Wholesale - AAA Lendings Salary Borrower Non-QM Program - WVOE (Written Verification of Employment) - AAA Lendings mea hāʻawi kālā a me nā mea hoʻopukapuka

Huahana Huahana

No ka nui o kā mākou mea kūʻai aku, ʻoi aku ka moraki ma mua o kahi hana kālā; he mea koʻikoʻi ke ola. Inā he mea kūʻai hale mua ʻoe a i ʻole he mea kūʻai waiwai waiwai, hoʻokokoke mākou i kēlā me kēia noi me ka mālama a me ka nānā pono ʻana. Lawe mākou i ka manawa e hoʻomaopopo i kāu mau pahuhopu a me kou mau manaʻo, me ka hōʻoia ʻana e kūlike kāu moraki me kāu ʻike no kou wā e hiki mai ana.Mea Hoolimalima Moraki Georgia,ʻAiʻē maʻamau 620 ʻaiʻē,Wahi a ka poe hoaai moraki, Hoʻomaopopo mākou hiki ke kū mai nā pilikia kālā me ka manaʻo ʻole, a eia mākou e hāʻawi i nā hoʻonā inā makemake nui ʻoe iā lākou. Ma waho aʻe o nā huahana moraki maʻamau, hāʻawi ʻo AAA LENDINGS i nā papahana hōʻaiʻē maʻalahi e mālama i nā kūlana kālā kūʻokoʻa. Inā loaʻa iā ʻoe kahi helu ʻaiʻē liʻiliʻi ma mua o ka maikaʻi loa, he hana pilikino, a i ʻole he kumu kālā maʻamau, loaʻa iā mākou nā koho hōʻaiʻē i hoʻolālā ʻia e hoʻokō i kāu mau pono.

– AAA Lendings Salary Borrower Non-QM Program – WVOE (Written Verification of Employment) – AAA Lendings Detail:

Untitled-4

Nānā nui

No ka poʻe ʻaiʻē uku uku wale nō, ʻaʻole hiki iā lākou ke hele me nā hōʻaiʻē moraki ʻoihana, a ʻaʻole makemake e hāʻawi i nā ʻano palapala kālā.

Nā kikoʻī

1) ʻAe ʻia ka lāhui ʻē;
2) 12 mahina mālama ʻia i helu ʻia ma PI;
3) ʻAʻole pono ka uku uku / W-2 / hoʻihoʻi ʻauhau;
4) Hāʻawi ʻia nā kālā makana;
5) Ka huina hōʻaiʻē a hiki i $2.5M;
6) Uku i lalo e like me 30%;
7) Min. FICO 680.

He aha ka WVOE?

Ua ʻike paha ʻoe i kēia ʻano hihia?
Ua hoʻonui hou ʻia ke kūlana Lender i nā paystubs?
Ua helu ka mea hāʻawi i kāu kālā a haʻi iā ʻoe ʻaʻole kūpono me ka moraki hale?
Paʻakikī paha ʻoe e ʻimi i kāu mau kope o W2 a i ʻole paystubs?

Loaʻa i ka poʻe hōʻaiʻē uku ka uku a i ʻole ka uku mai ka mea hana ma ka hoʻihoʻi ʻana i kahi lawelawe i hāʻawi ʻia a ʻaʻohe kuleana a i ʻole ka liʻiliʻi o 25% kuleana kuleana ma ka ʻoihana. Hiki ke hoʻokumu ʻia ka uku i kēlā me kēia hola, kēlā me kēia pule, ʻelua pule, kēlā me kēia mahina, a i ʻole ka hapalua mahina. Inā i kēlā me kēia hola, pono e helu ʻia ka helu o nā hola i hoʻonohonoho ʻia. Pono e hoʻololi ʻia ka loaʻa kālā i hōʻoia ʻia i kālā kālā o kēlā me kēia mahina no ka hoʻohana ʻana ma ka palapala noi maʻamau (FNMA Form 1003). Ma ka manaʻo o ka underwriter, hiki ke noi ʻia nā palapala hoʻohui o ka loaʻa kālā.

ʻO ka pono o WVOE

No WVOE, pono ka mea hāʻawi kālā i kahi palapala WVOE no ka helu ʻana i ka loaʻa kālā kūpono, ʻaʻohe palapala kālā ʻē aʻe e pono ai. ʻO kēia ke kumu koʻikoʻi o WVOE. ʻAʻole hiki i nā ʻoihana hōʻaiʻē ke hana i ia papahana. Ma waho aʻe, ʻokoʻa mai nā papahana ʻē aʻe, ʻaʻole pono nā mea hōʻaiʻē e hāʻawi i nā palapala waiwai no kēia papahana. Ma ka laulā, he polokalamu maikaʻi kēia no nā poʻe ʻaiʻē uku ʻaʻole i kūpono i nā hōʻaiʻē ʻoihana.

Pehea e helu ai i ka uku?

- E hoʻohana i ka uku kumu (ka hapalua mahina, ʻelua pule, a i ʻole ka hola e like me ke kākoʻo ʻia e YTD) mai WVOE.
Nā laʻana:
- Semi-mahina: Uku hapalua mahina i hoonuiia e 2 e like me ka loaa o ka mahina.
- I kēlā me kēia pule ʻelua: ʻO ka uku ʻelua pule i hoʻonui ʻia e 26 i puʻunaue ʻia e 12 e like me ka loaʻa kālā o kēlā me kēia mahina.
- Uku ʻia ke kumu no 9 mahina: ʻO ka uku o kēlā me kēia mahina i hoʻonui ʻia me 9 mau mahina i puʻunaue ʻia e 12 mau mahina e like me ka loaʻa kālā kūpono.

E hoʻomanaʻo i ka mea hana e hoʻopiha i ka palapala WVOE, a laila e hoʻomaka koke ka mea hāʻawi i ka hōʻaiʻē.

Nā kiʻi kikoʻī huahana:

Alakaʻi Huahana Pili:

Hiki ke paʻakikī ka hoʻokele ʻana i ka ʻāina moraki, akā ua maʻalahi ka AAA LENDINGS i ke kaʻina hana, e hoʻoikaika a me ka pilikia ʻole. Hāʻawi mākou i kahi ʻōnaehana hōʻiliʻili palapala maʻalahi a pōkole, e ʻae iā ʻoe e hoʻouka maʻalahi i nā pepa i koi ʻia ma ka pūnaewele. Ua ʻike nui mākou he waiwai kou manawa, a ma ka hoʻomaʻamaʻa ʻana i ke kaʻina hana, mālama mākou iā ʻoe i ka hana ikaika a me ka mālama ʻana i kāu huakaʻi moraki. – AAA Lendings Salary Borrower Non-QM Program – WVOE (Written Verification of Employment) – AAA Lendings , Hāʻawi ka huahana i nā wahi a pau o ka honua, e like me: Austria, Croatia, Guatemala, ʻAʻole pono ka hoʻomohala ʻana o kā mākou hui i ka hōʻoia o ka maikaʻi, ke kumukūʻai kūpono a me ka lawelawe kūpono, akā hilinaʻi pū i ka hilinaʻi a me ke kākoʻo o kā mākou mea kūʻai! I ka wā e hiki mai ana, e hoʻomau mākou me ka ʻoihana ʻoihana a me ke kūlana kiʻekiʻe e hāʻawi i ke kumukūʻai hoʻokūkū ʻoi loa, Me kā mākou mea kūʻai aku a loaʻa ka lanakila-lanakila! Welina mai i ka nīnau a kūkākūkā!

- AAA Haʻawina