– AAA Lendings Salary Borrower Non-QM Program – WVOE (Written Verification of Employment) – AAA Lendings Detail:
Nānā nui
ʻO nā mea hōʻaiʻē uku uku wale nō, ʻaʻole hiki iā lākou ke hele pū me nā hōʻaiʻē moraki ʻoihana, a ʻaʻole makemake e hāʻawi i nā ʻano palapala kālā.
Nā kikoʻī
1) ʻAe ʻia ka lāhui ʻē;
2) 12 mahina mālama ʻia i helu ʻia ma PI (ʻAʻole pono ʻo PITIA i mea hāʻawi ʻē aʻe);
3) ʻAʻole pono ka uku uku / W-2 / hoʻihoʻi ʻauhau;
4) Hāʻawi ʻia nā kālā makana;
5) Ka huina hōʻaiʻē a hiki i $2.5M;
6) ʻO ka uku haʻahaʻa ma lalo o 30%;
7) Min. FICO 680.
He aha ka papahana?
Ua hālāwai paha ʻoe i kēia ʻano hihia?
Ua hoʻonui hou ʻia ke kūlana Lender i nā paystubs?
Ua helu ka mea hāʻawi i kāu kālā a haʻi iā ʻoe ʻaʻole kūpono me ka moraki hale?
Paʻakikī paha ʻoe e ʻimi i kāu mau kope o W2 a i ʻole paystubs?
Hāʻawi mākou iā AAA Lendings i kahi papahana Non-QM maikaʻi loa - WVOE (Written Verification of Employment). Inā loaʻa i ka poʻe hōʻaiʻē uku ka uku paʻa a i ʻole ka uku mai ka mea hana ma ka hoʻihoʻi ʻana i kahi lawelawe i hāʻawi ʻia a ʻaʻohe kuleana a i ʻole ka liʻiliʻi ma lalo o 25% kuleana kuleana ma ka ʻoihana.
Loaʻa i ka poʻe hōʻaiʻē uku ka uku a i ʻole ka uku mai ka mea hana ma ka hoʻihoʻi ʻana i kahi lawelawe i hāʻawi ʻia a ʻaʻohe kuleana a i ʻole ka liʻiliʻi o 25% kuleana kuleana ma ka ʻoihana. Hiki ke hoʻokumu ʻia ka uku i kēlā me kēia hola, i kēlā me kēia pule, i kēlā me kēia pule, i kēlā me kēia mahina, a i ʻole ka hapalua mahina. Inā i kēlā me kēia hola, pono e helu ʻia ka helu o nā hola i hoʻonohonoho ʻia. Pono e hoʻololi ʻia ka loaʻa kālā i hōʻoia ʻia i kālā kālā o kēlā me kēia mahina no ka hoʻohana ʻana ma ka palapala noi maʻamau (FNMA Form 1003). Ma ka manaʻo o ka underwriter, hiki ke noi ʻia nā palapala hoʻohui o ka loaʻa kālā
He aha nā pōmaikaʻi?
No kēia papahana, pono ka mea hāʻawi kālā i kahi palapala WVOE e helu ai i ka loaʻa kālā kūpono, ʻaʻohe palapala loaʻa kālā e pono ai. ʻO kēia ke kumu koʻikoʻi maikaʻi loa o kēia polokalamu. ʻAʻole hiki i kekahi ʻoihana hōʻaiʻē ke hana i ia papahana. Ma waho aʻe, ʻokoʻa mai nā papahana ʻē aʻe, ʻaʻole pono kēia papahana i ka waiwai nui o nā mea noi. Ma keʻano laulā, he polokalamu maikaʻi kēia no nā mea hōʻaiʻē uku ʻaʻole hiki ke hana i nā hōʻaiʻē ʻoihana.
Pehea e helu ai?
- E hoʻohana i ka uku kumu (ka hapalua mahina, ʻelua pule, a i ʻole ka hola e like me ke kākoʻo ʻia e YTD) mai WVOE.
Nā laʻana:
◦ ʻEkolu mahina: ʻO ka huina hapalua mahina i hoʻonui ʻia me 2 e like me ka loaʻa kālā o kēlā me kēia mahina.
◦ ʻElua pule: ʻelua pule i hoʻonui ʻia me 26 i puʻunaue ʻia e 12 e like me ka loaʻa kālā o kēlā me kēia mahina.
◦ Uku ʻia ke kumu no 9 mahina: Hoʻonui ʻia ka huina mahina me 9 mahina i puʻunaue ʻia me 12 mahina
e like me ka loaʻa kālā kūpono o kēlā me kēia mahina.
E hoʻomanaʻo i ka mea hana e hoʻopiha i ka palapala WVOE, a laila e hoʻomaka ka mea hāʻawi i ka hōʻaiʻē wikiwiki.
Nā kiʻi kikoʻī huahana:
Alakaʻi Huahana Pili:
ʻAʻole i kaupalena ʻia ka moeʻuhane o ka hale kūʻai hale. Ma AAA LENDINGS, loaʻa iā mākou nā papahana kūikawā e mālama i nā mea hōʻaiʻē kuʻuna ʻole. Inā hoʻohana ʻoe iā ʻoe iho, loaʻa ka loaʻa kālā fluctuating, a i ʻole ke alo i nā kūlana kālā kūʻokoʻa, hiki i kā mākou koho hōʻaiʻē ke hopu i kou hoihoi. Hoʻopili mākou i ka ʻokoʻa i ka poʻe hōʻaiʻē a ʻimi ikaika i nā hāʻina hōʻaiʻē hou, e hōʻoiaʻiʻo ana e hoʻomau kāu huakaʻi i ka ʻona home, me ka ʻole o kāu kūlana kālā. - AAA Lendings Salary Borrower Non-QM Program - WVOE (Written Verification of Employment) - AAA Lendings , E hoʻolako aku ka huahana i nā wahi āpau o ka honua, e like me: Jordan, Denver, Cannes, Ua lawe nui ʻia kā mākou huahana i ka hema-hikina Asia Euro-ʻAmelika, a kūʻai aku i ko mākou ʻāina āpau. A ma muli o ka maikaʻi maikaʻi, ke kumukūʻai kūpono, ka lawelawe maikaʻi loa, loaʻa iā mākou nā manaʻo maikaʻi mai nā mea kūʻai aku ma waho. Hoʻokipa ʻia ʻoe e hui pū me mākou no nā mea hou aku a me nā pōmaikaʻi. Hoʻokipa mākou i nā mea kūʻai aku, nā hui ʻoihana a me nā hoaaloha mai nā wahi āpau o ka honua e hoʻokaʻaʻike mai iā mākou a ʻimi i ka launa pū ʻana no nā pono like.
Na James Brown mai Iran - 2018.02.08 16:45 ʻAʻole maʻalahi ka loaʻa ʻana o kahi ʻoihana ʻoihana a kuleana i kēia manawa. Manaʻolana e hiki iā mākou ke mālama i ka hui lōʻihi.
Na Ellen mai Guinea - 2017.06.25 12:48 
