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Kikowaena Huahana

Huahana Huahana

Hoʻomaopopo mākou ʻaʻole ʻo ka moraki he hana kālā wale nō akā he hoʻoholo ola koʻikoʻi. ʻO kā mākou manaʻo nui i ka mea kūʻai aku, ʻaʻole mākou e noʻonoʻo wale i nā helu; noʻonoʻo mākou i kāu moʻolelo kūʻokoʻa, nā manaʻo, a me nā pahuhopu kālā. Lawe kā mākou poʻe loea moraki i ka manawa e hoʻomaopopo i kāu huakaʻi pilikino, e hōʻoia ana e loaʻa iā ʻoe kahi hopena moraki e kūlike me kāu ʻike no ka wā e hiki mai ana.ʻO ka mea hāʻawi maikaʻi loa ma Kaleponi,Waiwai Hoolimalima,ʻOi aku ka maikaʻi no Brorrower, I ka wā e pili ana i ka ʻoluʻolu o ka mea kūʻai aku, ʻaʻole mākou e hoʻokō wale i nā mea i manaʻo ʻia; ma mua o lākou. Paʻa kā mākou hui i ka hāʻawi ʻana i ke kākoʻo like ʻole i kāu huakaʻi moraki. Hoʻonohonoho mākou i nā luna hōʻaiʻē hoʻolaʻa i hiki ke loaʻa a nānā, e hōʻoiaʻiʻo ana e loaʻa iā ʻoe ke kōkua pilikino mai ka nīnau mua i ka papaʻaina pani. Ke manaʻoʻiʻo nei mākou ma ka hele ʻana i ka mile keu a hāʻawi i ka lawelawe kūʻokoʻa, ʻaʻole mākou e huki wale akā mālama pū kekahi i nā mea kūʻai aku ʻoluʻolu i lilo i kā mākou mea kākoʻo koʻikoʻi.
– AAA Lendings Salary Borrower Non-QM Program – WVOE (Written Verification of Employment) – AAA Lendings Detail:

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Nānā nui

ʻO nā mea hōʻaiʻē uku uku wale nō, ʻaʻole hiki iā lākou ke hele pū me nā hōʻaiʻē moraki ʻoihana, a ʻaʻole makemake e hāʻawi i nā ʻano palapala kālā.

Nā kikoʻī

1) ʻAe ʻia ka lāhui ʻē;
2) 12 mahina mālama ʻia i helu ʻia ma PI (ʻAʻole pono ʻo PITIA i mea hāʻawi ʻē aʻe);
3) ʻAʻole pono ka uku uku / W-2 / hoʻihoʻi ʻauhau;
4) Hāʻawi ʻia nā kālā makana;
5) Ka huina hōʻaiʻē a hiki i $2.5M;
6) ʻO ka uku haʻahaʻa ma lalo o 30%;
7) Min. FICO 680.

He aha ka papahana?

Ua hālāwai paha ʻoe i kēia ʻano hihia?
Ua hoʻonui hou ʻia ke kūlana Lender i nā paystubs?
Ua helu ka mea hāʻawi i kāu kālā a haʻi iā ʻoe ʻaʻole kūpono me ka moraki hale?
Paʻakikī paha ʻoe e ʻimi i kāu mau kope o W2 a i ʻole paystubs?

Hāʻawi mākou iā AAA Lendings i kahi papahana Non-QM maikaʻi loa - WVOE (Written Verification of Employment). Inā loaʻa i ka poʻe hōʻaiʻē uku ka uku paʻa a i ʻole ka uku mai ka mea hana ma ka hoʻihoʻi ʻana i kahi lawelawe i hāʻawi ʻia a ʻaʻohe kuleana a i ʻole ka liʻiliʻi ma lalo o 25% kuleana kuleana ma ka ʻoihana.

Loaʻa i ka poʻe hōʻaiʻē uku ka uku a i ʻole ka uku mai ka mea hana ma ka hoʻihoʻi ʻana i kahi lawelawe i hāʻawi ʻia a ʻaʻohe kuleana a i ʻole ka liʻiliʻi o 25% kuleana kuleana ma ka ʻoihana. Hiki ke hoʻokumu ʻia ka uku i kēlā me kēia hola, i kēlā me kēia pule, i kēlā me kēia pule, i kēlā me kēia mahina, a i ʻole ka hapalua mahina. Inā i kēlā me kēia hola, pono e helu ʻia ka helu o nā hola i hoʻonohonoho ʻia. Pono e hoʻololi ʻia ka loaʻa kālā i hōʻoia ʻia i kālā kālā o kēlā me kēia mahina no ka hoʻohana ʻana ma ka palapala noi maʻamau (FNMA Form 1003). Ma ka manaʻo o ka underwriter, hiki ke noi ʻia nā palapala hoʻohui o ka loaʻa kālā

He aha nā pōmaikaʻi?

