– AAA Lendings Non-QM Interested Program – Diamond Jumbo (Similar with Conventional Loan) – AAA Lendings Details:
Nānā nui
ʻO Diamond Jumbo, no ka poʻe ʻaiʻē hiki ʻole ke hana i ka Jumbo non-agency. ʻOi aku ka nui o ka hōʻaiʻē / DTI kiʻekiʻe / LTV kiʻekiʻe / mau waiwai kālā palena ʻole.
Nā kikoʻī
1) DTI kiʻekiʻe 55%;
2) A hiki i $4M ka huina hōʻaiʻē;
3) A hiki i 90% LTV;
4) ʻAʻohe MI (Inikua moraki);
5) 660 a ʻoi aku paha nā helu ʻaiʻē;
6) 6 a ʻoi aʻe nā mahina mālama;
7) Loaʻa ka hoʻihoʻi ʻauhau makahiki 1.
He aha kēia papahana?
Ua hālāwai paha ʻoe ma lalo o ke kūlana?
• ʻAʻole hiki i ka mea hāʻawi ke ʻae i kāu noi nui ʻaiʻē?
• ʻAʻole hiki iā ʻoe ke kiʻi i ka LTV kiʻekiʻe āu e makemake ai?
• ʻAʻole hiki i nā mea hōʻaiʻē jumbo ʻole ke hāʻawi iā ʻoe i nā hōʻaiʻē kālā?
• Ua koi ka mea hāʻawi iā ʻoe e kūʻai i MI(Mortgage Insurance)?
Inā ua hālāwai ʻoe i kēia mau kūlana hilahila, a laila ʻaʻohe hopohopo. Loaʻa i nā mea hāʻawi kālā ʻole QM nā papahana like, e like me nā hōʻaiʻē ʻoihana. Eia nō naʻe, ʻoi aku ka haʻahaʻa o ka poʻe hāʻawi kālā Non-QM me {Full Docs} huahana hōʻaiʻē ma mua o nā huahana hōʻaiʻē Full Documents. ʻOi aku kāu koho i kēia manawa. ʻO kahi mea nui āu e mālama ai, ʻo ia: Hiki iā ʻoe ke noi no kēia papahana inā ʻaʻole hiki iā ʻoe ke kūpono me kahi hōʻaiʻē FNMA a i ʻole FHMLC.
He aha ka ʻokoʻa o kēia papahana Non-QM Full Document me ka polokalamu ʻoihana Full qualify?
Ma ka laulā, hiki i ka hapa nui o nā mea noi ke noi no ka hōʻaiʻē Jumbo maʻamau no ke kumu o ka nui o ka hōʻaiʻē. Eia nō naʻe, i kā mākou ʻike, ʻaʻole maʻalahi ka papahana Jumbo maʻamau e pani. Ua kaupalena ka papahana i nā koi ma mua o nā hōʻaiʻē ʻoihana, a ua lōʻihi hoʻi ka manawa huli.
Eia nō naʻe, ma lalo o kekahi mau kūlana, ʻaʻole hiki i nā mea noi ke hoʻokō a hoʻomau i ka papahana Jumbo maʻamau, no ka mea hiki iā lākou ke hana i kahi huahana Non-QM, e hoʻokō i kā lākou kumu, e like me ka nui o ka hōʻaiʻē nui / Cash-out / LTV / Credit score, etc.
Loaʻa kā mākou Non-QM Full Income Documentation i ka poʻe hōʻaiʻē me nā hōʻaiʻē jumbo a me nā hōʻaiʻē conforming e hāʻule wale ana ma waho o nā palena no nā Mortgages Qualified. ʻAʻole pono e kūʻai ʻia nā hōʻaiʻē ma kēia papahana i kekahi Keʻena Aupuni.
He aha nā pōmaikaʻi?
Ma hope o ka heluhelu ʻana i nā huaʻōlelo i luna, eia ka hōʻuluʻulu pōmaikaʻi no kāu ʻike:
ʻOi aku ka nui o ka hōʻaiʻē ma mua o nā hōʻaiʻē ʻoihana;
Lakiō DTI kiʻekiʻe, nā palena haʻahaʻa;
ʻAʻole pono ka MI (Mortgage Insurance);
ʻAe ʻia ke kālā hoʻopuka;
LTV kiʻekiʻe, ʻoi aku ka kiʻekiʻe ma mua o nā hōʻaiʻē ʻoihana.
Nā kiʻi kikoʻī huahana:
Alakaʻi Huahana Pili:
ʻO kā mākou kūpaʻa i ka maikaʻi a me ka hoʻolaʻa ʻana i kā mākou mea kūʻai aku ua paipai iā mākou e hoʻonui i kā mākou hana ma nā mokuʻāina 45, me Arizona, Kaleponi, Washington DC, Florida, Nevada, a me Texas, a me nā mea ʻē aʻe. Akā naʻe, ʻaʻole i wehewehe wale ʻia kā mākou holomua e nā helu. ʻO ka helu ʻana o nā loiloi maikaʻi a me ka maikaʻi ʻōlelo-o-waha kaulana a mākou i hōʻiliʻili ai i mea hōʻike i ka hilinaʻi a me ka hilinaʻi a ka mākeke i kau mai ai iā mākou. – AAA Lendings Non-QM Interested Program – Diamond Jumbo (Similar with Conventional Loan) – AAA Lendings , Hāʻawi ka huahana i nā wahi a pau o ka honua, e like me: Vancouver, Slovenia, Colombia, Ua hoʻonui nui ʻia kā mākou mākeke o kā mākou huahana i kēlā me kēia makahiki. Inā makemake ʻoe i kekahi o kā mākou huahana a makemake paha e kūkākūkā i kahi kauoha maʻamau, e ʻoluʻolu e hoʻokaʻaʻike mai iā mākou. Ke kakali nei mākou i ka hoʻokumu ʻana i nā pilina ʻoihana kūleʻa me nā mea kūʻai aku hou a puni ka honua i ka wā e hiki mai ana. Ke kali nei mākou i kāu nīnau a kauoha.
Na Mignon mai Porto - 2017.11.01 17:04 Ma ke ʻano he hui kālepa honua, he nui kā mākou mau hoa, akā e pili ana i kāu ʻoihana, makemake wau e ʻōlelo, he maikaʻi maoli ʻoe, ākea ākea, maikaʻi maikaʻi, kumukūʻai kūpono, lawelawe mahana a me ka noʻonoʻo, ʻenehana holomua a me nā mea hana a me nā limahana i ka hoʻomaʻamaʻa ʻoihana, pane a me ka hoʻonui ʻana i ka huahana i ka manawa, i ka pōkole, he hui ʻoluʻolu loa kēia, a ke kakali nei mākou i ka hui hou aʻe!
Na Samantha mai Austria - 2018.09.16 11:31 
