Wholesale - AAA Lendings Non-QM Non-DTI ratio Program – Hoʻopau waiwai (Asset Only) – AAA Lendings mea hāʻawi a me nā mea hoʻopukapuka

Huahana Huahana

Hiki ke paʻakikī ka hoʻokele ʻana i ka ʻāina moraki, akā ua maʻalahi ka AAA LENDINGS i ke kaʻina hana, e hoʻoikaika a me ka pilikia ʻole. Hāʻawi mākou i kahi ʻōnaehana hōʻiliʻili palapala maʻalahi a pōkole, e ʻae iā ʻoe e hoʻouka maʻalahi i nā pepa i koi ʻia ma ka pūnaewele. Ua ʻike nui mākou he waiwai kou manawa, a ma ka hoʻomaʻamaʻa ʻana i ke kaʻina hana, mālama mākou iā ʻoe i ka hana ikaika a me ka mālama ʻana i kāu huakaʻi moraki.ʻO ka helu ʻana i ka moraki 2020,Mea Hoaie Moraki No ka Aie ino,Luna Hoaie, Manaʻo mākou i kou manawa, a maopopo iā mākou ʻaʻole i kūlike kāu papa manawa me nā hola ʻoihana maʻamau. ʻO ia ke kumu e loaʻa ai kā mākou kākoʻo mea kūʻai aku ma waho o ka pukaaniani 9-a-5. Inā he nīnau kāu i ke ahiahi a i ka hopena pule, eia mākou e hāʻawi i ke kōkua. ʻO kā mākou mau hola kākoʻo lōʻihi e manaʻo e hoʻopili i nā mea kūʻai aku ma ka hōʻike ʻana i kā mākou kūpaʻa e noho ma laila inā makemake nui ʻoe iā mākou. ʻO kou ʻoluʻolu ka mea nui o mākou, a eia mākou e hana i kāu huakaʻi moraki e like me ka ʻoluʻolu a me ka pilikia ʻole.

– AAA Lendings Non-QM Non-DTI ratio Program – Asset Depletion (Asset Only) – AAA Lendings Details:

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Nānā nui

Ua kūʻai aku kekahi mea hōʻaiʻē i kā lākou ʻoihana miliona miliona a laila loaʻa ka home o kā lākou mau moeʻuhane akā ʻaʻohe kumu kālā e palapala ai.

Nā kikoʻī

1) A hiki i $2.5M ka nui o ka aie;
2) A hiki i ka 80% LTV;
3) ʻO ka lākiō DTI he 50%;
4) Ua ʻae ʻia ka loaʻa kālā;
5) ʻAʻole pono ka ʻike hana ma ka noi hōʻaiʻē;
6) Puʻunaue ka waiwai i 84 a i ʻole nā ʻōlelo hōʻaiʻē paʻa no ka loaʻa ʻana o ka loaʻa kālā kūpono i ka mea ʻaiʻē.

He aha ka papahana?

• ʻAʻole hiki i kāu hana a i ʻole kāu loaʻa kālā ke kūpono i kahi hōʻaiʻē moraki?
• Ua lawa anei kāu waiwai i kāu moʻokāki?
• Ua kūʻai wale aku ʻoe i hoʻokahi waiwai a makemake e kūʻai i hale hou?
• ʻAʻole ʻoe makemake e hoʻolako i nā ʻano palapala loaʻa kālā?
• Ke noʻonoʻo nei ʻoe pehea e ʻae ai ka poʻe hāʻawi kālā i kāu hōʻaiʻē me ka noʻonoʻo ʻole i ka ratio DTI?

