Wholesale - AAA Lendings Salary Borrower Non-QM Program - WVOE (Written Verification of Employment) - AAA Lendings mea hāʻawi kālā a me nā mea hoʻopukapuka

Huahana Huahana

ʻAʻole i kaupalena ʻia ka moeʻuhane o ka hale kūʻai hale. Ma AAA LENDINGS, loaʻa iā mākou nā papahana kūikawā e mālama i nā mea hōʻaiʻē kuʻuna ʻole. Inā hoʻohana ʻoe iā ʻoe iho, loaʻa ka loaʻa kālā fluctuating, a i ʻole ke alo i nā kūlana kālā kūʻokoʻa, hiki i kā mākou koho hōʻaiʻē ke hopu i kou hoihoi. Hoʻopili mākou i ka ʻokoʻa i ka poʻe hōʻaiʻē a ʻimi ikaika i nā hāʻina hōʻaiʻē hou, e hōʻoiaʻiʻo ana e hoʻomau kāu huakaʻi i ka ʻona home, me ka ʻole o kāu kūlana kālā.Hiki ke hoʻololi ʻia me ka uku paʻa,Nā Palapala piha,ʻO ka mea kūʻai nui loa, Hoʻomaopopo mākou he mea hopohopo paha ka hōʻaiʻē no nā mea ʻaiʻē he nui. ʻO ia ke kumu ke hāʻawi nei mākou i nā lawelawe ʻōlelo aʻoaʻo e kōkua iā ʻoe e hoʻomaikaʻi i kāu helu ʻaiʻē a hoʻopaʻa i nā ʻōlelo hōʻaiʻē maikaʻi. Ma ka hāʻawi ʻana i nā ʻike koʻikoʻi a me nā alakaʻi i hoʻohālikelike ʻia, manaʻo mākou e hoʻopili i nā mea hōʻaiʻē i hiki ʻole ke maopopo mua i ko lākou kuleana. Aia mākou ma ʻaneʻi e hāʻawi iā ʻoe i ka mana o kāu kālā e hiki mai ana.

– AAA Lendings Salary Borrower Non-QM Program – WVOE (Written Verification of Employment) – AAA Lendings Detail:

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Nānā nui

ʻO nā mea hōʻaiʻē uku uku wale nō, ʻaʻole hiki iā lākou ke hele pū me nā hōʻaiʻē moraki ʻoihana, a ʻaʻole makemake e hāʻawi i nā ʻano palapala kālā.

Nā kikoʻī

1) ʻAe ʻia ka lāhui ʻē;
2) 12 mahina mālama ʻia i helu ʻia ma PI (ʻAʻole pono ʻo PITIA i mea hāʻawi ʻē aʻe);
3) ʻAʻole pono ka uku uku / W-2 / hoʻihoʻi ʻauhau;
4) Hāʻawi ʻia nā kālā makana;
5) Ka huina hōʻaiʻē a hiki i $2.5M;
6) ʻO ka uku haʻahaʻa ma lalo o 30%;
7) Min. FICO 680.

He aha ka papahana?

Ua hālāwai paha ʻoe i kēia ʻano hihia?
Ua hoʻonui hou ʻia ke kūlana Lender i nā paystubs?
Ua helu ka mea hāʻawi i kāu kālā a haʻi iā ʻoe ʻaʻole kūpono me ka moraki hale?
Paʻakikī paha ʻoe e ʻimi i kāu mau kope o W2 a i ʻole paystubs?

Hāʻawi mākou iā AAA Lendings i kahi papahana Non-QM maikaʻi loa - WVOE (Written Verification of Employment). Inā loaʻa i ka poʻe hōʻaiʻē uku ka uku paʻa a i ʻole ka uku mai ka mea hana ma ka hoʻihoʻi ʻana i kahi lawelawe i hāʻawi ʻia a ʻaʻohe kuleana a i ʻole ka liʻiliʻi ma lalo o 25% kuleana kuleana ma ka ʻoihana.

