Wholesale - AAA Lendings Non-QM Easily Qualified Asset wale nō ke koho – ATR-In-Full – AAA Lendings mea hāʻawi kālā a mea hoʻopukapuka

Huahana Huahana

ʻO ka hana hou kahi ʻāpana o kā mākou DNA. Ke ʻimi mau nei mākou i nā ala e hoʻonui ai i ka ʻike moraki no kā mākou mea kūʻai. Hāʻawi kā mākou kaʻina hana noi pūnaewele, mālama palapala paʻa, a me nā koho kamaʻilio kikohoʻe i kahi huakaʻi moraki pepa ʻole. Me AAA LENDINGS, hiki iā ʻoe ke manaʻo i kahi ʻike hōʻaiʻē moraki hou, maikaʻi, a paʻa e hoʻomau i ka honua wikiwiki o ka ʻenehana. ʻO kou ʻoluʻolu a me kou palekana ka mea nui iā mākou.ʻO nā mea hōʻaiʻē moraki kiʻekiʻe 2021,ʻO Florida Mortgage Broker a i ʻole mea hāʻawi,Hui Hoolimalima Moraki, Hoʻomaopopo mākou hiki ke kū mai nā pilikia kālā me ka manaʻo ʻole, a eia mākou e hāʻawi i nā hoʻonā inā makemake nui ʻoe iā lākou. Ma waho aʻe o nā huahana moraki maʻamau, hāʻawi ʻo AAA LENDINGS i nā papahana hōʻaiʻē maʻalahi e mālama i nā kūlana kālā kūʻokoʻa. Inā loaʻa iā ʻoe kahi helu ʻaiʻē liʻiliʻi ma mua o ka maikaʻi loa, he hana pilikino, a i ʻole he kumu kālā maʻamau, loaʻa iā mākou nā koho hōʻaiʻē i hoʻolālā ʻia e hoʻokō i kāu mau pono.

- AAA Lendings Non-QM Easily Qualified Asset wale nō ke koho - ATR-In-Full - AAA Lendings Detail:

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Nānā nui

Polokalamu waiwai kaulana. Loaʻa i ka mea hōʻaiʻē kekahi mau kālā, hiki ke uhi i ke kumu kūʻai a i ʻole ka nui o ka hōʻaiʻē a me ka uku pani. ʻAʻohe ʻike hana; ʻAʻohe DTI.

Nā kikoʻī

1) A hiki i ka 75% LTV;
2) A hiki i $4M ka huina hōʻaiʻē;
3) Kahi noho kumu wale nō;
4) ʻAʻohe palena o ka nui o nā waiwai i loaʻa kālā;
5) Ma ka liʻiliʻi he 6 mau mahina mai ke kālā ponoʻī o ka mea ʻaiʻē.

He aha kēia papahana?

He polokalamu waiwai ka papahana ATR-In-Full, i kūpono me ka waiwai wale nō. ʻO kahi koho maikaʻi o nā hōʻaiʻē Non-QM.
ʻAʻole e helu ʻo AAA Lendings i kahi DTI no nā mea noi i kūpono ma ka hōʻoia ʻana i nā waiwai wale nō ("ATR-In-Full"). Mechanically, ʻo nā loaʻa a i ʻole nā hana i helu ʻia ma kahi noi e manaʻo ʻia he mea ʻole i ka underwrite a, ma ke ʻano he mea ʻē aʻe, hiki ke waiho hakahaka. Inā hōʻike ʻia ka hana a me ka loaʻa kālā ma kahi noi, ʻaʻole pono e helu ʻia kahi DTI

Pehea ʻoe e ʻike ai inā hiki iā ʻoe ke waiwai kūpono no kēia papahana?