Kōkua ʻo Asset Depletion/Utilization i kēia poʻe noi inā ʻoe i kēia kūlana. He papahana Non-QM maʻamau, i kapa ʻia ʻo “waiwai wale nō”. ʻAʻole pono ʻoe e hāʻawi i ka ʻike hana a me nā palapala loaʻa ke noi ʻia no kēia papahana.
Hiki ke hoʻohana ʻia ʻo ia wale nō ke kumu o ka loaʻa kālā no ka hōʻaiʻē ʻana a i ʻole e hoʻohui i nā kumu kālā ʻē aʻe. Ke hoʻohana ʻia e hoʻohui i nā kumu waiwai ʻē aʻe, ua hoʻokuʻu ʻia nā koi waiwai liʻiliʻi ma lalo o ke ʻano o ka hōʻoia.

He aha ka pōmaikaʻi?

1) ʻAʻole pono e hāʻawi i nā palapala loaʻa kālā;
2) ʻO ka hale kumu wale nō;
3) Nā palapala hōʻemi
4) He maʻalahi ke kūpono

He aha nā waiwai e hiki ke hoʻohana ʻia no kēia papahana?

Pono ka waiwai a loaʻa me ka uku ʻole; Hiki ke noi ʻia nā palapala hou e hōʻoia i ke kumu o ke kālā:
• 100% o ka nānā ʻana, mālama kālā, a me nā moʻokāki makeke kālā;
• 70% o nā waihona, nā bona, a me nā kālā hui;
• 70% o nā waiwai hoʻomaha: kūpono inā ʻo ka mea hōʻaiʻē he makahiki hoʻomaha (ma ka liʻiliʻi he 59 ½);
• 60% o nā waiwai hoʻomaha: kūpono inā ʻaʻole i piha ka makahiki hoʻomaha.

ʻAʻole kūpono nā waiwai no ka pau ʻana

No kēia polokalamu, hiki iā ʻoe ke mālama i nā palena ma lalo. ʻAʻole hiki ke hoʻohana ʻia kekahi mau ʻano ʻano ʻoiai hiki iā ʻoe ke hoʻohana i kēia mau waiwai iā ʻoe iho:

• Kaulike ma ka Waiwai Paa;
• Kūʻai kūʻokoʻa a i ʻole nā mea kūʻai aku i ʻae ʻia;
• ʻO kēlā me kēia waiwai i loaʻa ka loaʻa kālā i hoʻokomo mua ʻia i loko o ka helu kālā:
• Kekahi waiwai i paa ma ka inoa o ka oihana.

Nā kiʻi kikoʻī huahana:

Alakaʻi Huahana Pili:

ʻOiai ua kaupalena ʻia ka nui o nā mea hāʻawi kālā, hoʻomau mākou e hoʻonui i ko mākou noho ʻana ma nā mokuʻāina like ʻole, e lawelawe ana i nā mea hōʻaiʻē ma 45 mau mokuʻāina, me kekahi o nā mākeke ikaika loa e like me Kaleponi a me Texas. ʻO kā mākou ākea ākea e hiki ai iā mākou ke hoʻomaopopo a hoʻololi i nā nuances kūloko, e hōʻoia ana e loaʻa i kā mākou mea kūʻai aku ma nā mokuʻāina like ʻole ke kākoʻo kūloko ʻoiai e pōmaikaʻi ana i kā mākou ʻike āpau. – AAA Lendings Non-QM Non-DTI ratio Program – Asset Depletion (Asset Only) – AAA Lendings , E hoʻolako ka huahana i nā wahi a pau o ka honua, e like me: Ottawa, Toronto, Namibia, ʻO kā mākou ʻike loea, lawelawe hoʻokipa kūʻai, a me nā mea kūʻai kūikawā e hoʻolilo iā mākou / inoa ʻoihana i koho mua o nā mea kūʻai aku a me nā mea kūʻai aku. Ua ʻimi mākou i kāu nīnau. E hoʻonohonoho kākou i ka hui ʻana i kēia manawa!

- AAA Haʻawina

ʻO ka maikaʻi hana kiʻekiʻe a me ka maikaʻi o ka huahana maikaʻi, ka lawe wikiwiki ʻana a hoʻopau i ka pale ma hope o ke kūʻai aku, kahi koho kūpono, kahi koho maikaʻi loa.
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