- AAA Lendings Non-QM Easily Qualified Asset wale nō ke koho - ATR-In-Full - AAA Lendings Detail:
Nānā nui
Polokalamu waiwai kaulana. Loaʻa i ka mea hōʻaiʻē kekahi mau kālā, hiki ke uhi i ke kumu kūʻai a i ʻole ka nui o ka hōʻaiʻē a me ka uku pani. ʻAʻohe ʻike hana; ʻAʻohe DTI.
Nā kikoʻī
1) A hiki i ka 75% LTV;
2) A hiki i $4M ka huina hōʻaiʻē;
3) Kahi noho kumu wale nō;
4) ʻAʻohe palena o ka nui o nā waiwai i loaʻa kālā;
5) Ma ka liʻiliʻi he 6 mau mahina mai ke kālā ponoʻī o ka mea ʻaiʻē.
He aha kēia papahana?
He polokalamu waiwai ka papahana ATR-In-Full, i kūpono me ka waiwai wale nō. ʻO kahi koho maikaʻi o nā hōʻaiʻē Non-QM.
ʻAʻole e helu ʻo AAA Lendings i kahi DTI no nā mea noi i kūpono ma ka hōʻoia ʻana i nā waiwai wale nō ("ATR-In-Full"). Mechanically, ʻo nā loaʻa a i ʻole nā hana i helu ʻia ma kahi noi e manaʻo ʻia he mea ʻole i ka underwrite a, ma ke ʻano he mea ʻē aʻe, hiki ke waiho hakahaka. Inā hōʻike ʻia ka hana a me ka loaʻa kālā ma kahi noi, ʻaʻole pono e helu ʻia kahi DTI
Pehea ʻoe e ʻike ai inā hiki iā ʻoe ke waiwai kūpono no kēia papahana?
Ma lalo iho nā ʻano o ka helu ʻana:
No ke kūʻai ʻana i ka hōʻaiʻē, pono ka huina o nā waiwai i ʻae ʻia e like me ke kumukūʻai kūʻai me nā kumu kūʻai a pau.
Nā waiwai >= Kumu kūʻai + kumu kūʻai pani a pau
No ka hōʻaiʻē hōʻaiʻē, pono ka huina o nā waiwai i ʻae ʻia e like me ka nui o ka hōʻaiʻē piha me nā kumu pani.
Waiwai >= Ka nui o ka hōʻaiʻē + koina pani
E ʻike ma lalo o ka hōʻoia ʻana i nā hiʻohiʻona, hiki iā ʻoe ke kuhikuhi i nā ʻano helu helu e ʻike inā hiki iā ʻoe ke kūpono mua ma mua o ka noi ʻana i nā hōʻaiʻē me nā mea hāʻawi.
Nānā 1: Kumu kūʻai a me nā koina pani = $768,500. Loaʻa nā waiwai = $700,000 (mālama) me $45,000 (50% o IRA) = $748,000. Pōkole i $20,500. Inā he 59.5 a ʻoi paha ka mea hōʻaiʻē, ʻo ka waiwai kūpono he $700,000 + $54,000 (60% o IRA) = $754,000 a pōkole ʻia e $14,500.
Manaʻo 2: Ka nui o ka hōʻaiʻē me nā koina pani = $518,500. Loaʻa nā waiwai = $370,000 (hoʻokoe) + $100,000 (50% o IRA) = $470,000. Pōkole i $48,500. Inā 59.5 a ʻoi paha, nā waiwai kūpono = $370,000 + $120,000 (60% o IRA) = $490,000 a pōkole e $28,500.
He aha ka waiwai kūpono no kēia papahana?
Kālā kālā, nā lāʻau, nā paʻa a me nā waiwai wai pilikino (ʻaʻohe waiwai) = 100%
Nā waihona hoʻomaha = 50% inā 59 a ʻoi aʻe a me 60% inā ʻoi aku
ʻAʻohe kālā ʻoihana
He aha nā pōmaikaʻi?
Min. 6 mahina mālama
Nā kiʻi kikoʻī huahana:
Alakaʻi Huahana Pili:
I ka honua o ka hōʻaiʻē moraki, ʻo ka hiki ke kī. Hoʻolālā ʻia kā mākou moraki kikohoʻe me kou ʻoluʻolu i ka noʻonoʻo. Hiki iā ʻoe ke noi no kahi moraki, hoʻouka i nā palapala, a nānā i ka holomua o kāu hōʻaiʻē ma ka pūnaewele, nā mea āpau mai ka ʻoluʻolu o kou home. Ua hana mākou i kahi ʻike kikohoʻe hoihoi e hoʻonoho iā ʻoe i ka mana, e hōʻoia ana e hiki iā ʻoe ke hoʻokele i kāu noi moraki ma kāu wikiwiki, 24/7. – AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings , E hoʻolako aku ka huahana i nā wahi a pau o ka honua, e like me: Cape Town, ʻAmelika, Iceland, Ke hoʻohana nei ia i ka ʻōnaehana alakaʻi o ka honua no ka hana hilinaʻi, kahi haʻahaʻa haʻahaʻa haʻahaʻa, kūpono ia no Argentina nā mea kūʻai aku koho. Aia kā mākou hui i loko o nā kūlanakauhale civili kūloko, kūpono loa ke kaʻa, kū hoʻokahi kūlana ʻāina a me ka hoʻokele waiwai. Ke ʻimi nei mākou i ka hana ʻana i ka poʻe, hana meticulous, brainstorm, kūkulu i ka manaʻo ʻoihana akamai. ʻO ka hoʻokele maikaʻi koʻikoʻi, ka lawelawe kūpono, ke kumu kūʻai kūpono ma Argentina ʻo kā mākou kū ma ke kahua o ka hoʻokūkū. Inā pono, e ʻoluʻolu e hoʻokaʻaʻike mai iā mākou ma o kā mākou pūnaewele a i ʻole kūkākūkā kelepona, e hauʻoli mākou e lawelawe iā ʻoe.
Na Megan mai Suriname - 2018.05.13 17:00 ʻO ke kumu kūʻai kūpono, ka manaʻo maikaʻi o ke kūkākūkā, hope loa mākou e hoʻokō i kahi kūlana lanakila-lanakila, kahi hui hauʻoli!
Na Edith mai Irelani - 2017.08.16 13:39 
