– AAA Lendings Non-QM Interested Program – Diamond Jumbo (Similar with Conventional Loan) – AAA Lendings Details:

Nānā nui
ʻO Diamond Jumbo, no ka poʻe ʻaiʻē hiki ʻole ke hana i ka Jumbo non-agency. ʻOi aku ka nui o ka hōʻaiʻē / DTI kiʻekiʻe / LTV kiʻekiʻe / mau waiwai kālā palena ʻole.
Nā kikoʻī
1) DTI kiʻekiʻe 55%;
2) A hiki i $4M ka huina hōʻaiʻē;
3) A hiki i 90% LTV;
4) ʻAʻohe MI (Inikua moraki);
5) 660 a ʻoi aku paha nā helu ʻaiʻē;
6) 6 a ʻoi aʻe nā mahina mālama;
7) Loaʻa ka hoʻihoʻi ʻauhau makahiki 1.
He aha kēia papahana?
Ua hālāwai paha ʻoe ma lalo o ke kūlana?
• ʻAʻole hiki i ka mea hāʻawi ke ʻae i kāu noi nui ʻaiʻē?
• ʻAʻole hiki iā ʻoe ke kiʻi i ka LTV kiʻekiʻe āu e makemake ai?
• ʻAʻole hiki i nā mea hōʻaiʻē jumbo ʻole ke hāʻawi iā ʻoe i nā hōʻaiʻē kālā?
• Ua koi ka mea hāʻawi iā ʻoe e kūʻai i MI(Mortgage Insurance)?
Inā ua hālāwai ʻoe i kēia mau kūlana hilahila, a laila ʻaʻohe hopohopo. Loaʻa i nā mea hāʻawi kālā ʻole QM nā papahana like, e like me nā hōʻaiʻē ʻoihana. Eia nō naʻe, ʻoi aku ka haʻahaʻa o ka poʻe hāʻawi kālā Non-QM me {Full Docs} huahana hōʻaiʻē ma mua o nā huahana hōʻaiʻē Full Documents. ʻOi aku kāu koho i kēia manawa. ʻO kahi mea nui āu e mālama ai, ʻo ia: Hiki iā ʻoe ke noi no kēia papahana inā ʻaʻole hiki iā ʻoe ke kūpono me kahi hōʻaiʻē FNMA a i ʻole FHMLC.
He aha ka ʻokoʻa o kēia papahana Non-QM Full Document me ka polokalamu ʻoihana Full qualify?
Ma ka laulā, hiki i ka hapa nui o nā mea noi ke noi no ka hōʻaiʻē Jumbo maʻamau no ke kumu o ka nui o ka hōʻaiʻē. Eia nō naʻe, i kā mākou ʻike, ʻaʻole maʻalahi ka papahana Jumbo maʻamau e pani. Ua kaupalena ka papahana i nā koi ma mua o nā hōʻaiʻē ʻoihana, a ua lōʻihi hoʻi ka manawa huli.
Eia nō naʻe, ma lalo o kekahi mau kūlana, ʻaʻole hiki i nā mea noi ke hoʻokō a hoʻomau i ka papahana Jumbo maʻamau, no ka mea hiki iā lākou ke hana i kahi huahana Non-QM, e hoʻokō i kā lākou kumu, e like me ka nui o ka hōʻaiʻē nui / Cash-out / LTV / Credit score, etc.
Loaʻa kā mākou Non-QM Full Income Documentation i ka poʻe hōʻaiʻē me nā hōʻaiʻē jumbo a me nā hōʻaiʻē conforming e hāʻule wale ana ma waho o nā palena no nā Mortgages Qualified. ʻAʻole pono e kūʻai ʻia nā hōʻaiʻē ma kēia papahana i kekahi Keʻena Aupuni.
He aha nā pōmaikaʻi?
Ma hope o ka heluhelu ʻana i nā huaʻōlelo i luna, eia ka hōʻuluʻulu pōmaikaʻi no kāu ʻike:
ʻOi aku ka nui o ka hōʻaiʻē ma mua o nā hōʻaiʻē ʻoihana;
Lakiō DTI kiʻekiʻe, nā palena haʻahaʻa;
ʻAʻole pono ka MI (Mortgage Insurance);
ʻAe ʻia ke kālā hoʻopuka;
LTV kiʻekiʻe, ʻoi aku ka kiʻekiʻe ma mua o nā hōʻaiʻē ʻoihana.
Nā kiʻi kikoʻī huahana:
Alakaʻi Huahana Pili:
No ka nui o kā mākou mea kūʻai aku, ʻoi aku ka moraki ma mua o kahi hana kālā; he mea koʻikoʻi ke ola. Inā he mea kūʻai hale mua ʻoe a i ʻole he mea kūʻai waiwai waiwai, hoʻokokoke mākou i kēlā me kēia noi me ka mālama a me ka nānā pono ʻana. Lawe mākou i ka manawa e hoʻomaopopo i kāu mau pahuhopu a me kou mau manaʻo, me ka hōʻoia ʻana e kūlike kāu moraki me kāu ʻike no kou wā e hiki mai ana. – AAA Lendings Non-QM Interested Program – Diamond Jumbo (Similar with Conventional Loan) – AAA Lendings , Hāʻawi ka huahana i nā wahi a pau o ka honua, e like me: Maldives, Barbados, Eindhoven, Ma muli o kā mākou kumu alakaʻi o ka maikaʻi ke kī i ka hoʻomohala ʻana, hoʻoikaika mau mākou e ʻoi aku ma mua o ka manaʻo o kā mākou mea kūʻai. No laila, ke kono ʻoluʻolu nei mākou i nā ʻoihana hoihoi e hoʻopili iā mākou no ka hui ʻana i ka wā e hiki mai ana, Hoʻokipa mākou i nā mea kūʻai aku kahiko a me nā mea hou e paʻa lima no ka ʻimi ʻana a me ka hoʻomohala ʻana; No ka 'ike hou aku, e 'olu'olu e leka uila mai. Mahalo. ʻO nā mea hana kiʻekiʻe, ka mana koʻikoʻi o ka maikaʻi, ka lawelawe ʻana i nā mea kūʻai aku, ka hōʻuluʻulu manaʻo a me ka hoʻomaikaʻi ʻana i nā hemahema a me ka ʻike ʻoihana nui e hiki ai iā mākou ke hōʻoiaʻiʻo i ka hauʻoli a me ka maikaʻi o ka mea kūʻai aku, ʻo ia hoʻi, e lawe mai iā mākou i nā kauoha a me nā pōmaikaʻi. Inā makemake ʻoe i kekahi o kā mākou huahana, e ʻoluʻolu e kelepona mai iā mākou. Hoʻokipa maikaʻi ʻia ka nīnau a kipa paha i kā mākou hui. Manaʻolana mākou e hoʻomaka i kahi hui lanakila-lanakila a me ʻoe. Hiki iā ʻoe ke ʻike i nā kikoʻī hou aku ma kā mākou pūnaewele.
Na Erin mai Pretoria - 2018.12.14 15:26 Laki maoli ka hālāwai ʻana me kahi mea hoʻolako maikaʻi, ʻo kā mākou hui ʻoluʻolu loa kēia, manaʻo wau e hana hou mākou!
Na Maria mai Moldova - 2018.11.28 16:25 






