– AAA Lendings Non-QM Interested Program – Diamond Jumbo (Similar with Conventional Loan) – AAA Lendings Details:
Nānā nui
ʻO Diamond Jumbo, no ka poʻe ʻaiʻē hiki ʻole ke hana i ka Jumbo non-agency. ʻOi aku ka nui o ka hōʻaiʻē / DTI kiʻekiʻe / LTV kiʻekiʻe / mau waiwai kālā palena ʻole.
Nā kikoʻī
1) DTI kiʻekiʻe 55%;
2) A hiki i $4M ka huina hōʻaiʻē;
3) A hiki i 90% LTV;
4) ʻAʻohe MI (Inikua moraki);
5) 660 a ʻoi aku paha nā helu ʻaiʻē;
6) 6 a ʻoi aʻe nā mahina mālama;
7) Loaʻa ka hoʻihoʻi ʻauhau makahiki 1.
He aha kēia papahana?
Ua hālāwai paha ʻoe ma lalo o ke kūlana?
• ʻAʻole hiki i ka mea hāʻawi ke ʻae i kāu noi nui ʻaiʻē?
• ʻAʻole hiki iā ʻoe ke kiʻi i ka LTV kiʻekiʻe āu e makemake ai?
• ʻAʻole hiki i nā mea hōʻaiʻē jumbo ʻole ke hāʻawi iā ʻoe i nā hōʻaiʻē kālā?
• Ua koi ka mea hāʻawi iā ʻoe e kūʻai i MI(Mortgage Insurance)?
Inā ua hālāwai ʻoe i kēia mau kūlana hilahila, a laila ʻaʻohe hopohopo. Loaʻa i nā mea hāʻawi kālā ʻole QM nā papahana like, e like me nā hōʻaiʻē ʻoihana. Eia nō naʻe, ʻoi aku ka haʻahaʻa o ka poʻe hāʻawi kālā Non-QM me {Full Docs} huahana hōʻaiʻē ma mua o nā huahana hōʻaiʻē Full Documents. ʻOi aku kāu koho i kēia manawa. ʻO kahi mea nui āu e mālama ai, ʻo ia: Hiki iā ʻoe ke noi no kēia papahana inā ʻaʻole hiki iā ʻoe ke kūpono me kahi hōʻaiʻē FNMA a i ʻole FHMLC.
He aha ka ʻokoʻa o kēia papahana Non-QM Full Document me ka polokalamu ʻoihana Full qualify?
Ma ka laulā, hiki i ka hapa nui o nā mea noi ke noi no ka hōʻaiʻē Jumbo maʻamau no ke kumu o ka nui o ka hōʻaiʻē. Eia nō naʻe, i kā mākou ʻike, ʻaʻole maʻalahi ka papahana Jumbo maʻamau e pani. Ua kaupalena ka papahana i nā koi ma mua o nā hōʻaiʻē ʻoihana, a ua lōʻihi hoʻi ka manawa huli.
Eia nō naʻe, ma lalo o kekahi mau kūlana, ʻaʻole hiki i nā mea noi ke hoʻokō a hoʻomau i ka papahana Jumbo maʻamau, no ka mea hiki iā lākou ke hana i kahi huahana Non-QM, e hoʻokō i kā lākou kumu, e like me ka nui o ka hōʻaiʻē nui / Cash-out / LTV / Credit score, etc.
Loaʻa kā mākou Non-QM Full Income Documentation i ka poʻe hōʻaiʻē me nā hōʻaiʻē jumbo a me nā hōʻaiʻē conforming e hāʻule wale ana ma waho o nā palena no nā Mortgages Qualified. ʻAʻole pono e kūʻai ʻia nā hōʻaiʻē ma kēia papahana i kekahi Keʻena Aupuni.
He aha nā pōmaikaʻi?
Ma hope o ka heluhelu ʻana i nā huaʻōlelo i luna, eia ka hōʻuluʻulu pōmaikaʻi no kāu ʻike:
ʻOi aku ka nui o ka hōʻaiʻē ma mua o nā hōʻaiʻē ʻoihana;
Lakiō DTI kiʻekiʻe, nā palena haʻahaʻa;
ʻAʻole pono ka MI (Mortgage Insurance);
ʻAe ʻia ke kālā hoʻopuka;
LTV kiʻekiʻe, ʻoi aku ka kiʻekiʻe ma mua o nā hōʻaiʻē ʻoihana.
Nā kiʻi kikoʻī huahana:
Alakaʻi Huahana Pili:
ʻO kā mākou kūpaʻa i ka ʻike maopopo ʻoi aku ma mua o nā pae mua o ke kaʻina moraki. Hoʻomaopopo mākou i ka ʻike maopopo ʻana i kāu mau moraki, me ka uku pānaʻi, nā uku, a me nā koina pani. ʻAʻohe mea kupanaha i ka lā pani. Hoʻolaʻa mākou i ka hāʻawi ʻana iā ʻoe i nā wehewehe pololei, jargon-free, no laila hiki iā ʻoe ke hoʻokele me ka hilinaʻi i nā ʻaoʻao kālā o kāu kūʻai ʻana i ka home a i ʻole ke kālā hou. – AAA Lendings Non-QM Interested Program – Diamond Jumbo (Similar with Conventional Loan) – AAA Lendings , Hāʻawi ka huahana i nā wahi a pau o ka honua, e like me: South Africa, Armenia, Chicago, Qualified R&D engineer ma laila paha no kāu lawelawe kūkākūkā a e hoʻāʻo mākou i ka maikaʻi loa e hoʻokō i kāu mau koi. No laila pono ʻoe e hoʻokaʻaʻike mai iā mākou no nā nīnau. Hiki iā ʻoe ke hoʻouna mai iā mākou i nā leka uila a kelepona iā mākou no ka ʻoihana liʻiliʻi. Hiki iā ʻoe ke hele mai i kā mākou ʻoihana ʻo ʻoe iho e ʻike hou aku iā mākou. A e hōʻike aku mākou iā ʻoe i ka ʻōlelo maikaʻi loa a me ka lawelawe ma hope o ke kūʻai aku. Mākaukau mākou e kūkulu i nā pilina paʻa a aloha me kā mākou mau mea kālepa. I mea e kūleʻa like ai, e hana mākou i kā mākou mau hana maikaʻi loa e kūkulu i kahi hana paʻa paʻa a me ka hana kamaʻilio maopopo me ko mākou mau hoa. Ma luna o nā mea a pau, eia mākou e hoʻokipa i kāu mau nīnau no kekahi o kā mākou mea kūʻai a lawelawe.
Na David mai USA - 2017.08.15 12:36 Manaʻo nā manaʻo, loaʻa iā lākou ka manaʻo o nā pōmaikaʻi like, hoʻomau mau a me ka hana hou, he kamaʻilio maikaʻi kā mākou a me ka Hui.
Na Lee mai Saudi Arabia - 2018.12.25 12:43 
