– AAA Lendings Non-QM Non-DTI ratio Program – Asset Depletion (Asset Only) – AAA Lendings Details:

Nānā nui
Ua kūʻai aku kekahi mea hōʻaiʻē i kā lākou ʻoihana miliona miliona a laila loaʻa ka home o kā lākou mau moeʻuhane akā ʻaʻohe kumu kālā e palapala ai.
Nā kikoʻī
1) A hiki i $2.5M ka nui o ka aie;
2) A hiki i ka 80% LTV;
3) ʻO ka lākiō DTI he 50%;
4) Ua ʻae ʻia ka loaʻa kālā;
5) ʻAʻole pono ka ʻike hana ma ka noi hōʻaiʻē;
6) Puʻunaue ka waiwai i 84 a i ʻole nā ʻōlelo hōʻaiʻē paʻa no ka loaʻa ʻana o ka loaʻa kālā kūpono i ka mea ʻaiʻē.
He aha ka papahana?
• ʻAʻole hiki i kāu hana a i ʻole kāu loaʻa kālā ke kūpono i kahi hōʻaiʻē moraki?
• Ua lawa anei kāu waiwai i kāu moʻokāki?
• Ua kūʻai wale aku ʻoe i hoʻokahi waiwai a makemake e kūʻai i hale hou?
• ʻAʻole ʻoe makemake e hoʻolako i nā ʻano palapala loaʻa kālā?
• Ke noʻonoʻo nei ʻoe pehea e ʻae ai ka poʻe hāʻawi kālā i kāu hōʻaiʻē me ka noʻonoʻo ʻole i ka ratio DTI?
Kōkua ʻo Asset Depletion/Utilization i kēia poʻe noi inā ʻoe i kēia kūlana. He papahana Non-QM maʻamau, i kapa ʻia ʻo “waiwai wale nō”. ʻAʻole pono ʻoe e hāʻawi i ka ʻike hana a me nā palapala loaʻa ke noi ʻia no kēia papahana.
Hiki ke hoʻohana ʻia ʻo ia wale nō ke kumu o ka loaʻa kālā no ka hōʻaiʻē ʻana a i ʻole e hoʻohui i nā kumu kālā ʻē aʻe. Ke hoʻohana ʻia e hoʻohui i nā kumu waiwai ʻē aʻe, ua hoʻokuʻu ʻia nā koi waiwai liʻiliʻi ma lalo o ke ʻano o ka hōʻoia.
He aha ka pōmaikaʻi?
1) ʻAʻole pono e hāʻawi i nā palapala loaʻa kālā;
2) ʻO ka hale kumu wale nō;
3) Nā palapala hōʻemi
4) He maʻalahi ke kūpono
He aha nā waiwai e hiki ke hoʻohana ʻia no kēia papahana?
Pono ka waiwai a loaʻa me ka uku ʻole; Hiki ke noi ʻia nā palapala hou e hōʻoia i ke kumu o ke kālā:
• 100% o ka nānā ʻana, mālama kālā, a me nā moʻokāki makeke kālā;
• 70% o nā waihona, nā bona, a me nā kālā hui;
• 70% o nā waiwai hoʻomaha: kūpono inā ʻo ka mea hōʻaiʻē he makahiki hoʻomaha (ma ka liʻiliʻi he 59 ½);
• 60% o nā waiwai hoʻomaha: kūpono inā ʻaʻole i piha ka makahiki hoʻomaha.
ʻAʻole kūpono nā waiwai no ka pau ʻana
No kēia polokalamu, hiki iā ʻoe ke mālama i nā palena ma lalo. ʻAʻole hiki ke hoʻohana ʻia kekahi mau ʻano ʻano ʻoiai hiki iā ʻoe ke hoʻohana i kēia mau waiwai iā ʻoe iho:
• Kaulike ma ka Waiwai Paa;
• Kūʻai kūʻokoʻa a i ʻole nā mea kūʻai aku i ʻae ʻia;
• ʻO kēlā me kēia waiwai i loaʻa ka loaʻa kālā i hoʻokomo mua ʻia i loko o ka helu kālā:
• Kekahi waiwai i paa ma ka inoa o ka oihana.
Nā kiʻi kikoʻī huahana:
Alakaʻi Huahana Pili:
I ka honua o ka hōʻaiʻē moraki, ʻo ka hiki ke kī. Hoʻolālā ʻia kā mākou moraki kikohoʻe me kou ʻoluʻolu i ka noʻonoʻo. Hiki iā ʻoe ke noi no kahi moraki, hoʻouka i nā palapala, a nānā i ka holomua o kāu hōʻaiʻē ma ka pūnaewele, nā mea āpau mai ka ʻoluʻolu o kou home. Ua hana mākou i kahi ʻike kikohoʻe hoihoi e hoʻonoho iā ʻoe i ka mana, e hōʻoia ana e hiki iā ʻoe ke hoʻokele i kāu noi moraki ma kāu wikiwiki, 24/7. – AAA Lendings Non-QM Non-DTI ratio Program – Asset Depletion(Asset Only) – AAA Lendings , Hāʻawi ka huahana i nā wahi a pau o ka honua, e like me: Doha, Botswana, Polani, Ma ke ʻano he ala e hoʻohana ai i ka kumuwaiwai no ka hoʻonui ʻana i ka ʻike a me nā ʻike i ke kālepa honua, mahalo mākou i nā mea kūʻai mai nā wahi āpau ma ka pūnaewele a me waho. ʻOiai ʻo nā huahana kiʻekiʻe loa a mākou e hāʻawi nei, hāʻawi ʻia ka lawelawe kūkākūkā maikaʻi a ʻoluʻolu e kā mākou hui lawelawe ma hope o ke kūʻai aku. E hoʻouna ʻia nā papa inoa hoʻonā a me nā ʻāpana kikoʻī a me nā ʻike ʻē aʻe iā ʻoe i ka manawa kūpono no nā nīnau. No laila, e ʻoluʻolu e hoʻokaʻaʻike mai iā mākou ma ka hoʻouna ʻana mai iā mākou i nā leka uila a i ʻole e kelepona mai iā mākou inā he hopohopo kāu e pili ana i kā mākou paʻa. Hiki iā ʻoe ke kiʻi i kā mākou ʻikepili helu mai kā mākou pūnaewele a hele mai i kā mākou ʻoihana. a i ʻole kahi noiʻi kahua o kā mākou hāʻina. Manaʻo mākou e kaʻana like ana mākou i nā hopena a kūkulu i nā pilina paʻa paʻa me kā mākou mau hoa ma kēia mākeke. Ke kali nei mākou i kāu mau nīnau.
Na Stephen mai Uzbekistan - 2017.08.16 13:39 Kiʻekiʻe Kiʻekiʻe, Kiʻekiʻe Efficiency, Noʻonoʻo a me ka Pono, pono e loaʻa ka hui lōʻihi! Ke nānā nei i mua i ka launa pū ʻana o ka wā e hiki mai ana!
Na Josephine mai Nicaragua - 2018.06.05 13:10 






