Wholesale - AAA Lendings Non-QM Easily Qualified Asset wale nō ke koho – ATR-In-Full – AAA Lendings mea hāʻawi kālā a mea hoʻopukapuka

Huahana Huahana

He mea nui kou manawa, a mahalo mākou i kēlā. Ma AAA LENDINGS, paʻa mākou i ka hoʻoponopono ʻana i ke kaʻina moraki e mālama ai i kou manawa a me ka hoʻoikaika. ʻO kā mākou palapala noi pūnaewele he mea hoʻohana a hoʻolālā ʻia me kou ʻoluʻolu i ka noʻonoʻo. Hiki iā ʻoe ke hoʻopau i ka noi ma kāu wikiwiki, mai ka ʻoluʻolu o kou home a i ʻole ke keʻena. Ua ʻike mākou he paʻahana kou ola, a ke manaʻo nei mākou e hana i ke kaʻina moraki e hoʻopili, kūpono, a mālama manawa.Mea Hoolimalima Moraki A Banako paha,Papahana Hoʻopau waiwai,Mea Hoaie Moraki Nui, Hoʻokumu ʻia i ka makahiki 2007, ʻo AAA LENDINGS kahi mea hōʻaiʻē moraki koʻikoʻi me ka mōʻaukala waiwai i hala ma mua o 15 mau makahiki. Ua loaʻa iā mākou ke kaulana no kā mākou kūpaʻa kūpaʻa ʻole i ka hāʻawi ʻana i ka lawelawe kūikawā a me ka hilinaʻi i ka honua o ka hōʻaiʻē moraki. ʻO kā mākou waihona hōʻaiʻē kupaianaha he hōʻike i ko mākou ʻike a me ka hiki, me ka hōʻaiʻē hōʻaiʻē ʻoi aku ma mua o $ 20 biliona. I loko o nā makahiki, ua hiki iā mākou ke kōkua ma kahi o 50,000 mau ʻohana i ka hoʻokō ʻana i kā lākou mau manaʻo hōʻaiʻē, e hoʻokō i nā moemoeā home.

- AAA Lendings Non-QM Easily Qualified Asset wale nō ke koho - ATR-In-Full - AAA Lendings Detail:

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Nānā nui

Polokalamu waiwai kaulana. Loaʻa i ka mea hōʻaiʻē kekahi mau kālā, hiki ke uhi i ke kumu kūʻai a i ʻole ka nui o ka hōʻaiʻē a me ka uku pani. ʻAʻohe ʻike hana; ʻAʻohe DTI.

Nā kikoʻī

1) A hiki i ka 75% LTV;
2) A hiki i $4M ka huina hōʻaiʻē;
3) Kahi noho kumu wale nō;
4) ʻAʻohe palena o ka nui o nā waiwai i loaʻa kālā;
5) Ma ka liʻiliʻi he 6 mau mahina mai ke kālā ponoʻī o ka mea ʻaiʻē.

He aha kēia papahana?

He polokalamu waiwai ka papahana ATR-In-Full, i kūpono me ka waiwai wale nō. ʻO kahi koho maikaʻi o nā hōʻaiʻē Non-QM.
ʻAʻole e helu ʻo AAA Lendings i kahi DTI no nā mea noi i kūpono ma ka hōʻoia ʻana i nā waiwai wale nō ("ATR-In-Full"). Mechanically, ʻo nā loaʻa a i ʻole nā hana i helu ʻia ma kahi noi e manaʻo ʻia he mea ʻole i ka underwrite a, ma ke ʻano he mea ʻē aʻe, hiki ke waiho hakahaka. Inā hōʻike ʻia ka hana a me ka loaʻa kālā ma kahi noi, ʻaʻole pono e helu ʻia kahi DTI

Pehea ʻoe e ʻike ai inā hiki iā ʻoe ke waiwai kūpono no kēia papahana?