Ma lalo iho nā ʻano o ka helu ʻana:
No ke kūʻai ʻana i ka hōʻaiʻē, pono ka huina o nā waiwai i ʻae ʻia e like me ke kumukūʻai kūʻai me nā kumu kūʻai a pau.
Nā waiwai >= Kumu kūʻai + kumu kūʻai pani a pau
No ka hōʻaiʻē hōʻaiʻē, pono ka huina o nā waiwai i ʻae ʻia e like me ka nui o ka hōʻaiʻē piha me nā kumu pani.
Waiwai >= Ka nui o ka hōʻaiʻē + koina pani

E ʻike ma lalo o ka hōʻoia ʻana i nā hiʻohiʻona, hiki iā ʻoe ke kuhikuhi i nā ʻano helu helu e ʻike inā hiki iā ʻoe ke kūpono mua ma mua o ka noi ʻana i nā hōʻaiʻē me nā mea hāʻawi.

Nānā 1: Kumu kūʻai a me nā koina pani = $768,500. Loaʻa nā waiwai = $700,000 (mālama) me $45,000 (50% o IRA) = $748,000. Pōkole i $20,500. Inā he 59.5 a ʻoi paha ka mea hōʻaiʻē, ʻo ka waiwai kūpono he $700,000 + $54,000 (60% o IRA) = $754,000 a pōkole ʻia e $14,500.

Manaʻo 2: Ka nui o ka hōʻaiʻē me nā koina pani = $518,500. Loaʻa nā waiwai = $370,000 (hoʻokoe) + $100,000 (50% o IRA) = $470,000. Pōkole i $48,500. Inā 59.5 a ʻoi paha, nā waiwai kūpono = $370,000 + $120,000 (60% o IRA) = $490,000 a pōkole e $28,500.

He aha ka waiwai kūpono no kēia papahana?

Kālā kālā, nā lāʻau, nā paʻa a me nā waiwai wai pilikino (ʻaʻohe waiwai) = 100%
Nā waihona hoʻomaha = 50% inā 59 a ʻoi aʻe a me 60% inā ʻoi aku
ʻAʻohe kālā ʻoihana

He aha nā pōmaikaʻi?

Min. 6 mahina mālama

Nā kiʻi kikoʻī huahana:

Alakaʻi Huahana Pili:

Hiki ke paʻakikī ka hoʻokele ʻana i ka ʻāina moraki, akā ua maʻalahi ka AAA LENDINGS i ke kaʻina hana, e hoʻoikaika a me ka pilikia ʻole. Hāʻawi mākou i kahi ʻōnaehana hōʻiliʻili palapala maʻalahi a pōkole, e ʻae iā ʻoe e hoʻouka maʻalahi i nā pepa i koi ʻia ma ka pūnaewele. Ua ʻike nui mākou he waiwai kou manawa, a ma ka hoʻomaʻamaʻa ʻana i ke kaʻina hana, mālama mākou iā ʻoe i ka hana ikaika a me ka mālama ʻana i kāu huakaʻi moraki. – AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings , E hoʻolako aku ka huahana i nā wahi a pau o ka honua, e like me: Slovak Republic, Niger, Philippines, Qualified R&D engineer e noho ma laila no kāu lawelawe kūkākūkā a e hoʻāʻo mākou i ka maikaʻi loa e hoʻokō i kāu mau koi. No laila e ʻoluʻolu e kelepona mai iā mākou no nā nīnau. Hiki iā ʻoe ke hoʻouna mai iā mākou i nā leka uila a kelepona iā mākou no ka ʻoihana liʻiliʻi. Hiki iā ʻoe ke hele mai i kā mākou ʻoihana ʻo ʻoe iho e ʻike hou aku iā mākou. A e hāʻawi maoli mākou iā ʻoe i ka ʻōlelo maikaʻi loa a me ka lawelawe ma hope o ke kūʻai aku. Mākaukau mākou e kūkulu i nā pilina paʻa a aloha me kā mākou mau mea kālepa. I mea e kūleʻa like ai, e hana mākou i kā mākou mau hana maikaʻi loa e kūkulu i kahi hana paʻa paʻa a me ka hana kamaʻilio maopopo me ko mākou mau hoa. Ma luna o nā mea a pau, eia mākou e hoʻokipa i kāu mau nīnau no kekahi o kā mākou waiwai a me ka lawelawe.

- AAA Haʻawina