Wholesale - AAA Lendings Non-QM Non-DTI ratio Program – Hoʻopau waiwai (Asset Only) – AAA Lendings mea hāʻawi a me nā mea hoʻopukapuka

Huahana Huahana

Haʻaheo ʻo AAA LENDINGS i ko mākou komo ʻana i ke kaiāulu a me ke kuleana pilikanaka. Ke manaʻoʻiʻo nei mākou ʻo ka lilo ʻana i mea hōʻaiʻē kuleana ʻo ia ka hāʻawi ʻana i nā kaiāulu a mākou e lawelawe nei. Hoʻokomo ikaika kā mākou hui i nā hana aloha, kākoʻo i nā kumu kūloko, a me ka hoʻolaha ʻana i ka ʻike kālā. ʻAʻole mākou i ka ʻoihana hoʻolako kālā; ua hoʻolilo mākou i ka hopena maikaʻi i ke ola o kā mākou mea kūʻai aku a me nā kaiāulu a lākou i kapa ai he home.ʻO nā mea hoʻolimalima moraki kiʻekiʻe ma Kaleponi,Irs Puka W-9,Moraki kuai nui, Hoʻokumu ʻia i ka makahiki 2007, ʻo AAA LENDINGS kahi mea hōʻaiʻē moraki koʻikoʻi me ka mōʻaukala waiwai i hala ma mua o 15 mau makahiki. Ua loaʻa iā mākou ke kaulana no kā mākou kūpaʻa kūpaʻa ʻole i ka hāʻawi ʻana i ka lawelawe kūikawā a me ka hilinaʻi i ka honua o ka hōʻaiʻē moraki. ʻO kā mākou waihona hōʻaiʻē kupaianaha he hōʻike i ko mākou ʻike a me ka hiki, me ka hōʻaiʻē hōʻaiʻē ʻoi aku ma mua o $ 20 biliona. I loko o nā makahiki, ua hiki iā mākou ke kōkua ma kahi o 50,000 mau ʻohana i ka hoʻokō ʻana i kā lākou mau manaʻo hōʻaiʻē, e hoʻokō i nā moemoeā home.

– AAA Lendings Non-QM Non-DTI ratio Program – Asset Depletion (Asset Only) – AAA Lendings Detail:

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Nānā nui

ʻAʻole kūpono nā mea ʻaiʻē a pau i nā pahu i koi ʻia e nā mea hāʻawi kālā maʻamau. ʻO kekahi poʻe hōʻaiʻē he mau mea hoʻopukapuka, hana pilikino, ʻoihana, hoʻomaha, a i ʻole e noho wale ana i kā lākou hoʻopukapuka. He poʻe kuleana kālā lākou, akā ʻaʻohe kumu o ka loaʻa kālā maʻalahi.

AAA LENDINGS ʻO nā polokalamu hoʻopau waiwai o ka moraki e ʻae i kēia ʻano o ka poʻe ʻaiʻē e hoʻohana i kā lākou waiwai pilikino a ʻoihana i mea e kūpono ai i kahi moraki home.

Hōʻikeʻike Polokalamu

1) A hiki i $2.5M ka nui o ka aie;
2) A hiki i ka 80% LTV;
3) ʻO ka lākiō DTI he 50%;
4) Hiki ke ʻae ʻia ke kālā kālā;
5) ʻAʻole koi ʻia ka ʻike hana ma ka noi hōʻaiʻē.

He aha ka waiwai waiwai?

• ʻAʻole hiki i kāu hana a i ʻole kāu loaʻa kālā ke kūpono i kahi hōʻaiʻē moraki?
• Ua lawa anei kāu waiwai i kāu moʻokāki?
• Ua kūʻai wale aku ʻoe i hoʻokahi waiwai a makemake e kūʻai i hale hou?
• ʻAʻole ʻoe makemake e hoʻolako i nā ʻano palapala loaʻa kālā?
• Ke noʻonoʻo nei ʻoe pehea e ʻae ai ka poʻe hāʻawi kālā i kāu hōʻaiʻē me ka noʻonoʻo ʻole i ka ratio DTI?

