Wholesale - AAA Lendings Non-QM Non-DTI ratio Program – Hoʻopau waiwai (Asset Only) – AAA Lendings mea hāʻawi a me nā mea hoʻopukapuka

Huahana Huahana

ʻO ka hoʻonaʻauao ʻana i nā mea kūʻai aku kahi pōhaku kihi o ka misionari AAA LENDINGS. Manaʻo mākou ʻo ka mea hōʻaiʻē i ʻike ʻia he mea hōʻaiʻē mana. ʻO ia ke kumu e hele ai mākou i ka mile keu e hāʻawi i nā kumuwaiwai hoʻonaʻauao a me ke alakaʻi e kōkua iā ʻoe e hoʻokele i nā paʻakikī o ke kaʻina moraki. Hoʻolaʻa ʻia kā mākou hui i ka pane ʻana i kāu mau nīnau, e wehewehe ana i ka paʻakikī o ka uku ukupanee, nā koho hōʻaiʻē, a me nā mea hou aʻe, e hōʻoiaʻiʻo ana e hoʻoholo ʻoe i ka ʻike. He mea nui kāu ʻike kālā a me kou hilinaʻi iā mākou.Atr-In-Full,Na ninau moraki,Nā Koina Laikini Kūʻai Moraki, ʻO ka mea e hoʻokaʻawale iā mākou ʻo kā mākou ʻano pilikino i ka hāʻawi ʻana, e kūʻē i nā ʻano hana hoʻokahi i hoʻohana ʻia e nā mea ʻē aʻe he nui. Hāʻawi mākou i nā hāʻina kūpono no nā pono kūʻokoʻa o kēlā me kēia mea kūʻai aku, me ka hilinaʻi paʻa i ka hiki o kēlā me kēia hōʻaiʻē. Me AAA LENDINGS, lilo kāu mau pahuhopu kālā iā mākou, a hui pū mākou e hoʻokō.

– AAA Lendings Non-QM Non-DTI ratio Program – Asset Depletion (Asset Only) – AAA Lendings Details:

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Nānā nui

Ua kūʻai aku kekahi mea hōʻaiʻē i kā lākou ʻoihana miliona miliona a laila loaʻa ka home o kā lākou mau moeʻuhane akā ʻaʻohe kumu kālā e palapala ai.

Nā kikoʻī

1) A hiki i $2.5M ka nui o ka aie;
2) A hiki i ka 80% LTV;
3) ʻO ka lākiō DTI he 50%;
4) Ua ʻae ʻia ka loaʻa kālā;
5) ʻAʻole pono ka ʻike hana ma ka noi hōʻaiʻē;
6) Puʻunaue ka waiwai i 84 a i ʻole nā ʻōlelo hōʻaiʻē paʻa no ka loaʻa ʻana o ka loaʻa kālā kūpono i ka mea ʻaiʻē.

He aha ka papahana?

• ʻAʻole hiki i kāu hana a i ʻole kāu loaʻa kālā ke kūpono i kahi hōʻaiʻē moraki?
• Ua lawa anei kāu waiwai i kāu moʻokāki?
• Ua kūʻai wale aku ʻoe i hoʻokahi waiwai a makemake e kūʻai i hale hou?
• ʻAʻole ʻoe makemake e hoʻolako i nā ʻano palapala loaʻa kālā?
• Ke noʻonoʻo nei ʻoe pehea e ʻae ai ka poʻe hāʻawi kālā i kāu hōʻaiʻē me ka noʻonoʻo ʻole i ka ratio DTI?

