– AAA Lendings Salary Borrower Non-QM Program – WVOE (Written Verification of Employment) – AAA Lendings Detail:
Nānā nui
ʻO nā mea hōʻaiʻē uku uku wale nō, ʻaʻole hiki iā lākou ke hele pū me nā hōʻaiʻē moraki ʻoihana, a ʻaʻole makemake e hāʻawi i nā ʻano palapala kālā.
Nā kikoʻī
1) ʻAe ʻia ka lāhui ʻē;
2) 12 mahina mālama ʻia i helu ʻia ma PI (ʻAʻole pono ʻo PITIA i mea hāʻawi ʻē aʻe);
3) ʻAʻole pono ka uku uku / W-2 / hoʻihoʻi ʻauhau;
4) Hāʻawi ʻia nā kālā makana;
5) Ka huina hōʻaiʻē a hiki i $2.5M;
6) ʻO ka uku haʻahaʻa ma lalo o 30%;
7) Min. FICO 680.
He aha ka papahana?
Ua hālāwai paha ʻoe i kēia ʻano hihia?
Ua hoʻonui hou ʻia ke kūlana Lender i nā paystubs?
Ua helu ka mea hāʻawi i kāu kālā a haʻi iā ʻoe ʻaʻole kūpono me ka moraki hale?
Paʻakikī paha ʻoe e ʻimi i kāu mau kope o W2 a i ʻole paystubs?
Hāʻawi mākou iā AAA Lendings i kahi papahana Non-QM maikaʻi loa - WVOE (Written Verification of Employment). Inā loaʻa i ka poʻe hōʻaiʻē uku ka uku paʻa a i ʻole ka uku mai ka mea hana ma ka hoʻihoʻi ʻana i kahi lawelawe i hāʻawi ʻia a ʻaʻohe kuleana a i ʻole ka liʻiliʻi ma lalo o 25% kuleana kuleana ma ka ʻoihana.
Loaʻa i ka poʻe hōʻaiʻē uku ka uku a i ʻole ka uku mai ka mea hana ma ka hoʻihoʻi ʻana i kahi lawelawe i hāʻawi ʻia a ʻaʻohe kuleana a i ʻole ka liʻiliʻi o 25% kuleana kuleana ma ka ʻoihana. Hiki ke hoʻokumu ʻia ka uku i kēlā me kēia hola, i kēlā me kēia pule, i kēlā me kēia pule, i kēlā me kēia mahina, a i ʻole ka hapalua mahina. Inā i kēlā me kēia hola, pono e helu ʻia ka helu o nā hola i hoʻonohonoho ʻia. Pono e hoʻololi ʻia ka loaʻa kālā i hōʻoia ʻia i kālā kālā o kēlā me kēia mahina no ka hoʻohana ʻana ma ka palapala noi maʻamau (FNMA Form 1003). Ma ka manaʻo o ka underwriter, hiki ke noi ʻia nā palapala hoʻohui o ka loaʻa kālā
He aha nā pōmaikaʻi?
No kēia papahana, pono ka mea hāʻawi kālā i kahi palapala WVOE e helu ai i ka loaʻa kālā kūpono, ʻaʻohe palapala loaʻa kālā e pono ai. ʻO kēia ke kumu koʻikoʻi maikaʻi loa o kēia polokalamu. ʻAʻole hiki i kekahi ʻoihana hōʻaiʻē ke hana i ia papahana. Ma waho aʻe, ʻokoʻa mai nā papahana ʻē aʻe, ʻaʻole pono kēia papahana i ka waiwai nui o nā mea noi. Ma keʻano laulā, he polokalamu maikaʻi kēia no nā mea hōʻaiʻē uku ʻaʻole hiki ke hana i nā hōʻaiʻē ʻoihana.
Pehea e helu ai?
- E hoʻohana i ka uku kumu (ka hapalua mahina, ʻelua pule, a i ʻole ka hola e like me ke kākoʻo ʻia e YTD) mai WVOE.
Nā laʻana:
◦ ʻEkolu mahina: ʻO ka huina hapalua mahina i hoʻonui ʻia me 2 e like me ka loaʻa kālā o kēlā me kēia mahina.
◦ ʻElua pule: ʻelua pule i hoʻonui ʻia me 26 i puʻunaue ʻia e 12 e like me ka loaʻa kālā o kēlā me kēia mahina.
◦ Uku ʻia ke kumu no 9 mahina: Hoʻonui ʻia ka huina mahina me 9 mahina i puʻunaue ʻia me 12 mahina
e like me ka loaʻa kālā kūpono o kēlā me kēia mahina.
E hoʻomanaʻo i ka mea hana e hoʻopiha i ka palapala WVOE, a laila e hoʻomaka ka mea hāʻawi i ka hōʻaiʻē wikiwiki.
Nā kiʻi kikoʻī huahana:
Alakaʻi Huahana Pili:
Hiki ke paʻakikī ka hoʻokele ʻana i ka ʻāina moraki, akā ua maʻalahi ka AAA LENDINGS i ke kaʻina hana, e hoʻoikaika a me ka pilikia ʻole. Hāʻawi mākou i kahi ʻōnaehana hōʻiliʻili palapala maʻalahi a pōkole, e ʻae iā ʻoe e hoʻouka maʻalahi i nā pepa i koi ʻia ma ka pūnaewele. Ua ʻike nui mākou he waiwai kou manawa, a ma ka hoʻomaʻamaʻa ʻana i ke kaʻina hana, mālama mākou iā ʻoe i ka hana ikaika a me ka mālama ʻana i kāu huakaʻi moraki. - AAA Lendings Salary Borrower Non-QM Program - WVOE (Written Verification of Employment) - AAA Lendings , E hoʻolako ka huahana i nā wahi āpau o ka honua, e like me: Mexico, Orlando, Provence, E mākaukau mau kā mākou hui ʻenehana loea e lawelawe iā ʻoe no ke kūkākūkā a me ka pane. Hiki iā mākou ke hāʻawi aku iā ʻoe me nā laʻana manuahi loa e hoʻokō i kāu mau koi. E hana ʻia nā hana maikaʻi loa e hāʻawi iā ʻoe i ka lawelawe kūpono a me nā waiwai. No ka poʻe e noʻonoʻo ana i kā mākou hui a me nā mea kūʻai aku, e ʻoluʻolu e kelepona mai iā mākou ma ka hoʻouna ʻana mai i nā leka uila a i ʻole e kelepona koke iā mākou. Ma ke ala e ʻike ai i kā mākou mea kūʻai a paʻa. ʻoi aku ka nui, hiki iā ʻoe ke hele mai i kā mākou hale hana e ʻike ai. E hoʻokipa mau mākou i nā malihini mai ka honua holoʻokoʻa i kā mākou ʻoihana e kūkulu i nā pilina ʻoihana me mākou. E ʻoluʻolu e hoʻokaʻaʻike mai iā mākou no ka ʻoihana a ke manaʻoʻiʻo nei mākou e kaʻana like ana mākou i ka ʻike loea kālepa kiʻekiʻe me kā mākou mea kālepa āpau.
Na Charlotte mai Helene - 2018.02.21 12:14 ʻAʻole maʻalahi ka loaʻa ʻana o kahi ʻoihana ʻoihana a kuleana i kēia manawa. Manaʻolana e hiki iā mākou ke mālama i ka hui lōʻihi.
Na Emma mai Iran - 2018.05.15 10:52 
