Wholesale - AAA Lendings Non-QM Non-DTI ratio Program – Hoʻopau waiwai (Asset Only) – AAA Lendings mea hāʻawi a me nā mea hoʻopukapuka

Huahana Huahana

ʻO kā mākou kūpaʻa i ka maikaʻi a me ka hoʻolaʻa ʻana i kā mākou mea kūʻai aku ua paipai iā mākou e hoʻonui i kā mākou hana ma nā mokuʻāina 45, me Arizona, Kaleponi, Washington DC, Florida, Nevada, a me Texas, a me nā mea ʻē aʻe. Akā naʻe, ʻaʻole i wehewehe wale ʻia kā mākou holomua e nā helu. ʻO ka helu ʻana o nā loiloi maikaʻi a me ka maikaʻi ʻōlelo-o-waha kaulana a mākou i hōʻiliʻili ai i mea hōʻike i ka hilinaʻi a me ka hilinaʻi a ka mākeke i kau mai ai iā mākou.Hoʻopaʻa ʻia ka ʻaiʻē,Na Hui Hoolimalima Moraki,Luna Moraki Kaleponi, ʻO kahi mea koʻikoʻi o ka huki ʻana i kou hoihoi ʻo ia ka wikiwiki e hiki ai iā ʻoe ke komo i ka ʻike moraki koʻikoʻi. Loaʻa i kā mākou pūnaewele kahi kikowaena ʻike, hōʻano hou ʻia me nā ʻatikala e pili ana i kahi ākea o nā kumuhana pili i ka moraki. Mai ka hoʻomaopopo ʻana i nā helu hōʻaiʻē a hiki i ka hoʻohaʻahaʻa ʻana i nā kumukūʻai pani, ua hoʻolālā ʻia kēia mau kumuwaiwai e hoʻopili a hoʻonaʻauao iā ʻoe ma kāu wikiwiki ponoʻī, e ʻoi aku ka hoihoi a me ka ʻike o kāu huakaʻi.

– AAA Lendings Non-QM Non-DTI ratio Program – Asset Depletion (Asset Only) – AAA Lendings Details:

Untitled-2

Nānā nui

Ua kūʻai aku kekahi mea hōʻaiʻē i kā lākou ʻoihana miliona miliona a laila loaʻa ka home o kā lākou mau moeʻuhane akā ʻaʻohe kumu kālā e palapala ai.

Nā kikoʻī

1) A hiki i $2.5M ka nui o ka aie;
2) A hiki i ka 80% LTV;
3) ʻO ka lākiō DTI he 50%;
4) Ua ʻae ʻia ka loaʻa kālā;
5) ʻAʻole pono ka ʻike hana ma ka noi hōʻaiʻē;
6) Puʻunaue ka waiwai i 84 a i ʻole nā ʻōlelo hōʻaiʻē paʻa no ka loaʻa ʻana o ka loaʻa kālā kūpono i ka mea ʻaiʻē.

He aha ka papahana?

• ʻAʻole hiki i kāu hana a i ʻole kāu loaʻa kālā ke kūpono i kahi hōʻaiʻē moraki?
• Ua lawa anei kāu waiwai i kāu moʻokāki?
• Ua kūʻai wale aku ʻoe i hoʻokahi waiwai a makemake e kūʻai i hale hou?
• ʻAʻole ʻoe makemake e hoʻolako i nā ʻano palapala loaʻa kālā?
• Ke noʻonoʻo nei ʻoe pehea e ʻae ai ka poʻe hāʻawi kālā i kāu hōʻaiʻē me ka noʻonoʻo ʻole i ka ratio DTI?

Kōkua ʻo Asset Depletion/Utilization i kēia poʻe noi inā ʻoe i kēia kūlana. He papahana Non-QM maʻamau, i kapa ʻia ʻo “waiwai wale nō”. ʻAʻole pono ʻoe e hāʻawi i ka ʻike hana a me nā palapala loaʻa ke noi ʻia no kēia papahana.
Hiki ke hoʻohana ʻia ʻo ia wale nō ke kumu o ka loaʻa kālā no ka hōʻaiʻē ʻana a i ʻole e hoʻohui i nā kumu kālā ʻē aʻe. Ke hoʻohana ʻia e hoʻohui i nā kumu waiwai ʻē aʻe, ua hoʻokuʻu ʻia nā koi waiwai liʻiliʻi ma lalo o ke ʻano o ka hōʻoia.

He aha ka pōmaikaʻi?

1) ʻAʻole pono e hāʻawi i nā palapala loaʻa kālā;
2) ʻO ka hale kumu wale nō;
3) Nā palapala hōʻemi
4) He maʻalahi ke kūpono

He aha nā waiwai e hiki ke hoʻohana ʻia no kēia papahana?

Pono ka waiwai a loaʻa me ka uku ʻole; Hiki ke noi ʻia nā palapala hou e hōʻoia i ke kumu o ke kālā:
• 100% o ka nānā ʻana, mālama kālā, a me nā moʻokāki makeke kālā;
• 70% o nā waihona, nā bona, a me nā kālā hui;
• 70% o nā waiwai hoʻomaha: kūpono inā ʻo ka mea hōʻaiʻē he makahiki hoʻomaha (ma ka liʻiliʻi he 59 ½);
• 60% o nā waiwai hoʻomaha: kūpono inā ʻaʻole i piha ka makahiki hoʻomaha.

ʻAʻole kūpono nā waiwai no ka pau ʻana

No kēia polokalamu, hiki iā ʻoe ke mālama i nā palena ma lalo. ʻAʻole hiki ke hoʻohana ʻia kekahi mau ʻano ʻano ʻoiai hiki iā ʻoe ke hoʻohana i kēia mau waiwai iā ʻoe iho:

• Kaulike ma ka Waiwai Paa;
• Kūʻai kūʻokoʻa a i ʻole nā mea kūʻai aku i ʻae ʻia;
• ʻO kēlā me kēia waiwai i loaʻa ka loaʻa kālā i hoʻokomo mua ʻia i loko o ka helu kālā:
• Kekahi waiwai i paa ma ka inoa o ka oihana.

Nā kiʻi kikoʻī huahana:

Alakaʻi Huahana Pili:

Hoʻomaopopo mākou ʻaʻole ʻo ka moraki he hana kālā wale nō akā he hoʻoholo ola koʻikoʻi. ʻO kā mākou manaʻo nui i ka mea kūʻai aku, ʻaʻole mākou e noʻonoʻo wale i nā helu; noʻonoʻo mākou i kāu moʻolelo kūʻokoʻa, nā manaʻo, a me nā pahuhopu kālā. Lawe kā mākou poʻe loea moraki i ka manawa e hoʻomaopopo i kāu huakaʻi pilikino, e hōʻoia ana e loaʻa iā ʻoe kahi hopena moraki e kūlike me kāu ʻike no ka wā e hiki mai ana. – AAA Lendings Non-QM Non-DTI ratio Program – Asset Depletion(Asset Only) – AAA Lendings , E hāʻawi aku ka huahana i nā wahi a pau o ka honua, e like me: Romania, Oman, venezuela, ko mākou huahana kūpono i ka inoa maikaʻi mai ka honua e like me kāna kumukūʻai hoʻokūkū nui loa a me kā mākou pono loa o ka lawelawe ma hope o ke kūʻai aku i nā mea kūʻai aku. ka launa pū ʻana me lākou e kā mākou mau ʻoihana ʻoihana a me nā hoʻoikaika paʻa ʻole.

- AAA Haʻawina