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Kikowaena Huahana

Huahana Huahana

Hoʻomaopopo mākou ʻaʻole ʻo ka moraki he hana kālā wale nō akā he hoʻoholo ola koʻikoʻi. ʻO kā mākou manaʻo nui i ka mea kūʻai aku, ʻaʻole mākou e noʻonoʻo wale i nā helu; noʻonoʻo mākou i kāu moʻolelo kūʻokoʻa, nā manaʻo, a me nā pahuhopu kālā. Lawe kā mākou poʻe loea moraki i ka manawa e hoʻomaopopo i kāu huakaʻi pilikino, e hōʻoia ana e loaʻa iā ʻoe kahi hopena moraki e kūlike me kāu ʻike no ka wā e hiki mai ana.ʻO ka mea kūʻai moraki me ka Agena Waiwai Paʻa,Kiekie Dscr moraki,ʻO ka mea kūʻai moraki ʻo Michigan, AAA LENDINGS i ka hana ʻana i kāu huakaʻi moraki i ʻike e hoʻoikaika maoli iā ʻoe. Hoʻomaopopo mākou ʻo ka manaʻolana o ka hoʻopaʻa ʻana i kahi moraki he mea hoihoi a paʻakikī hoʻi. ʻO ia ke kumu i hana ai mākou i kahi ala hoʻokae-centric ʻaʻole i maʻalahi wale i ke kaʻina hana akā hoʻoikaika pū a hoʻonaʻauao iā ʻoe i kēlā me kēia pae. ʻO kā mākou pahuhopu ka hoʻokō ʻana i kāu mau moemoeā home ʻoiai e mālama ana iā ʻoe i ka ʻike a me ka hauʻoli e pili ana i ke kaʻina hana.
– AAA Lendings Non-QM Salary & Self-employed borrower Asset Program – True Stated Income – AAA Lendings Detail:

Poʻo inoa

Nānā nui

E hoʻohana i ka waiwai o ka mea hōʻaiʻē i mea e pono ai, pono e uhi nā waiwai o ka mea hōʻaiʻē ma kahi liʻiliʻi he 6 mau mahina o ka loaʻa kālā.

Nā kikoʻī

1) ʻAʻohe P&L Pono;
2) ʻAʻohe WVOE Pono;
3) 12 mahina mālama ʻia i helu ʻia ma PI (ʻAʻole pono ʻo PITIA i kahi mea hāʻawi ʻē aʻe);
4) Hāʻawi ʻia nā kālā makana;
5) Ka huina hōʻaiʻē a hiki i $2.5M;
6) Kūʻai & ʻAʻohe kālā i loaʻa.

He aha kēia papahana?

• Maopopo anei iā ʻoe pehea e hoʻohana ai i ka waiwai i mea e hiki ai iā ʻoe ke hōʻaiʻē moraki hale?
• Ua hoʻokuʻu ʻia a hōʻole ʻia paha ʻoe e ka mea hāʻawi kālā no kahi papahana WVOE (Written Verification of Employment)?
• ʻAʻole nui kāu waiwai ke makemake ʻoe e kūʻai i kou hale ponoʻī?
• ʻAʻole anei i makemake kou haku hana e hāʻawi i kahi palapala WVOE a i ʻole e hui pū?

Inā ua ʻike ʻoe i kēia kūlana ma luna, mai hopohopo, e hele mai iā mākou a e hoʻolauna mākou i kahi papahana Non-QM no ʻoe—-ʻOiaʻiʻo ka loaʻa kālā. Ua kamaʻāina ka papahana i ka polokalamu {WVOE}, ua hoʻolālā ʻia no ka poʻe hōʻaiʻē uku a me ka poʻe ʻaiʻē hoʻolimalima. ʻAʻole liʻiliʻi nā papahana maikaʻi o nā hōʻaiʻē non-QM i hiki i ka poʻe uku uku a me nā mea ʻoihana ke noi aku.

Pehea e hana ai kēia polokalamu?

E like me ka inoa o ka huahana, ua kūpono kēia polokalamu me ka waiwai pū kekahi. E nānā ma lalo:

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Inā koho ʻia ka Loaʻa ʻOiaʻiʻo o kēia papahana hōʻaiʻē, e koi wale ʻia ka mea ʻaiʻē e hāʻawi i kahi loaʻa waiwai ma ka palapala noi hōʻaiʻē (1003). E hoʻohana ʻia kēia loaʻa kālā no ka helu ʻana i ka hōʻaiʻē kūpono i ka ratio kālā i kūkākūkā ʻia ma ka Pauku VIII o kēia mau alakaʻi.

ʻO wai ka mea hiki ke noi no kēia papahana?

