– AAA Lendings Non-QM Salary & Self-employed borrower Asset Program – True Stated Income – AAA Lendings Detail:
Nānā nui
E hoʻohana i ka waiwai o ka mea hōʻaiʻē i mea e pono ai, pono e uhi nā waiwai o ka mea hōʻaiʻē ma kahi liʻiliʻi he 6 mau mahina o ka loaʻa kālā.
Nā kikoʻī
1) ʻAʻohe P&L Pono;
2) ʻAʻohe WVOE Pono;
3) 12 mahina mālama ʻia i helu ʻia ma PI (ʻAʻole pono ʻo PITIA i kahi mea hāʻawi ʻē aʻe);
4) Hāʻawi ʻia nā kālā makana;
5) Ka huina hōʻaiʻē a hiki i $2.5M;
6) Kūʻai & ʻAʻohe kālā i loaʻa.
He aha kēia papahana?
• Maopopo anei iā ʻoe pehea e hoʻohana ai i ka waiwai i mea e hiki ai iā ʻoe ke hōʻaiʻē moraki hale?
• Ua hoʻokuʻu ʻia a hōʻole ʻia paha ʻoe e ka mea hāʻawi kālā no kahi papahana WVOE (Written Verification of Employment)?
• ʻAʻole nui kāu waiwai ke makemake ʻoe e kūʻai i kou hale ponoʻī?
• ʻAʻole anei i makemake kou haku hana e hāʻawi i kahi palapala WVOE a i ʻole e hui pū?
Inā ua ʻike ʻoe i kēia kūlana ma luna, mai hopohopo, e hele mai iā mākou a e hoʻolauna mākou i kahi papahana Non-QM no ʻoe—-ʻOiaʻiʻo ka loaʻa kālā. Ua kamaʻāina ka papahana i ka polokalamu {WVOE}, ua hoʻolālā ʻia no ka poʻe hōʻaiʻē uku a me ka poʻe ʻaiʻē hoʻolimalima. ʻAʻole liʻiliʻi nā papahana maikaʻi o nā hōʻaiʻē non-QM i hiki i ka poʻe uku uku a me nā mea ʻoihana ke noi aku.
Pehea e hana ai kēia polokalamu?
E like me ka inoa o ka huahana, ua kūpono kēia polokalamu me ka waiwai pū kekahi. E nānā ma lalo:
Inā koho ʻia ka Loaʻa ʻOiaʻiʻo o kēia papahana hōʻaiʻē, e koi wale ʻia ka mea ʻaiʻē e hāʻawi i kahi loaʻa waiwai ma ka palapala noi hōʻaiʻē (1003). E hoʻohana ʻia kēia loaʻa kālā no ka helu ʻana i ka hōʻaiʻē kūpono i ka ratio kālā i kūkākūkā ʻia ma ka Pauku VIII o kēia mau alakaʻi.
ʻO wai ka mea hiki ke noi no kēia papahana?
E like me ka mea i ʻōlelo ʻia ma luna, ʻo kēlā me kēia mea āu e hōʻaiʻē uku a i ʻole mea hoʻolimalima pilikino, hiki iā ʻoe ke noi no kēia papahana. Inā ʻaiʻē uku, ʻaʻole pono nā palapala kūikawā ke noi ʻoe i kahi hōʻaiʻē hale hou o Non-QM me ka mea hāʻawi. Inā 'ai'ē ho'ohana pono'ī a 'ai'ē paha 1099, pono paha 'oe i kahi leka CPA ma'alahi.
Pehea e hana ai kēia polokalamu?
E like me ka inoa o ka huahana, ua kūpono kēia polokalamu me ka waiwai pū kekahi. ʻAʻole like me nā papahana ʻē aʻe, ʻaʻole pono mākou e hāʻawi i nā palapala kūikawā mai ka mea ʻaiʻē. E hoʻomākaukau wale i nā ʻōlelo panakō maʻamau i ka wā e noi ai no kāu hōʻaiʻē hale, E nānā i lalo no kāu ʻike:
ʻO ke kālā i ʻōlelo ʻia, ʻo ia ka mea i hōʻike ʻia e ka mea hōʻaiʻē i kā lākou loaʻa kālā kūpono i kēia manawa ma ka noi hōʻaiʻē. E hōʻoia ka mea hāʻawi i ka loaʻa kālā o ka mea hōʻaiʻē hiki ke kākoʻo ʻia e ka waiwai "Liquid" i pani mua ʻia.
Inā koho ʻia ka Loaʻa ʻOiaʻiʻo o kēia papahana hōʻaiʻē, e koi wale ʻia ka mea ʻaiʻē e hāʻawi i kahi loaʻa waiwai ma ka palapala noi hōʻaiʻē (1003). E hoʻohana ʻia kēia loaʻa kālā no ka helu ʻana i ka hōʻaiʻē kūpono i ka ratio kālā i kūkākūkā ʻia ma ka Pauku VIII o kēia mau alakaʻi.
Nā kiʻi kikoʻī huahana:
Alakaʻi Huahana Pili:
ʻO kā mākou kūpaʻa i ka ʻike maopopo ʻoi aku ma mua o nā pae mua o ke kaʻina moraki. Hoʻomaopopo mākou i ka ʻike maopopo ʻana i kāu mau moraki, me ka uku pānaʻi, nā uku, a me nā koina pani. ʻAʻohe mea kupanaha i ka lā pani. Hoʻolaʻa mākou i ka hāʻawi ʻana iā ʻoe i nā wehewehe pololei, jargon-free, no laila hiki iā ʻoe ke hoʻokele me ka hilinaʻi i nā ʻaoʻao kālā o kāu kūʻai ʻana i ka home a i ʻole ke kālā hou. – AAA Lendings Non-QM Salary & Self-employed borrower Asset Program – True Stated Income – AAA Lendings , E hāʻawi aku ka huahana i nā wahi a pau o ka honua, e like me: Rwanda, Belize, Philippines, Loaʻa iā mākou i kēia manawa he 48 mau keʻena kūloko ma ka ʻāina. Loaʻa iā mākou ka launa pū me kekahi mau hui kālepa honua. Hāʻawi lākou i kahi kauoha me mākou a lawe aku i nā hoʻonā i nā ʻāina ʻē aʻe. Manaʻo mākou e hui pū me ʻoe e hoʻomohala i kahi mākeke nui aʻe.
Na Barbara mai Mozambique - 2018.09.16 11:31 Hoʻomanawanui loa ka poʻe lawelawe lawelawe a loaʻa ka manaʻo maikaʻi a holomua i ko mākou makemake, i hiki iā mākou ke loaʻa ka ʻike piha o ka huahana a i ka hopena ua loaʻa mākou i kahi ʻaelike, mahalo!
Na Ruta mai Gambia - 2018.12.25 12:43 
