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Kikowaena Huahana

Huahana Huahana

ʻAʻole ʻo AAA LENDINGS he mea hāʻawi wale; ʻo mākou kāu hoa pili kālā. Lawe mākou i ka manawa e hoʻolohe ai i kāu mau pahuhopu kālā a me kou mau manaʻo, e hāʻawi ana i ke alakaʻi ma waho o ke kaʻina noi. ʻO kā mākou kūpaʻa i kou pono kālā e ʻoi aku ma mua o ka pani ʻana i ka ʻaelike, a ua hoʻolaʻa mākou i ke kōkua ʻana iā ʻoe e hoʻokō i kāu mau pahuhopu no ka wā lōʻihi, inā ʻo ia ka home, ka waiwai waiwai, a i ʻole ka hoʻohui ʻana i ka aie.Tpo Hoaiai,ʻO Georgia Mortgage Broker a i ʻole ka mea hāʻawi kālā,ʻO ka helu ʻana i ka moraki 2020, Ma AAA LENDINGS, ho'olaha ko mākou kūpa'a i ka maika'i i kā mākou hui. Haʻaheo mākou i ka loaʻa ʻana o kahi hui hoʻolaʻa o nā ʻoihana loea i ka ʻoihana moraki. ʻAʻole akamai wale kā mākou mau luna hōʻaiʻē; ʻo lākou kou mau hoa pili. Aia lākou e alakaʻi iā ʻoe ma ke kaʻina hana hoʻolimalima holoʻokoʻa, mai ka noi a i ka pani ʻana. Haʻaheo mākou i ka ʻike o kā mākou hui, e hōʻoia ana e loaʻa iā ʻoe ka pae kiʻekiʻe o ka lawelawe a me ke kākoʻo.
– AAA Lendings Non-QM Non-DTI ratio Program – Asset Depletion (Asset Only) – AAA Lendings Details:

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Nānā nui

Ua kūʻai aku kekahi mea hōʻaiʻē i kā lākou ʻoihana miliona miliona a laila loaʻa ka home o kā lākou mau moeʻuhane akā ʻaʻohe kumu kālā e palapala ai.

Nā kikoʻī

1) A hiki i $2.5M ka nui o ka aie;
2) A hiki i ka 80% LTV;
3) ʻO ka lākiō DTI he 50%;
4) Ua ʻae ʻia ka loaʻa kālā;
5) ʻAʻole pono ka ʻike hana ma ka noi hōʻaiʻē;
6) Puʻunaue ka waiwai i 84 a i ʻole nā ​​ʻōlelo hōʻaiʻē paʻa no ka loaʻa ʻana o ka loaʻa kālā kūpono i ka mea ʻaiʻē.

He aha ka papahana?

• ʻAʻole hiki i kāu hana a i ʻole kāu loaʻa kālā ke kūpono i kahi hōʻaiʻē moraki?
• Ua lawa anei kāu waiwai i kāu moʻokāki?
• Ua kūʻai wale aku ʻoe i hoʻokahi waiwai a makemake e kūʻai i hale hou?
• ʻAʻole ʻoe makemake e hoʻolako i nā ʻano palapala loaʻa kālā?
• Ke noʻonoʻo nei ʻoe pehea e ʻae ai ka poʻe hāʻawi kālā i kāu hōʻaiʻē me ka noʻonoʻo ʻole i ka ratio DTI?

Kōkua ʻo Asset Depletion/Utilization i kēia poʻe noi inā ʻoe i kēia kūlana. He papahana Non-QM maʻamau, i kapa ʻia ʻo “waiwai wale nō”. ʻAʻole pono ʻoe e hāʻawi i ka ʻike hana a me nā palapala loaʻa ke noi ʻia no kēia papahana.
Hiki ke hoʻohana ʻia ʻo ia wale nō ke kumu o ka loaʻa kālā no ka hōʻaiʻē ʻana a i ʻole e hoʻohui i nā kumu kālā ʻē aʻe. Ke hoʻohana ʻia e hoʻohui i nā kumu waiwai ʻē aʻe, ua hoʻokuʻu ʻia nā koi waiwai liʻiliʻi ma lalo o ke ʻano o ka hōʻoia.

He aha ka pōmaikaʻi?

1) ʻAʻole pono e hāʻawi i nā palapala loaʻa kālā;
2) ʻO ka hale kumu wale nō;
3) Nā palapala hōʻemi
4) He maʻalahi ke kūpono

He aha nā waiwai e hiki ke hoʻohana ʻia no kēia papahana?