Kōkua ʻo Asset Depletion/Utilization i kēia poʻe noi inā ʻoe i kēia kūlana. He papahana Non-QM maʻamau, i kapa ʻia ʻo “waiwai wale nō”. ʻAʻole pono ʻoe e hāʻawi i ka ʻike hana a me nā palapala loaʻa ke noi ʻia no kēia papahana.
Hiki ke hoʻohana ʻia ʻo ia wale nō ke kumu o ka loaʻa kālā no ka hōʻaiʻē ʻana a i ʻole e hoʻohui i nā kumu kālā ʻē aʻe. Ke hoʻohana ʻia e hoʻohui i nā kumu waiwai ʻē aʻe, ua hoʻokuʻu ʻia nā koi waiwai liʻiliʻi ma lalo o ke ʻano o ka hōʻoia.

He aha ka pōmaikaʻi?

1) ʻAʻole pono e hāʻawi i nā palapala loaʻa kālā;
2) ʻO ka hale kumu wale nō;
3) Nā palapala hōʻemi
4) He maʻalahi ke kūpono

He aha nā waiwai e hiki ke hoʻohana ʻia no kēia papahana?

Pono ka waiwai a loaʻa me ka uku ʻole; Hiki ke noi ʻia nā palapala hou e hōʻoia i ke kumu o ke kālā:
• 100% o ka nānā ʻana, mālama kālā, a me nā moʻokāki makeke kālā;
• 70% o nā waihona, nā bona, a me nā kālā hui;
• 70% o nā waiwai hoʻomaha: kūpono inā ʻo ka mea hōʻaiʻē he makahiki hoʻomaha (ma ka liʻiliʻi he 59 ½);
• 60% o nā waiwai hoʻomaha: kūpono inā ʻaʻole i piha ka makahiki hoʻomaha.

ʻAʻole kūpono nā waiwai no ka pau ʻana

No kēia polokalamu, hiki iā ʻoe ke mālama i nā palena ma lalo. ʻAʻole hiki ke hoʻohana ʻia kekahi mau ʻano ʻano ʻoiai hiki iā ʻoe ke hoʻohana i kēia mau waiwai iā ʻoe iho:

• Kaulike ma ka Waiwai Paa;
• Kūʻai kūʻokoʻa a i ʻole nā mea kūʻai aku i ʻae ʻia;
• ʻO kēlā me kēia waiwai i loaʻa ka loaʻa kālā i hoʻokomo mua ʻia i loko o ka helu kālā:
• Kekahi waiwai i paa ma ka inoa o ka oihana.

Nā kiʻi kikoʻī huahana:

Alakaʻi Huahana Pili:

Haʻaheo ʻo AAA LENDINGS i ko mākou komo ʻana i ke kaiāulu a me ke kuleana pilikanaka. Ke manaʻoʻiʻo nei mākou ʻo ka lilo ʻana i mea hōʻaiʻē kuleana ʻo ia ka hāʻawi ʻana i nā kaiāulu a mākou e lawelawe nei. Hoʻokomo ikaika kā mākou hui i nā hana aloha, kākoʻo i nā kumu kūloko, a me ka hoʻolaha ʻana i ka ʻike kālā. ʻAʻole mākou i ka ʻoihana hoʻolako kālā; ua hoʻolilo mākou i ka hopena maikaʻi i ke ola o kā mākou mea kūʻai aku a me nā kaiāulu a lākou i kapa ai he home. – AAA Lendings Non-QM Non-DTI ratio Program – Asset Depletion(Asset Only) – AAA Lendings , Hāʻawi ka huahana i nā wahi a pau o ka honua, e like me: Suriname, Bandung, Mozambique, Ua loaʻa iā mākou ka ʻike kūpono i ka hana ʻana i nā huahana e like me nā laʻana a i ʻole nā kiʻi. Hoʻokipa maikaʻi mākou i nā mea kūʻai mai ka home a ma waho e kipa i kā mākou hui, a e hui pū me mākou no kahi wā e hiki mai ana.

- AAA Haʻawina

Manaʻolana e hiki i ka hui ke hoʻopili i ka ʻuhane ʻoihana o ka Quality, Efficiency, Innovation and Integrity, e ʻoi aku ka maikaʻi a me ka maikaʻi i ka wā e hiki mai ana.
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