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Kikowaena Huahana

Huahana Huahana

ʻO kā mākou kūpaʻa i ka ʻike maopopo ʻoi aku ma mua o nā pae mua o ke kaʻina moraki. Hoʻomaopopo mākou i ka ʻike maopopo ʻana i kāu mau moraki, me ka uku pānaʻi, nā uku, a me nā koina pani. ʻAʻohe mea kupanaha i ka lā pani. Hoʻolaʻa mākou i ka hāʻawi ʻana iā ʻoe i nā wehewehe pololei, jargon-free, no laila hiki iā ʻoe ke hoʻokele me ka hilinaʻi i nā ʻaoʻao kālā o kāu kūʻai ʻana i ka home a i ʻole ke kālā hou.Noho-noho,He aha ka Ssa-89,2022 Hoʻokō i nā palena hōʻaiʻē, ʻO kekahi o kā mākou mau makana nui ʻo kā mākou huahana hōʻaiʻē 'Non-QM', a ke haʻaheo nei mākou i ke alakaʻi ʻana i ke ala i kēia ʻāpana hōʻaiʻē. He loea nui mākou i kēia kahua, me ka ʻike nui a me ke komo mua ʻana i ka mākeke, e hoʻomaʻamaʻa iā mākou i ka hoʻomaopopo ʻana a me ka hoʻoponopono ʻana i kāu mau pono kālā. ʻO ka hoʻokele ʻana i ke ala i kāu mau pahuhopu kālā e lilo i huakaʻi maʻalahi a hiki ke hoʻokō me AAA LENDINGS ma kou ʻaoʻao. E ʻike i ka mana o ka hōʻaiʻē maʻamau me mākou i kēia lā, a e kōkua mākou iā ʻoe e hoʻokō i kāu mau manaʻo kālā.
– AAA Lendings Non-QM Salary & Self-employed borrower Asset Program – True Stated Income – AAA Lendings Detail:

Poʻo inoa

Nānā nui

E hoʻohana i ka waiwai o ka mea hōʻaiʻē i mea e pono ai, pono e uhi nā waiwai o ka mea hōʻaiʻē ma kahi liʻiliʻi he 6 mau mahina o ka loaʻa kālā.

Nā kikoʻī

1) ʻAʻohe P&L Pono;
2) ʻAʻohe WVOE Pono;
3) 12 mahina mālama ʻia i helu ʻia ma PI (ʻAʻole pono ʻo PITIA i kahi mea hāʻawi ʻē aʻe);
4) Hāʻawi ʻia nā kālā makana;
5) Ka huina hōʻaiʻē a hiki i $2.5M;
6) Kūʻai & ʻAʻohe kālā i loaʻa.

He aha kēia papahana?

• Maopopo anei iā ʻoe pehea e hoʻohana ai i ka waiwai i mea e hiki ai iā ʻoe ke hōʻaiʻē moraki hale?
• Ua hoʻokuʻu ʻia a hōʻole ʻia paha ʻoe e ka mea hāʻawi kālā no kahi papahana WVOE (Written Verification of Employment)?
• ʻAʻole nui kāu waiwai ke makemake ʻoe e kūʻai i kou hale ponoʻī?
• ʻAʻole anei i makemake kou haku hana e hāʻawi i kahi palapala WVOE a i ʻole e hui pū?

Inā ua ʻike ʻoe i kēia kūlana ma luna, mai hopohopo, e hele mai iā mākou a e hoʻolauna mākou i kahi papahana Non-QM no ʻoe—-ʻOiaʻiʻo ka loaʻa kālā. Ua kamaʻāina ka papahana i ka polokalamu {WVOE}, ua hoʻolālā ʻia no ka poʻe hōʻaiʻē uku a me ka poʻe ʻaiʻē hoʻolimalima. ʻAʻole liʻiliʻi nā papahana maikaʻi o nā hōʻaiʻē non-QM i hiki i ka poʻe uku uku a me nā mea ʻoihana ke noi aku.

Pehea e hana ai kēia polokalamu?

E like me ka inoa o ka huahana, ua kūpono kēia polokalamu me ka waiwai pū kekahi. E nānā ma lalo:

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Inā koho ʻia ka Loaʻa ʻOiaʻiʻo o kēia papahana hōʻaiʻē, e koi wale ʻia ka mea ʻaiʻē e hāʻawi i kahi loaʻa waiwai ma ka palapala noi hōʻaiʻē (1003). E hoʻohana ʻia kēia loaʻa kālā no ka helu ʻana i ka hōʻaiʻē kūpono i ka ratio kālā i kūkākūkā ʻia ma ka Pauku VIII o kēia mau alakaʻi.