Pono ka waiwai a loaʻa me ka uku ʻole; Hiki ke noi ʻia nā palapala hou e hōʻoia i ke kumu o ke kālā:
• 100% o ka nānā ʻana, mālama kālā, a me nā moʻokāki makeke kālā;
• 70% o nā waihona, nā bona, a me nā kālā hui;
• 70% o nā waiwai hoʻomaha: kūpono inā ʻo ka mea hōʻaiʻē he makahiki hoʻomaha (ma ka liʻiliʻi he 59 ½);
• 60% o nā waiwai hoʻomaha: kūpono inā ʻaʻole i piha ka makahiki hoʻomaha.

ʻAʻole kūpono nā waiwai no ka pau ʻana

No kēia polokalamu, hiki iā ʻoe ke mālama i nā palena ma lalo. ʻAʻole hiki ke hoʻohana ʻia kekahi mau ʻano ʻano ʻoiai hiki iā ʻoe ke hoʻohana i kēia mau waiwai iā ʻoe iho:

• Kaulike ma ka Waiwai Paa;
• Kūʻai kūʻokoʻa a i ʻole nā ​​​​mea kūʻai aku i ʻae ʻia;
• ʻO kēlā me kēia waiwai i loaʻa ka loaʻa kālā i hoʻokomo mua ʻia i loko o ka helu kālā:
• Kekahi waiwai i paa ma ka inoa o ka oihana.

Nā kiʻi kikoʻī huahana:

– AAA Lendings Non-QM Non-DTI ratio Program – Asset Depletion(Asset Only) – AAA Lendings nā kiʻi kiko’ī.

Alakaʻi Huahana Pili:
ʻO ka ʻike maopopo ke kumu o kā mākou hana. Haʻaheo mākou i kā mākou kamaʻilio ākea a me kā mākou mea kūʻai aku. ʻAʻohe uku huna, ʻaʻohe mea kupanaha. Hāʻawi mākou i ka ʻike maʻalahi a pololei e pili ana i kāu mau koho moraki, e hōʻoia ana i loaʻa iā ʻoe nā ʻoiaʻiʻo a pau e hoʻoholo ai. ʻO kā mākou pahuhopu ka kūkulu ʻana i ka hilinaʻi me kā mākou mea kūʻai aku ma ka pololei a me ka maopopo, e hoʻomaʻamaʻa i kāu ʻike kālā home e like me ka hiki. – AAA Lendings Non-QM Non-DTI ratio Program – Asset Depletion(Asset Only) – AAA Lendings , E hoʻolako ʻia ka huahana i nā wahi a pau o ka honua, e like me: Salt Lake City, Algeria, Jordan, Ua hala ka mea ma o ka palapala hōʻoia ʻāina a ua hoʻokipa maikaʻi ʻia i kā mākou ʻoihana nui. Mākaukau pinepine kā mākou hui ʻenehana loea e lawelawe iā ʻoe no ke kūkākūkā a me ka manaʻo. Hiki iā mākou ke hāʻawi aku iā ʻoe me nā laʻana manuahi e hoʻokō i kāu mau kikoʻī. E hana ʻia paha nā hana kūpono e hāʻawi iā ʻoe i ka lawelawe a me nā hoʻonā maikaʻi loa. Inā makemake ʻoe i kā mākou hui a me nā hoʻonā, e ʻoluʻolu e hoʻokaʻaʻike mai iā mākou ma ka hoʻouna ʻana iā mākou i nā leka uila a kelepona koke iā mākou. I hiki ke ʻike i kā mākou hāʻina a me kā mākou ʻoihana. a ʻoi aku, hiki iā ʻoe ke hele mai i kā mākou hale hana e ʻike. E hoʻokipa mau mākou i nā malihini mai ka honua holoʻokoʻa i kā mākou hui. o kūkulu ʻoihana ʻoihana. nā hauʻoli me mākou. E ʻoluʻolu e ʻoluʻolu e kamaʻilio me mākou no ka hui. nd ke manaʻoʻiʻo nei mākou e kaʻana like i ka ʻike hana kālepa maikaʻi loa me kā mākou mea kālepa āpau.
    • He hui liʻiliʻi mākou i hoʻomaka, akā loaʻa iā mākou ka manaʻo o ke alakaʻi o ka hui a hāʻawi nui iā mākou i ke kōkua. Manaʻolana hiki iā mākou ke holomua pū!
    5 HokuNa Jill mai Montreal - 2017.03.28 16:34
    He hui kaulana kēia, loaʻa iā lākou kahi kiʻekiʻe o ka hoʻokele ʻoihana, nā huahana maikaʻi a me nā lawelawe, ʻo kēlā me kēia hui pū ʻia a hauʻoli!
    5 HokuNa Debora mai Peru - 2018.05.22 12:13

    PiliHANA

    E kaomi i ke komo no ka huli ʻana a i ʻole ESC e pani