Wholesale - AAA Lendings Salary Borrower Non-QM Program - WVOE (Written Verification of Employment) - AAA Lendings mea hāʻawi kālā a me nā mea hoʻopukapuka

Huahana Huahana

ʻO ka ʻike maopopo ke kumu o kā mākou hana. Haʻaheo mākou i kā mākou kamaʻilio ākea a me kā mākou mea kūʻai aku. ʻAʻohe uku huna, ʻaʻohe mea kupanaha. Hāʻawi mākou i ka ʻike maʻalahi a pololei e pili ana i kāu mau koho moraki, e hōʻoia ana i loaʻa iā ʻoe nā ʻoiaʻiʻo a pau e hoʻoholo ai. ʻO kā mākou pahuhopu ka kūkulu ʻana i ka hilinaʻi me kā mākou mea kūʻai aku ma ka pololei a me ka maopopo, e hoʻomaʻamaʻa i kāu ʻike kālā home e like me ka hiki.ʻOi aku ka maikaʻi o ka mea hāʻawi kālā no ka mea kūʻai moraki,401(K) a me 403(B),Will Loan, Hoʻokumu ʻia i ka makahiki 2007, ʻo AAA LENDINGS kahi mea hōʻaiʻē moraki koʻikoʻi me ka mōʻaukala waiwai i hala ma mua o 15 mau makahiki. Ua loaʻa iā mākou ke kaulana no kā mākou kūpaʻa kūpaʻa ʻole i ka hāʻawi ʻana i ka lawelawe kūikawā a me ka hilinaʻi i ka honua o ka hōʻaiʻē moraki. ʻO kā mākou waihona hōʻaiʻē kupaianaha he hōʻike i ko mākou ʻike a me ka hiki, me ka hōʻaiʻē hōʻaiʻē ʻoi aku ma mua o $ 20 biliona. I loko o nā makahiki, ua hiki iā mākou ke kōkua ma kahi o 50,000 mau ʻohana i ka hoʻokō ʻana i kā lākou mau manaʻo hōʻaiʻē, e hoʻokō i nā moemoeā home.

– AAA Lendings Salary Borrower Non-QM Program – WVOE (Written Verification of Employment) – AAA Lendings Detail:

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Nānā nui

ʻO nā mea hōʻaiʻē uku uku wale nō, ʻaʻole hiki iā lākou ke hele pū me nā hōʻaiʻē moraki ʻoihana, a ʻaʻole makemake e hāʻawi i nā ʻano palapala kālā.

Nā kikoʻī

1) ʻAe ʻia ka lāhui ʻē;
2) 12 mahina mālama ʻia i helu ʻia ma PI (ʻAʻole pono ʻo PITIA i mea hāʻawi ʻē aʻe);
3) ʻAʻole pono ka uku uku / W-2 / hoʻihoʻi ʻauhau;
4) Hāʻawi ʻia nā kālā makana;
5) Ka huina hōʻaiʻē a hiki i $2.5M;
6) ʻO ka uku haʻahaʻa ma lalo o 30%;
7) Min. FICO 680.

He aha ka papahana?

Ua hālāwai paha ʻoe i kēia ʻano hihia?
Ua hoʻonui hou ʻia ke kūlana Lender i nā paystubs?
Ua helu ka mea hāʻawi i kāu kālā a haʻi iā ʻoe ʻaʻole kūpono me ka moraki hale?
Paʻakikī paha ʻoe e ʻimi i kāu mau kope o W2 a i ʻole paystubs?

Hāʻawi mākou iā AAA Lendings i kahi papahana Non-QM maikaʻi loa - WVOE (Written Verification of Employment). Inā loaʻa i ka poʻe hōʻaiʻē uku ka uku paʻa a i ʻole ka uku mai ka mea hana ma ka hoʻihoʻi ʻana i kahi lawelawe i hāʻawi ʻia a ʻaʻohe kuleana a i ʻole ka liʻiliʻi ma lalo o 25% kuleana kuleana ma ka ʻoihana.

