻaiʻē (1003). E hoʻohana ʻia kēia loaʻa kālā no ka helu ʻana i ka hōʻaiʻē kūpono i ka ratio kālā i kūkākūkā ʻia ma ka Pauku VIII o kēia mau alakaʻi.

ʻO wai ka mea hiki ke noi no kēia papahana?

E like me ka mea i ʻōlelo ʻia ma luna, ʻo kēlā me kēia mea āu e hōʻaiʻē uku a i ʻole mea hoʻolimalima pilikino, hiki iā ʻoe ke noi no kēia papahana. Inā ʻaiʻē uku, ʻaʻole pono nā palapala kūikawā ke noi ʻoe i kahi hōʻaiʻē hale hou o Non-QM me ka mea hāʻawi. Inā 'ai'ē ho'ohana pono'ī a 'ai'ē paha 1099, pono paha 'oe i kahi leka CPA ma'alahi.

Pehea e hana ai kēia polokalamu?

E like me ka inoa o ka huahana, ua kūpono kēia polokalamu me ka waiwai pū kekahi. ʻAʻole like me nā papahana ʻē aʻe, ʻaʻole pono mākou e hāʻawi i nā palapala kūikawā mai ka mea ʻaiʻē. E hoʻomākaukau wale i nā ʻōlelo panakō maʻamau i ka wā e noi ai no kāu hōʻaiʻē hale, E nānā i lalo no kāu ʻike:

ʻO ke kālā i ʻōlelo ʻia, ʻo ia ka mea i hōʻike ʻia e ka mea hōʻaiʻē i kā lākou loaʻa kālā kūpono i kēia manawa ma ka noi hōʻaiʻē. E hōʻoia ka mea hāʻawi i ka loaʻa kālā o ka mea hōʻaiʻē hiki ke kākoʻo ʻia e ka waiwai "Liquid" i pani mua ʻia.

Inā koho ʻia ka Loaʻa ʻOiaʻiʻo o kēia papahana hōʻaiʻē, e koi wale ʻia ka mea ʻaiʻē e hāʻawi i kahi loaʻa waiwai ma ka palapala noi hōʻaiʻē (1003). E hoʻohana ʻia kēia loaʻa kālā no ka helu ʻana i ka hōʻaiʻē kūpono i ka ratio kālā i kūkākūkā ʻia ma ka Pauku VIII o kēia mau alakaʻi.

Nā kiʻi kikoʻī huahana:

– AAA Lendings Non-QM Salary & Self-employed borrower Asset Program – True Stated Income – AAA Lendings kiʻi kiko’ī

Alakaʻi Huahana Pili:
ʻO kā mākou kūpaʻa i ka maikaʻi a me ka hoʻolaʻa ʻana i kā mākou mea kūʻai aku ua paipai iā mākou e hoʻonui i kā mākou hana ma nā mokuʻāina 45, me Arizona, Kaleponi, Washington DC, Florida, Nevada, a me Texas, a me nā mea ʻē aʻe. Akā naʻe, ʻaʻole i wehewehe wale ʻia kā mākou holomua e nā helu. ʻO ka helu ʻana o nā loiloi maikaʻi a me ka maikaʻi ʻōlelo-o-waha kaulana a mākou i hōʻiliʻili ai i mea hōʻike i ka hilinaʻi a me ka hilinaʻi a ka mākeke i kau mai ai iā mākou. – AAA Lendings Non-QM Salary & Self-employed borrower Asset Program – True Stated Income – AAA Lendings , E hāʻawi aku ka huahana i nā wahi a pau o ka honua, e like me: Palestine, Marseille, Iceland, ʻO kā mākou hui e hoʻokō mau i kāu koi maikaʻi, nā kumu kūʻai a me nā pahuhopu kūʻai. Hoʻokipa maikaʻi iā ʻoe e wehe i nā palena o ke kamaʻilio. ʻO kā mākou hauʻoli nui e lawelawe iā ʻoe inā makemake ʻoe i kahi mea hoʻolako hilinaʻi a me ka ʻike waiwai.
    • Hāʻawi ka mea hana iā mākou i kahi hoʻemi nui ma lalo o ka manaʻo o ka hōʻoia ʻana i ka maikaʻi o nā huahana, mahalo nui loa, e koho hou mākou i kēia hui.
    5 HokuNa Kristin mai Bulgaria - 2017.01.28 18:53
    Hiki i ka hui ke hoʻomau i nā loli i kēia mākeke ʻoihana, hoʻonui wikiwiki i nā huahana a ʻoi aku ke kumukūʻai, ʻo kā mākou hui lua kēia, maikaʻi.
    5 HokuNa Evelyn mai Melbourne - 2018.08.12 12:27

    PiliHANA

    E kaomi i ke komo no ka huli ʻana a i ʻole ESC e pani