Loaʻa i ka poʻe hōʻaiʻē uku ka uku a i ʻole ka uku mai ka mea hana ma ka hoʻihoʻi ʻana i kahi lawelawe i hāʻawi ʻia a ʻaʻohe kuleana a i ʻole ka liʻiliʻi o 25% kuleana kuleana ma ka ʻoihana. Hiki ke hoʻokumu ʻia ka uku i kēlā me kēia hola, i kēlā me kēia pule, i kēlā me kēia pule, i kēlā me kēia mahina, a i ʻole ka hapalua mahina. Inā i kēlā me kēia hola, pono e helu ʻia ka helu o nā hola i hoʻonohonoho ʻia. Pono e hoʻololi ʻia ka loaʻa kālā i hōʻoia ʻia i kālā kālā o kēlā me kēia mahina no ka hoʻohana ʻana ma ka palapala noi maʻamau (FNMA Form 1003). Ma ka manaʻo o ka underwriter, hiki ke noi ʻia nā palapala hoʻohui o ka loaʻa kālā

He aha nā pōmaikaʻi?

No kēia papahana, pono ka mea hāʻawi kālā i kahi palapala WVOE e helu ai i ka loaʻa kālā kūpono, ʻaʻohe palapala loaʻa kālā e pono ai. ʻO kēia ke kumu koʻikoʻi maikaʻi loa o kēia polokalamu. ʻAʻole hiki i kekahi ʻoihana hōʻaiʻē ke hana i ia papahana. Ma waho aʻe, ʻokoʻa mai nā papahana ʻē aʻe, ʻaʻole pono kēia papahana i ka waiwai nui o nā mea noi. Ma keʻano laulā, he polokalamu maikaʻi kēia no nā mea hōʻaiʻē uku ʻaʻole hiki ke hana i nā hōʻaiʻē ʻoihana.

Pehea e helu ai?

- E hoʻohana i ka uku kumu (ka hapalua mahina, ʻelua pule, a i ʻole ka hola e like me ke kākoʻo ʻia e YTD) mai WVOE.
Nā laʻana:
◦ ʻEkolu mahina: ʻO ka huina hapalua mahina i hoʻonui ʻia me 2 e like me ka loaʻa kālā o kēlā me kēia mahina.
◦ ʻElua pule: ʻelua pule i hoʻonui ʻia me 26 i puʻunaue ʻia e 12 e like me ka loaʻa kālā o kēlā me kēia mahina.
◦ Uku ʻia ke kumu no 9 mahina: Hoʻonui ʻia ka huina mahina me 9 mahina i puʻunaue ʻia me 12 mahina
e like me ka loaʻa kālā kūpono o kēlā me kēia mahina.

E hoʻomanaʻo i ka mea hana e hoʻopiha i ka palapala WVOE, a laila e hoʻomaka ka mea hāʻawi i ka hōʻaiʻē wikiwiki.

Nā kiʻi kikoʻī huahana:

Alakaʻi Huahana Pili:

Haʻaheo ʻo AAA LENDINGS i ko mākou komo ʻana i ke kaiāulu a me ke kuleana pilikanaka. Ke manaʻoʻiʻo nei mākou ʻo ka lilo ʻana i mea hōʻaiʻē kuleana ʻo ia ka hāʻawi ʻana i nā kaiāulu a mākou e lawelawe nei. Hoʻokomo ikaika kā mākou hui i nā hana aloha, kākoʻo i nā kumu kūloko, a me ka hoʻolaha ʻana i ka ʻike kālā. ʻAʻole mākou i ka ʻoihana hoʻolako kālā; ua hoʻolilo mākou i ka hopena maikaʻi i ke ola o kā mākou mea kūʻai aku a me nā kaiāulu a lākou i kapa ai he home. – AAA Lendings Salary Borrower Non-QM Program – WVOE (Written Verification of Employment) – AAA Lendings , Hāʻawi ka huahana i nā wahi a pau o ka honua, e like me: UK, Russia, Costa rica, Ua hala mua kā mākou hui i ke kūlana ISO a mahalo piha mākou i nā patent a me nā kope kope o kā mākou mea kūʻai. Inā hāʻawi ka mea kūʻai aku i kā lākou mau hoʻolālā ponoʻī, e hōʻoiaʻiʻo mākou ʻo lākou wale nō ka mea hiki ke loaʻa i kēlā huahana. Manaʻo mākou e hiki i kā mākou huahana maikaʻi ke lawe i kā mākou mea kūʻai aku i ka waiwai nui.

- AAA Haʻawina