No kēia papahana, pono ka mea hāʻawi kālā i kahi palapala WVOE e helu ai i ka loaʻa kālā kūpono, ʻaʻohe palapala loaʻa kālā e pono ai. ʻO kēia ke kumu koʻikoʻi maikaʻi loa o kēia polokalamu. ʻAʻole hiki i kekahi ʻoihana hōʻaiʻē ke hana i ia papahana. Ma waho aʻe, ʻokoʻa mai nā papahana ʻē aʻe, ʻaʻole pono kēia papahana i ka waiwai nui o nā mea noi. Ma keʻano laulā, he polokalamu maikaʻi kēia no nā mea hōʻaiʻē uku ʻaʻole hiki ke hana i nā hōʻaiʻē ʻoihana.

Pehea e helu ai?

- E hoʻohana i ka uku kumu (ka hapalua mahina, ʻelua pule, a i ʻole ka hola e like me ke kākoʻo ʻia e YTD) mai WVOE.
Nā laʻana:
◦ ʻEkolu mahina: ʻO ka huina hapalua mahina i hoʻonui ʻia me 2 e like me ka loaʻa kālā o kēlā me kēia mahina.
◦ ʻElua pule: ʻelua pule i hoʻonui ʻia me 26 i puʻunaue ʻia e 12 e like me ka loaʻa kālā o kēlā me kēia mahina.
◦ Uku ʻia ke kumu no 9 mahina: Hoʻonui ʻia ka huina mahina me 9 mahina i puʻunaue ʻia me 12 mahina
e like me ka loaʻa kālā kūpono o kēlā me kēia mahina.

E hoʻomanaʻo i ka mea hana e hoʻopiha i ka palapala WVOE, a laila e hoʻomaka ka mea hāʻawi i ka hōʻaiʻē wikiwiki.

Nā kiʻi kikoʻī huahana:

– AAA Lendings Salary Borrower Non-QM Program – WVOE (Written Verification of Employment) – AAA Lendings nā kiʻi kiko’ī.

Alakaʻi Huahana Pili:
Hiki ke paʻakikī ka hoʻokele ʻana i ka ʻāina moraki, akā ua maʻalahi ka AAA LENDINGS i ke kaʻina hana, e hoʻoikaika a me ka pilikia ʻole. Hāʻawi mākou i kahi ʻōnaehana hōʻiliʻili palapala maʻalahi a pōkole, e ʻae iā ʻoe e hoʻouka maʻalahi i nā pepa i koi ʻia ma ka pūnaewele. Ua ʻike nui mākou he waiwai kou manawa, a ma ka hoʻomaʻamaʻa ʻana i ke kaʻina hana, mālama mākou iā ʻoe i ka hana ikaika a me ka mālama ʻana i kāu huakaʻi moraki. - AAA Lendings Salary Borrower Non-QM Program - WVOE (Written Verification of Employment) - AAA Lendings , E hoʻolako ka huahana i ka honua holoʻokoʻa, e like me: Armenia, Slovakia, Greenland, He hapa nui kā mākou ma ka mākeke honua. Loaʻa i kā mākou hui ka ikaika waiwai a hāʻawi i ka lawelawe kūʻai maikaʻi loa. Ua hoʻokumu mākou i ka manaʻoʻiʻo, aloha, ka pilina pili ʻoihana me nā mea kūʻai aku ma nā ʻāina like ʻole. , e like me Indonesia, Myanmar, Indi a me nā ʻāina ʻē aʻe o ʻAsia Hema a me ʻEulopa, ʻApelika a me Latin America.
    • He kūlana maikaʻi ko ka ʻoihana ma kēia ʻoihana, a ʻo ka mea hope loa, ʻo ke koho ʻana iā lākou he koho maikaʻi.
    5 HokuNa Matthew Tobias mai Turin - 2018.04.25 16:46
    Ma Kina, he nui kā mākou mau hoa, ʻo kēia ʻoihana ka mea e ʻoluʻolu loa iā mākou, ʻoi aku ka hilinaʻi a me ka hōʻaiʻē maikaʻi, pono ka mahalo.
    5 HokuNa Mary mai Malta - 2017.08.15 12:36

    PiliHANA

    E kaomi i ke komo no ka huli ʻana a i ʻole ESC e pani