E like me ka mea i ʻōlelo ʻia ma luna, ʻo kēlā me kēia mea āu e hōʻaiʻē uku a i ʻole mea hoʻolimalima pilikino, hiki iā ʻoe ke noi no kēia papahana. Inā ʻaiʻē uku, ʻaʻole pono nā palapala kūikawā ke noi ʻoe i kahi hōʻaiʻē hale hou o Non-QM me ka mea hāʻawi. Inā 'ai'ē ho'ohana pono'ī a 'ai'ē paha 1099, pono paha 'oe i kahi leka CPA ma'alahi.

Pehea e hana ai kēia polokalamu?

E like me ka inoa o ka huahana, ua kūpono kēia polokalamu me ka waiwai pū kekahi. ʻAʻole like me nā papahana ʻē aʻe, ʻaʻole pono mākou e hāʻawi i nā palapala kūikawā mai ka mea ʻaiʻē. E hoʻomākaukau wale i nā ʻōlelo panakō maʻamau i ka wā e noi ai no kāu hōʻaiʻē hale, E nānā i lalo no kāu ʻike:

ʻO ke kālā i ʻōlelo ʻia, ʻo ia ka mea i hōʻike ʻia e ka mea hōʻaiʻē i kā lākou loaʻa kālā kūpono i kēia manawa ma ka noi hōʻaiʻē. E hōʻoia ka mea hāʻawi i ka loaʻa kālā o ka mea hōʻaiʻē hiki ke kākoʻo ʻia e ka waiwai "Liquid" i pani mua ʻia.

Inā koho ʻia ka Loaʻa ʻOiaʻiʻo o kēia papahana hōʻaiʻē, e koi wale ʻia ka mea ʻaiʻē e hāʻawi i kahi loaʻa waiwai ma ka palapala noi hōʻaiʻē (1003). E hoʻohana ʻia kēia loaʻa kālā no ka helu ʻana i ka hōʻaiʻē kūpono i ka ratio kālā i kūkākūkā ʻia ma ka Pauku VIII o kēia mau alakaʻi.

Nā kiʻi kikoʻī huahana:

– AAA Lendings Non-QM Salary & Self-employed borrower Asset Program – True Stated Income – AAA Lendings kiʻi kiko’ī

Alakaʻi Huahana Pili:
Hoʻomaopopo mākou ʻaʻole ʻo ka moraki he hana kālā wale nō akā he hoʻoholo ola koʻikoʻi. ʻO kā mākou manaʻo nui i ka mea kūʻai aku, ʻaʻole mākou e noʻonoʻo wale i nā helu; noʻonoʻo mākou i kāu moʻolelo kūʻokoʻa, nā manaʻo, a me nā pahuhopu kālā. Lawe kā mākou poʻe loea moraki i ka manawa e hoʻomaopopo i kāu huakaʻi pilikino, e hōʻoia ana e loaʻa iā ʻoe kahi hopena moraki e kūlike me kāu ʻike no ka wā e hiki mai ana. – AAA Lendings Non-QM Salary & Self-employed borrower Asset Program – True Stated Income – AAA Lendings , E hoʻolako ka huahana i nā wahi a pau o ka honua, e like me: Seychelles, Florence, Bulgaria, Ua kūkulu mākou i nā mākeke nui ma nā ʻāina he nui, e like me ʻEulopa a me ʻAmelika Hui Pū ʻIa, ʻEulopa Hikina a me Asia Hikina. I kēia manawa me ka mana ikaika o ka poʻe me ka hiki, ka hoʻokele hana koʻikoʻi a me ka manaʻo ʻoihana. No ka hahai ʻana i ke ʻano o ka mākeke honua, mālama ʻia nā huahana hou i ka noiʻi ʻana a me ka hāʻawi ʻana i mea e hōʻoiaʻiʻo ai i kā mākou pono hoʻokūkū ma nā ʻano, ka maikaʻi, ke kumukūʻai a me ka lawelawe.
    • ʻO ka laulā ākea, ka maikaʻi maikaʻi, nā kumukūʻai kūpono a me ka lawelawe maikaʻi, nā mea hana kiʻekiʻe, nā talena maikaʻi loa a me nā pūʻali ʻenehana hoʻoikaika mau, he hoa ʻoihana maikaʻi.
    5 HokuNa Coral mai Mekiko - 2017.05.31 13:26
    ʻO ka ʻenehana maikaʻi loa, ka lawelawe ma hope o ke kūʻai aku a me ka maikaʻi o ka hana, manaʻo mākou ʻo kā mākou koho maikaʻi loa kēia.
    5 HokuNa Joanne mai Liverpool - 2017.04.18 16:45

    PiliHANA

    E kaomi i ke komo no ka huli ʻana a i ʻole ESC e pani