– AAA Lendings Non-QM Salary & Self-employed borrower Asset Program – True Stated Income – AAA Lendings Detail:

Nānā nui
E hoʻohana i nā waihona kālā 6 mahina a Borrower e kākoʻo i ka loaʻa kālā i haʻi ʻia ma 1003.
Hōʻikeʻike Polokalamu
1) ʻAʻohe P&L Pono;
2) ʻAʻohe WVOE Pono;
3) 12 mahina mālama ʻia i helu ʻia ma PI;
4) Hāʻawi ʻia nā kālā makana;
5) Ka huina hōʻaiʻē a hiki i $2.5M;
6) Kūʻai & ʻAʻohe R / T.
He aha ka True Stated Income?
• Maopopo anei iā ʻoe pehea e hoʻohana ai i ka waiwai i mea e hiki ai iā ʻoe ke hōʻaiʻē moraki hale?
• Ua hoʻokuʻu ʻia a hōʻole ʻia paha ʻoe e ka mea hāʻawi kālā no kahi papahana WVOE (Written Verification of Employment)?
• ʻAʻole nui kāu waiwai ke makemake ʻoe e kūʻai i kou hale ponoʻī?
• ʻAʻole anei i makemake kou haku hana e hāʻawi i kahi palapala WVOE a i ʻole e hui pū?
Inā ua ʻike ʻoe i nā kūlana i luna, ua like ka papahana me ka polokalamu {WVOE}, ua hoʻolālā ʻia no ka poʻe hōʻaiʻē uku a me nā mea hōʻaiʻē hoʻolimalima. ʻAʻole liʻiliʻi nā papahana maikaʻi o nā hōʻaiʻē non-QM i hiki i ka poʻe uku uku a me nā mea ʻoihana ke noi aku.
Pehea e hana ai kēia polokalamu?
E like me ka inoa o ka huahana, ua kūpono kēia polokalamu me ka waiwai pū kekahi. E nānā ma lalo:
· ʻO ka loaʻa kālā i ʻōlelo ʻia, ʻo ia ka mea e hōʻaiʻē i kā lākou REASONABLE loaʻa kālā i kēia manawa ma ka 1003
(Pono).
· Ke hōʻoia nei mākou e hiki ke kākoʻo ʻia kā lākou loaʻa kālā i kēlā me kēia mahina e nā waiwai wai ma mua o ka pani ʻana.
Heluhelu:
Pono nā waiwai / 6 ma mua o ka loaʻa kālā
· Kauka Lapaʻau nona ka $300,000 i nā waiwai a me 1003 loaʻa kālā o $20,000 i ka mahina?
ʻAe, kūpono kēia hiʻohiʻona. $300,000 / 6 = $50,000 ʻoi aku ka nui ma mua o $20,000 o ka loaʻa kālā i helu ʻia ma ka palapala noi. Hoʻohana mākou i $20,000 no ka hōʻoia.
· Uku Uku Masseuse nona ka $100,000 i loko o nā waiwai a i ʻōlelo ʻia he $15,000 i ka mahina?
ʻAʻole, ʻaʻole kūpono kēia ʻano. ʻOiai $100.000 / 6 = $16,666 > $15,000 ʻo ia ka loaʻa kālā o kēlā me kēia mahina. ʻAʻole kūpono i ka uku ʻana i ka masaeuse e hana i $15,000 i ka mahina.
· Hoʻohana ponoʻī ʻana i nā mea kūʻai aku / Export Entrepreneur me $500,000 i nā waiwai a me ka loaʻa kālā i ʻōlelo ʻia he $100,000 i ka mahina?
ʻAe, kūpono kēia hiʻohiʻona. $500,000 / 6 = $83,333 & hōʻaiʻē ʻōlelo $100,000 i ka mahina. Eia nō naʻe, he $83,333 wale nō ka mea i hoʻohana ʻia no nā kumu hōʻoia.
Inā koho mākou i ka Elite True Stated Income, e koi wale ʻia ka mea hōʻaiʻē e hāʻawi i kahi loaʻa waiwai ma ka palapala noi hōʻaiʻē (1003). E hoʻohana ʻia kēia loaʻa kālā no ka helu ʻana i ka hōʻaiʻē kūpono i ka ratio kālā.
Inā e koho i ka polokalamu True Stated Income, e koi wale ʻia ka mea hōʻaiʻē e hāʻawi i kahi loaʻa waiwai ma luna o ka noi hōʻaiʻē (1003). E hoʻohana ʻia kēia loaʻa kālā no ka helu ʻana i ka hōʻaiʻē kūpono i ka ratio kālā.
ʻO wai ka mea hiki ke noi no kēia papahana?
ʻAʻole ʻoe he mea hōʻaiʻē uku a i ʻole he mea hōʻaiʻē pilikino, hiki iā ʻoe ke noi no kēia papahana. No nā mea hōʻaiʻē uku, ʻaʻohe palapala kūikawā e pono ai ke noi ʻoe i kahi hōʻaiʻē hale hou o Non-QM me ka mea hāʻawi. No nā mea hōʻaiʻē paʻa a i ʻole 1099 nā mea hōʻaiʻē, pono paha kahi leka CPA.
Nā kiʻi kikoʻī huahana:
Alakaʻi Huahana Pili:
Ma AAA LENDINGS, manaʻoʻiʻo mākou i ka hāʻawi ʻana i kā mākou mea kūʻai waiwai. ʻO ia ke kumu e hāʻawi ai mākou i kahi papahana kūpaʻa e uku iā ʻoe no kou hilinaʻi a me ka hui mau ʻana me mākou. Hoʻolālā ʻia kā mākou papahana kūpaʻa e mālama iā ʻoe a mahalo ʻia, e hāʻawi ana i nā pono kūʻokoʻa a me nā uku no kā mākou mea kūʻai mai. ʻIke ʻia a uku ʻia kāu hoʻokō ʻana i ka AAA LENDINGS, a ke hoʻoikaika nei mākou e hoʻolilo i kou makemake mau i kā mākou lawelawe i ʻike maikaʻi. – AAA Lendings Non-QM Salary & Self-employed borrower Asset Program – True Stated Income – AAA Lendings , Hāʻawi ka huahana i nā wahi a pau o ka honua, e like me: Peru, Nicaragua, Moscow, Mai ka hoʻokumu ʻana o kā mākou hui, ua ʻike mākou i ke koʻikoʻi o ka hoʻolako ʻana i nā huahana maikaʻi a me nā lawelawe maikaʻi loa ma mua o ke kūʻai aku a ma hope o ke kūʻai aku. ʻO ka hapa nui o nā pilikia ma waena o nā mea hoʻolako honua a me nā mea kūʻai aku ma muli o ke kamaʻilio maikaʻi ʻole. Ma ka moʻomeheu, hiki i nā mea hoʻolako ke hōʻole i ka nīnau i nā mea a lākou i hoʻomaopopo ʻole ai. Wehe mākou i kēlā mau pale e hōʻoia e loaʻa iā ʻoe ka mea āu e makemake ai i ka pae āu e manaʻo ai, ke makemake ʻoe.
Na Eartha mai Brunei - 2017.10.27 12:12 Hiki ke hoʻoholo koke ʻia nā pilikia, pono e hilinaʻi a hana pū.
Na Zoe mai Rusia - 2018.12.10 19:03 