Kōkua ʻo Asset Depletion/Utilization i kēia poʻe noi inā ʻoe i kēia mau kūlana. He papahana Non-QM maʻamau, i kapa ʻia ʻo “waiwai wale nō”. ʻAʻole pono nā mea hōʻaiʻē e hāʻawi i ka ʻike hana a i ʻole nā palapala loaʻa kālā ke noi lākou no ka Hoʻopau waiwai.
Hiki ke hoʻohana ʻia ʻo ia wale nō ke kumu o ka loaʻa kālā no ka hōʻaiʻē ʻana a i ʻole e hoʻohui i nā kumu kālā ʻē aʻe. Hoʻokuʻu ʻia nā koi waiwai liʻiliʻi ma lalo o ke ʻano hōʻoia ke hoʻohana ʻia e hoʻohui i nā kumu waiwai ʻē aʻe.

ʻO nā pōmaikaʻi o ka hoʻopau ʻana i ka waiwai

1) ʻAʻole pono e hāʻawi i nā palapala loaʻa kālā;
2) Ke kumu mua wale nō;
3) Liʻiliʻi nā palapala;
4) He maʻalahi ke kūpono.

Koi waiwai

Pono ka waiwai a loaʻa me ka uku ʻole; hiki ke noi ʻia nā palapala hou e hōʻoia i ke kumu o ke kālā:
• 100% o ka nānā ʻana, mālama kālā, a me nā moʻokāki makeke kālā;
• 70% o nā waihona, nā bona, a me nā kālā hui;
• 70% o nā waiwai hoʻomaha: kūpono inā ʻo ka mea hōʻaiʻē he makahiki hoʻomaha (ma ka liʻiliʻi he 59 ½);
• 60% o nā waiwai hoʻomaha: kūpono inā ʻaʻole i piha ka makahiki hoʻomaha.

Na Waiwai Kupono ole

No kēia papahana, pono e ʻike nā mea hōʻaiʻē i nā palena ma lalo. ʻAʻole hiki ke hoʻohana i kekahi mau ʻano waiwai:

• Kaulike ma ka Waiwai Paa;
• Kūʻai kūʻokoʻa a i ʻole nā mea kūʻai aku i ʻae ʻia;
• ʻO nā waiwai i loaʻa ka loaʻa kālā i hoʻokomo mua ʻia i loko o ka helu kālā:
• Kekahi waiwai i paa ma ka inoa o ka oihana.

Nā kiʻi kikoʻī huahana:

Alakaʻi Huahana Pili:

ʻO ka hana hou kahi ʻāpana o kā mākou DNA. Ke ʻimi mau nei mākou i nā ala e hoʻonui ai i ka ʻike moraki no kā mākou mea kūʻai. Hāʻawi kā mākou kaʻina hana noi pūnaewele, mālama palapala paʻa, a me nā koho kamaʻilio kikohoʻe i kahi huakaʻi moraki pepa ʻole. Me AAA LENDINGS, hiki iā ʻoe ke manaʻo i kahi ʻike hōʻaiʻē moraki hou, maikaʻi, a paʻa e hoʻomau i ka honua wikiwiki o ka ʻenehana. ʻO kou ʻoluʻolu a me kou palekana ka mea nui iā mākou. – AAA Lendings Non-QM Non-DTI ratio Program – Asset Depletion (Asset Only) – AAA Lendings , E hoʻolako aku ka huahana i nā wahi a pau o ka honua, e like me: Italia, Greenland, Sri Lanka, Me ka manaʻo o ka hoʻokūkū me ka maikaʻi maikaʻi a hoʻomohala me ka noʻonoʻo a me ke kumu lawelawe o ka lawe ʻana i ka koi o nā mea kūʻai aku ma ke ʻano he orientation, e hoʻolako pono mākou i nā mea kūʻai aku a me nā mea kūʻai aku i nā huahana kūloko a me ka maikaʻi.

- AAA Haʻawina

He nui nā koho i hoʻomākaukau ʻia e kēia hui a hiki ke hana i kahi papahana hou e like me kā mākou koi, maikaʻi loa ia e hoʻokō i kā mākou pono.
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