– AAA Lendings Non-QM Non-DTI ratio Program – Asset Depletion (Asset Only) – AAA Lendings Detail:
Nānā nui
ʻAʻole kūpono nā mea ʻaiʻē a pau i nā pahu i koi ʻia e nā mea hāʻawi kālā maʻamau. ʻO kekahi poʻe hōʻaiʻē he mau mea hoʻopukapuka, hana pilikino, ʻoihana, hoʻomaha, a i ʻole e noho wale ana i kā lākou hoʻopukapuka. He poʻe kuleana kālā lākou, akā ʻaʻohe kumu o ka loaʻa kālā maʻalahi.
AAA LENDINGS ʻO nā polokalamu hoʻopau waiwai o ka moraki e ʻae i kēia ʻano o ka poʻe ʻaiʻē e hoʻohana i kā lākou waiwai pilikino a ʻoihana i mea e kūpono ai i kahi moraki home.
Hōʻikeʻike Polokalamu
1) A hiki i $2.5M ka nui o ka aie;
2) A hiki i ka 80% LTV;
3) ʻO ka lākiō DTI he 50%;
4) Hiki ke ʻae ʻia ke kālā kālā;
5) ʻAʻole koi ʻia ka ʻike hana ma ka noi hōʻaiʻē.
He aha ka waiwai waiwai?
• ʻAʻole hiki i kāu hana a i ʻole kāu loaʻa kālā ke kūpono i kahi hōʻaiʻē moraki?
• Ua lawa anei kāu waiwai i kāu moʻokāki?
• Ua kūʻai wale aku ʻoe i hoʻokahi waiwai a makemake e kūʻai i hale hou?
• ʻAʻole ʻoe makemake e hoʻolako i nā ʻano palapala loaʻa kālā?
• Ke noʻonoʻo nei ʻoe pehea e ʻae ai ka poʻe hāʻawi kālā i kāu hōʻaiʻē me ka noʻonoʻo ʻole i ka ratio DTI?
Kōkua ʻo Asset Depletion/Utilization i kēia poʻe noi inā ʻoe i kēia mau kūlana. He papahana Non-QM maʻamau, i kapa ʻia ʻo “waiwai wale nō”. ʻAʻole pono nā mea hōʻaiʻē e hāʻawi i ka ʻike hana a i ʻole nā palapala loaʻa kālā ke noi lākou no ka Hoʻopau waiwai.
Hiki ke hoʻohana ʻia ʻo ia wale nō ke kumu o ka loaʻa kālā no ka hōʻaiʻē ʻana a i ʻole e hoʻohui i nā kumu kālā ʻē aʻe. Hoʻokuʻu ʻia nā koi waiwai liʻiliʻi ma lalo o ke ʻano hōʻoia ke hoʻohana ʻia e hoʻohui i nā kumu waiwai ʻē aʻe.
ʻO nā pōmaikaʻi o ka hoʻopau ʻana i ka waiwai
1) ʻAʻole pono e hāʻawi i nā palapala loaʻa kālā;
2) Ke kumu mua wale nō;
3) Liʻiliʻi nā palapala;
4) He maʻalahi ke kūpono.
Koi waiwai
Pono ka waiwai a loaʻa me ka uku ʻole; hiki ke noi ʻia nā palapala hou e hōʻoia i ke kumu o ke kālā:
• 100% o ka nānā ʻana, mālama kālā, a me nā moʻokāki makeke kālā;
• 70% o nā waihona, nā bona, a me nā kālā hui;
• 70% o nā waiwai hoʻomaha: kūpono inā ʻo ka mea hōʻaiʻē he makahiki hoʻomaha (ma ka liʻiliʻi he 59 ½);
• 60% o nā waiwai hoʻomaha: kūpono inā ʻaʻole i piha ka makahiki hoʻomaha.
Na Waiwai Kupono ole
No kēia papahana, pono e ʻike nā mea hōʻaiʻē i nā palena ma lalo. ʻAʻole hiki ke hoʻohana i kekahi mau ʻano waiwai:
• Kaulike ma ka Waiwai Paa;
• Kūʻai kūʻokoʻa a i ʻole nā mea kūʻai aku i ʻae ʻia;
• ʻO nā waiwai i loaʻa ka loaʻa kālā i hoʻokomo mua ʻia i loko o ka helu kālā:
• Kekahi waiwai i paa ma ka inoa o ka oihana.
Nā kiʻi kikoʻī huahana:
Alakaʻi Huahana Pili:
ʻO kā mākou kūpaʻa i ka maikaʻi a me ka hoʻolaʻa ʻana i kā mākou mea kūʻai aku ua paipai iā mākou e hoʻonui i kā mākou hana ma nā mokuʻāina 45, me Arizona, Kaleponi, Washington DC, Florida, Nevada, a me Texas, a me nā mea ʻē aʻe. Akā naʻe, ʻaʻole i wehewehe wale ʻia kā mākou holomua e nā helu. ʻO ka helu ʻana o nā loiloi maikaʻi a me ka maikaʻi ʻōlelo-o-waha kaulana a mākou i hōʻiliʻili ai i mea hōʻike i ka hilinaʻi a me ka hilinaʻi a ka mākeke i kau mai ai iā mākou. – AAA Lendings Non-QM Non-DTI ratio Program – Asset Depletion (Asset Only) – AAA Lendings , Hāʻawi ka huahana i nā wahi a pau o ka honua, e like me: Belgium, Surabaya, Doha, He mea hoʻohālike ikaika lākou a hoʻolaha maikaʻi ma ka honua holoʻokoʻa. ʻAʻole loa e nalo i nā hana nui i loko o ka manawa wikiwiki, pono ia no ʻoe i ka maikaʻi maikaʻi. Alakaʻi ʻia e ke kumu o ka Prudence, Efficiency, Union and Innovation. ka hui. e hoʻoikaika maikaʻi e hoʻonui i kāna kālepa honua, e hoʻonui i kāna hui. rofit a hoʻokiʻekiʻe i kona pālākiō i waho. Manaʻo mākou e loaʻa iā mākou kahi manaʻo maikaʻi a hoʻolaha ʻia a puni ka honua i nā makahiki e hiki mai ana.
Na Alberta mai Slovakia - 2017.06.25 12:48 Ua hana mākou me nā ʻoihana he nui, akā ʻo kēia ka manawa maikaʻi loa, wehewehe kikoʻī, ka hāʻawi manawa kūpono a me ke kūlana kūpono, maikaʻi!
Na Andy mai Lithuania - 2018.12.10 19:03 