ʻO wai ka mea hiki ke noi no kēia papahana?

E like me ka mea i ʻōlelo ʻia ma luna, ʻo kēlā me kēia mea āu e hōʻaiʻē uku a i ʻole mea hoʻolimalima pilikino, hiki iā ʻoe ke noi no kēia papahana. Inā ʻaiʻē uku, ʻaʻole pono nā palapala kūikawā ke noi ʻoe i kahi hōʻaiʻē hale hou o Non-QM me ka mea hāʻawi. Inā 'ai'ē ho'ohana pono'ī a 'ai'ē paha 1099, pono paha 'oe i kahi leka CPA ma'alahi.

Pehea e hana ai kēia polokalamu?

E like me ka inoa o ka huahana, ua kūpono kēia polokalamu me ka waiwai pū kekahi. ʻAʻole like me nā papahana ʻē aʻe, ʻaʻole pono mākou e hāʻawi i nā palapala kūikawā mai ka mea ʻaiʻē. E hoʻomākaukau wale i nā ʻōlelo panakō maʻamau i ka wā e noi ai no kāu hōʻaiʻē hale, E nānā i lalo no kāu ʻike:

ʻO ke kālā i ʻōlelo ʻia, ʻo ia ka mea i hōʻike ʻia e ka mea hōʻaiʻē i kā lākou loaʻa kālā kūpono i kēia manawa ma ka noi hōʻaiʻē. E hōʻoia ka mea hāʻawi i ka loaʻa kālā o ka mea hōʻaiʻē hiki ke kākoʻo ʻia e ka waiwai "Liquid" i pani mua ʻia.

Inā koho ʻia ka Loaʻa ʻOiaʻiʻo o kēia papahana hōʻaiʻē, e koi wale ʻia ka mea ʻaiʻē e hāʻawi i kahi loaʻa waiwai ma ka palapala noi hōʻaiʻē (1003). E hoʻohana ʻia kēia loaʻa kālā no ka helu ʻana i ka hōʻaiʻē kūpono i ka ratio kālā i kūkākūkā ʻia ma ka Pauku VIII o kēia mau alakaʻi.

Nā kiʻi kikoʻī huahana:

– AAA Lendings Non-QM Salary & Self-employed borrower Asset Program – True Stated Income – AAA Lendings kiʻi kiko’ī

Alakaʻi Huahana Pili:
Hoʻomaopopo mākou ʻaʻole ʻo ka moraki he hana kālā wale nō akā he hoʻoholo ola koʻikoʻi. ʻO kā mākou manaʻo nui i ka mea kūʻai aku, ʻaʻole mākou e noʻonoʻo wale i nā helu; noʻonoʻo mākou i kāu moʻolelo kūʻokoʻa, nā manaʻo, a me nā pahuhopu kālā. Lawe kā mākou poʻe loea moraki i ka manawa e hoʻomaopopo i kāu huakaʻi pilikino, e hōʻoia ana e loaʻa iā ʻoe kahi hopena moraki e kūlike me kāu ʻike no ka wā e hiki mai ana. – AAA Lendings Non-QM Salary & Self-employed borrower Asset Program – True Stated Income – AAA Lendings , E hāʻawi aku ka huahana i nā wahi a pau o ka honua, e like me: Lisbon, Karachi, Norwegian, Kūʻai nui ʻia kā mākou huahana i ʻEulopa, USA, Russia, UK, France, Australia, Middle East, South America, Africa, and Southeast Asia, etc. A ua kūpaʻa kā mākou hui e hoʻomaikaʻi mau i ka pono o kā mākou ʻōnaehana hoʻokele e hoʻonui i ka ʻoluʻolu o ka mea kūʻai aku. Manaʻolana mākou e holomua me kā mākou mea kūʻai aku a hana pū i kahi lanakila-lanakila e hiki mai ana. Welina mai e hui pū me mākou no ka ʻoihana!
    • Hāʻawi kēia mea hoʻolako i nā huahana kiʻekiʻe akā haʻahaʻa haʻahaʻa, he mea hana maikaʻi loa ia a he hoa ʻoihana.
    5 HokuNa Judy mai Mumbai - 2018.03.03 13:09
    Hoʻomanawanui loa ka luna kūʻai, kamaʻilio mākou e pili ana i ʻekolu lā ma mua o ko mākou hoʻoholo ʻana e hui pū, ʻo ka hope, ua ʻoluʻolu mākou i kēia hui!
    5 HokuNa Elsa mai Georgia - 2017.09.16 13:44

    PiliHANA

    E kaomi i ke komo no ka huli ʻana a i ʻole ESC e pani