– AAA Lendings Non-QM Non-DTI ratio Program – Asset Depletion (Asset Only) – AAA Lendings Details:
Nānā nui
Ua kūʻai aku kekahi mea hōʻaiʻē i kā lākou ʻoihana miliona miliona a laila loaʻa ka home o kā lākou mau moeʻuhane akā ʻaʻohe kumu kālā e palapala ai.
Nā kikoʻī
1) A hiki i $2.5M ka nui o ka aie;
2) A hiki i ka 80% LTV;
3) ʻO ka lākiō DTI he 50%;
4) Ua ʻae ʻia ka loaʻa kālā;
5) ʻAʻole pono ka ʻike hana ma ka noi hōʻaiʻē;
6) Puʻunaue ka waiwai i 84 a i ʻole nā ʻōlelo hōʻaiʻē paʻa no ka loaʻa ʻana o ka loaʻa kālā kūpono i ka mea ʻaiʻē.
He aha ka papahana?
• ʻAʻole hiki i kāu hana a i ʻole kāu loaʻa kālā ke kūpono i kahi hōʻaiʻē moraki?
• Ua lawa anei kāu waiwai i kāu moʻokāki?
• Ua kūʻai wale aku ʻoe i hoʻokahi waiwai a makemake e kūʻai i hale hou?
• ʻAʻole ʻoe makemake e hoʻolako i nā ʻano palapala loaʻa kālā?
• Ke noʻonoʻo nei ʻoe pehea e ʻae ai ka poʻe hāʻawi kālā i kāu hōʻaiʻē me ka noʻonoʻo ʻole i ka ratio DTI?
Kōkua ʻo Asset Depletion/Utilization i kēia poʻe noi inā ʻoe i kēia kūlana. He papahana Non-QM maʻamau, i kapa ʻia ʻo “waiwai wale nō”. ʻAʻole pono ʻoe e hāʻawi i ka ʻike hana a me nā palapala loaʻa ke noi ʻia no kēia papahana.
Hiki ke hoʻohana ʻia ʻo ia wale nō ke kumu o ka loaʻa kālā no ka hōʻaiʻē ʻana a i ʻole e hoʻohui i nā kumu kālā ʻē aʻe. Ke hoʻohana ʻia e hoʻohui i nā kumu waiwai ʻē aʻe, ua hoʻokuʻu ʻia nā koi waiwai liʻiliʻi ma lalo o ke ʻano o ka hōʻoia.
He aha ka pōmaikaʻi?
1) ʻAʻole pono e hāʻawi i nā palapala loaʻa kālā;
2) ʻO ka hale kumu wale nō;
3) Nā palapala hōʻemi
4) He maʻalahi ke kūpono
He aha nā waiwai e hiki ke hoʻohana ʻia no kēia papahana?
Pono ka waiwai a loaʻa me ka uku ʻole; Hiki ke noi ʻia nā palapala hou e hōʻoia i ke kumu o ke kālā:
• 100% o ka nānā ʻana, mālama kālā, a me nā moʻokāki makeke kālā;
• 70% o nā waihona, nā bona, a me nā kālā hui;
• 70% o nā waiwai hoʻomaha: kūpono inā ʻo ka mea hōʻaiʻē he makahiki hoʻomaha (ma ka liʻiliʻi he 59 ½);
• 60% o nā waiwai hoʻomaha: kūpono inā ʻaʻole i piha ka makahiki hoʻomaha.
ʻAʻole kūpono nā waiwai no ka pau ʻana
No kēia polokalamu, hiki iā ʻoe ke mālama i nā palena ma lalo. ʻAʻole hiki ke hoʻohana ʻia kekahi mau ʻano ʻano ʻoiai hiki iā ʻoe ke hoʻohana i kēia mau waiwai iā ʻoe iho:
• Kaulike ma ka Waiwai Paa;
• Kūʻai kūʻokoʻa a i ʻole nā mea kūʻai aku i ʻae ʻia;
• ʻO kēlā me kēia waiwai i loaʻa ka loaʻa kālā i hoʻokomo mua ʻia i loko o ka helu kālā:
• Kekahi waiwai i paa ma ka inoa o ka oihana.
Nā kiʻi kikoʻī huahana:
Alakaʻi Huahana Pili:
ʻO ka hoʻonaʻauao ʻana i nā mea kūʻai aku kahi pōhaku kihi o ka misionari AAA LENDINGS. Manaʻo mākou ʻo ka mea hōʻaiʻē i ʻike ʻia he mea hōʻaiʻē mana. ʻO ia ke kumu e hele ai mākou i ka mile keu e hāʻawi i nā kumuwaiwai hoʻonaʻauao a me ke alakaʻi e kōkua iā ʻoe e hoʻokele i nā paʻakikī o ke kaʻina moraki. Hoʻolaʻa ʻia kā mākou hui i ka pane ʻana i kāu mau nīnau, e wehewehe ana i ka paʻakikī o ka uku ukupanee, nā koho hōʻaiʻē, a me nā mea hou aʻe, e hōʻoiaʻiʻo ana e hoʻoholo ʻoe i ka ʻike. He mea nui kāu ʻike kālā a me kou hilinaʻi iā mākou. – AAA Lendings Non-QM Non-DTI ratio Program – Asset Depletion(Asset Only) – AAA Lendings , E hoʻolako ka huahana i nā wahi a pau o ka honua, e like me: Hamburg, Riyadh, Pelekania, mālama mau mākou i kā mākou hōʻaiʻē a me kā mākou mea kūʻai aku, koi i kā mākou lawelawe kiʻekiʻe e hoʻoneʻe i kā mākou mea kūʻai. Hoʻokipa mau i kā mākou mau hoaaloha a me nā mea kūʻai aku e hele mai e kipa i kā mākou hui a alakaʻi i kā mākou ʻoihana, inā makemake ʻoe i kā mākou huahana, hiki iā ʻoe ke hoʻouna i kāu ʻike kūʻai ma ka pūnaewele, a e hoʻopili koke mākou iā ʻoe, mālama mākou i kā mākou hui ʻoiaʻiʻo a makemake i nā mea āpau ma kou ʻaoʻao.
Na Clara mai Kenya - 2017.05.02 11:33 He mea hoihoi loa ka luna kūʻai aku a ʻoihana, hāʻawi mai iā mākou i kahi ʻae maikaʻi a maikaʻi loa ka maikaʻi o ka huahana, mahalo nui loa!
Na Catherine mai Serbia - 2018.06.12 16:22 