Loaʻa i ka poʻe hōʻaiʻē uku ka uku a i ʻole ka uku mai ka mea hana ma ka hoʻihoʻi ʻana i kahi lawelawe i hāʻawi ʻia a ʻaʻohe kuleana a i ʻole ka liʻiliʻi o 25% kuleana kuleana ma ka ʻoihana. Hiki ke hoʻokumu ʻia ka uku i kēlā me kēia hola, i kēlā me kēia pule, i kēlā me kēia pule, i kēlā me kēia mahina, a i ʻole ka hapalua mahina. Inā i kēlā me kēia hola, pono e helu ʻia ka helu o nā hola i hoʻonohonoho ʻia. Pono e hoʻololi ʻia ka loaʻa kālā i hōʻoia ʻia i kālā kālā o kēlā me kēia mahina no ka hoʻohana ʻana ma ka palapala noi maʻamau (FNMA Form 1003). Ma ka manaʻo o ka underwriter, hiki ke noi ʻia nā palapala hoʻohui o ka loaʻa kālā

He aha nā pōmaikaʻi?

No kēia papahana, pono ka mea hāʻawi kālā i kahi palapala WVOE e helu ai i ka loaʻa kālā kūpono, ʻaʻohe palapala loaʻa kālā e pono ai. ʻO kēia ke kumu koʻikoʻi maikaʻi loa o kēia polokalamu. ʻAʻole hiki i kekahi ʻoihana hōʻaiʻē ke hana i ia papahana. Ma waho aʻe, ʻokoʻa mai nā papahana ʻē aʻe, ʻaʻole pono kēia papahana i ka waiwai nui o nā mea noi. Ma keʻano laulā, he polokalamu maikaʻi kēia no nā mea hōʻaiʻē uku ʻaʻole hiki ke hana i nā hōʻaiʻē ʻoihana.

Pehea e helu ai?

- E hoʻohana i ka uku kumu (ka hapalua mahina, ʻelua pule, a i ʻole ka hola e like me ke kākoʻo ʻia e YTD) mai WVOE.
Nā laʻana:
◦ ʻEkolu mahina: ʻO ka huina hapalua mahina i hoʻonui ʻia me 2 e like me ka loaʻa kālā o kēlā me kēia mahina.
◦ ʻElua pule: ʻelua pule i hoʻonui ʻia me 26 i puʻunaue ʻia e 12 e like me ka loaʻa kālā o kēlā me kēia mahina.
◦ Uku ʻia ke kumu no 9 mahina: Hoʻonui ʻia ka huina mahina me 9 mahina i puʻunaue ʻia me 12 mahina
e like me ka loaʻa kālā kūpono o kēlā me kēia mahina.

E hoʻomanaʻo i ka mea hana e hoʻopiha i ka palapala WVOE, a laila e hoʻomaka ka mea hāʻawi i ka hōʻaiʻē wikiwiki.

Nā kiʻi kikoʻī huahana:

Alakaʻi Huahana Pili:

Haʻaheo ʻo AAA LENDINGS i ko mākou komo ʻana i ke kaiāulu a me ke kuleana pilikanaka. Ke manaʻoʻiʻo nei mākou ʻo ka lilo ʻana i mea hōʻaiʻē kuleana ʻo ia ka hāʻawi ʻana i nā kaiāulu a mākou e lawelawe nei. Hoʻokomo ikaika kā mākou hui i nā hana aloha, kākoʻo i nā kumu kūloko, a me ka hoʻolaha ʻana i ka ʻike kālā. ʻAʻole mākou i ka ʻoihana hoʻolako kālā; ua hoʻolilo mākou i ka hopena maikaʻi i ke ola o kā mākou mea kūʻai aku a me nā kaiāulu a lākou i kapa ai he home. - AAA Lendings Salary Borrower Non-QM Program - WVOE (Written Verification of Employment) - AAA Lendings , E hoʻolako ka huahana i nā wahi āpau o ka honua, e like me: Thailand, Madagascar, Morocco, Hiki iā ʻoe ke loaʻa mau nā huahana āu e pono ai i kā mākou hui! Welina mai e nīnau iā mākou e pili ana i kā mākou huahana a me nā mea a mākou i ʻike ai a hiki iā mākou ke kōkua i nā ʻāpana kaʻa. Ke kakali nei mākou e hana pū me ʻoe no kahi kūlana win-win.

- AAA Haʻawina

Ke manaʻoʻiʻo mau nei mākou e hoʻoholo nā kikoʻī i ka maikaʻi o ka huahana o ka ʻoihana, ma kēia ʻano, hoʻokō ka ʻoihana i kā mākou mau koi a kūpono nā waiwai i kā mākou mau manaʻo.
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