Ma lalo iho nā ʻano o ka helu ʻana:
No ke kūʻai ʻana i ka hōʻaiʻē, pono ka huina o nā waiwai i ʻae ʻia e like me ke kumukūʻai kūʻai me nā kumu kūʻai a pau.
Nā waiwai >= Kumu kūʻai + kumu kūʻai pani a pau
No ka hōʻaiʻē hōʻaiʻē, pono ka huina o nā waiwai i ʻae ʻia e like me ka nui o ka hōʻaiʻē piha me nā kumu pani.
Waiwai >= Ka nui o ka hōʻaiʻē + koina pani

E ʻike ma lalo o ka hōʻoia ʻana i nā hiʻohiʻona, hiki iā ʻoe ke kuhikuhi i nā ʻano helu helu e ʻike inā hiki iā ʻoe ke kūpono mua ma mua o ka noi ʻana i nā hōʻaiʻē me nā mea hāʻawi.

Nānā 1: Kumu kūʻai a me nā koina pani = $768,500. Loaʻa nā waiwai = $700,000 (mālama) me $45,000 (50% o IRA) = $748,000. Pōkole i $20,500. Inā he 59.5 a ʻoi paha ka mea hōʻaiʻē, ʻo ka waiwai kūpono he $700,000 + $54,000 (60% o IRA) = $754,000 a pōkole ʻia e $14,500.

Manaʻo 2: Ka nui o ka hōʻaiʻē me nā koina pani = $518,500. Loaʻa nā waiwai = $370,000 (hoʻokoe) + $100,000 (50% o IRA) = $470,000. Pōkole i $48,500. Inā 59.5 a ʻoi paha, nā waiwai kūpono = $370,000 + $120,000 (60% o IRA) = $490,000 a pōkole e $28,500.

He aha ka waiwai kūpono no kēia papahana?

Kālā kālā, nā lāʻau, nā paʻa a me nā waiwai wai pilikino (ʻaʻohe waiwai) = 100%
Nā waihona hoʻomaha = 50% inā 59 a ʻoi aʻe a me 60% inā ʻoi aku
ʻAʻohe kālā ʻoihana

He aha nā pōmaikaʻi?

Min. 6 mahina mālama

Nā kiʻi kikoʻī huahana:

Alakaʻi Huahana Pili:

ʻAʻole i kaupalena ʻia ka moeʻuhane o ka hale kūʻai hale. Ma AAA LENDINGS, loaʻa iā mākou nā papahana kūikawā e mālama i nā mea hōʻaiʻē kuʻuna ʻole. Inā hoʻohana ʻoe iā ʻoe iho, loaʻa ka loaʻa kālā fluctuating, a i ʻole ke alo i nā kūlana kālā kūʻokoʻa, hiki i kā mākou koho hōʻaiʻē ke hopu i kou hoihoi. Hoʻopili mākou i ka ʻokoʻa i ka poʻe hōʻaiʻē a ʻimi ikaika i nā hāʻina hōʻaiʻē hou, e hōʻoiaʻiʻo ana e hoʻomau kāu huakaʻi i ka ʻona home, me ka ʻole o kāu kūlana kālā. – AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings , E hoʻolako ka huahana i nā wahi a pau o ka honua, e like me: Kyrgyzstan, Swansea, Farani, Hoʻokumu mau kā mākou hui i ka hoʻomohala ʻana i ka mākeke honua. He nui nā mea kūʻai aku ma Rusia, nā ʻāina ʻEulopa, ka USA, nā ʻāina Middle East a me nā ʻāina ʻo ʻApelika. Ke hahai mau nei mākou i ke kumu o ka maikaʻi aʻo ka lawelawe e hōʻoiaʻiʻo e hālāwai me nā mea kūʻai aku a pau.

- AAA Haʻawina

Ua hui pū ʻia mākou me kēia hui no nā makahiki he nui, e hōʻoia mau ka ʻoihana i ka hāʻawi ʻana i ka manawa, maikaʻi maikaʻi a me ka helu pololei, he mau hoa maikaʻi mākou.
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