Kikowaena Huahana

Nānā nui

ʻO Doc piha, no ka poʻe ʻaiʻē hiki ʻole ke hana i ka Jumbo non-agency. ʻOi aku ka nui o ka hōʻaiʻē / DTI kiʻekiʻe / LTV kiʻekiʻe / mau waiwai kālā palena ʻole.

Hōʻikeʻike Polokalamu

1) Max. DTI 55%;
2) A hiki i $4M ka huina kālā;
3) A hiki i ka 80% LTV;
4) ʻAʻohe MI (Inikua moraki);
5) 660 a ʻoi aʻe paha ka helu ʻaiʻē;
6) 6 mahina a ʻoi aʻe ka mālama ʻana;
7) Hoʻihoʻi ʻauhau 1 makahiki.

He aha nā ʻokoʻa ma waena o Non-QM Full Doc a me Full Qualify Program?

Ma ka laulā, hiki i ka hapa nui o nā mea noi ke noi no ka hōʻaiʻē Jumbo maʻamau no ke kumu o ka nui o ka hōʻaiʻē. Eia naʻe, i kā mākou ʻike, ʻaʻole maʻalahi ka papahana Jumbo maʻamau.

Eia nō naʻe, ma lalo o kekahi mau kūlana, ʻaʻole hiki i nā mea noi ke hoʻokō a hoʻomau i ka papahana Jumbo maʻamau, no ka mea hiki iā lākou ke hana i kahi huahana Non-QM e hoʻokō ai i kā lākou kumu, e like me ka nui o ka hōʻaiʻē / Cash-out / LTV / Credit score, etc.

Loaʻa kā mākou Non-QM Full Income Documentation i ka poʻe hōʻaiʻē me nā hōʻaiʻē jumbo a me nā hōʻaiʻē conforming e hāʻule wale ana ma waho o nā palena no nā Mortgages Qualified. ʻAʻole pono e kūʻai ʻia nā hōʻaiʻē ma kēia papahana i kekahi Keʻena Aupuni.

Nā pōmaikaʻi o Full Doc

1. ʻOi aku ka nui o ka hōʻaiʻē ma mua o nā hōʻaiʻē ʻoihana;
2. Lakiō DTI kiʻekiʻe, palena haʻahaʻa;
3. ʻAʻohe MI (Mortgage Insurance) pono;
4. Ua ʻae ʻia ke kālā kālā;
5. ʻOi aku ka LTV kiʻekiʻe ma mua o nā hōʻaiʻē ʻoihana.