Wholesale - AAA Lendings Non-QM Easily Qualified Asset wale nō ke koho – ATR-In-Full – AAA Lendings mea hāʻawi kālā a mea hoʻopukapuka

Huahana Huahana

Ma AAA LENDINGS, manaʻoʻiʻo mākou i ka hāʻawi ʻana i kā mākou mea kūʻai waiwai. ʻO ia ke kumu e hāʻawi ai mākou i kahi papahana kūpaʻa e uku iā ʻoe no kou hilinaʻi a me ka hui mau ʻana me mākou. Hoʻolālā ʻia kā mākou papahana kūpaʻa e mālama iā ʻoe a mahalo ʻia, e hāʻawi ana i nā pono kūʻokoʻa a me nā uku no kā mākou mea kūʻai mai. ʻIke ʻia a uku ʻia kāu hoʻokō ʻana i ka AAA LENDINGS, a ke hoʻoikaika nei mākou e hoʻolilo i kou makemake mau i kā mākou lawelawe i ʻike maikaʻi.Na Mea Hoolimalima Moraki Nui,ʻOi aku ka ʻoihana ʻoihana moraki,ʻO nā mea hōʻaiʻē moraki kiʻekiʻe ʻo Virginia, Hoʻomaopopo mākou he hoʻoholo koʻikoʻi ke koho ʻana i kahi moraki. No ke kōkua ʻana iā ʻoe e pili pū me AAA LENDINGS, hāʻawi mākou i kahi kūkākūkā pilikia ʻole, ʻaʻohe kuleana me kā mākou mau luna hōʻaiʻē loea. Hāʻawi kēia paʻi pilikino iā ʻoe e ʻike i kā mākou hoʻokokoke a nīnau i nā nīnau āu e loaʻa ai. Makemake mākou e launa pū me ʻoe, hoʻomaopopo i kāu mau pahuhopu, a hāʻawi i nā ʻike waiwai, nā mea āpau ma kahi kūkākūkā hoʻomaha a me ka ʻike.

- AAA Lendings Non-QM Easily Qualified Asset wale nō ke koho - ATR-In-Full - AAA Lendings Detail:

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Nānā nui

Polokalamu waiwai kaulana. Loaʻa i ka mea hōʻaiʻē kekahi mau waiwai, hiki ke uhi i ke kumukūʻai kūʻai a i ʻole ka hōʻaiʻē a me ka uku pani. ʻAʻole pono ka ʻike hana; ʻAʻohe DTI.

Hōʻikeʻike Polokalamu

1) A hiki i ka 75% LTV;
2) A hiki i $4M ka huina hōʻaiʻē;
3) Kahi noho kumu wale nō;
4) ʻAʻohe palena o ka nui o nā waiwai i loaʻa kālā;
5) Ma ka liʻiliʻi he 6 mahina mālama ʻia mai ke kālā ponoʻī o ka mea hōʻaiʻē.

He aha ka ATR-In-Full?

He polokalamu waiwai ka papahana ATR-In-Full, i kūpono me ka waiwai wale nō.

ʻAʻole mākou e helu i kahi DTI no nā mea noi i kūpono ma ka hōʻoia ʻana i nā waiwai wale nō ("ATR-In-Full"). No kēia polokalamu, hiki iā ʻoe ke waiho i ka pauku loaʻa me ka hakahaka ma ka noi hōʻaiʻē no ka mea ʻaʻole pili ia i kēia papahana.

Kupono

Ma lalo iho nā ʻano o ka helu ʻana:
No ke kūʻai ʻana i ka hōʻaiʻē, pono e kūlike ka huina o nā waiwai i ʻae ʻia me ke kumukūʻai kūʻai me nā koina pani a pau.
Nā waiwai >= Kumu kūʻai + kumu kūʻai pani a pau
No ka hōʻaiʻē hōʻaiʻē, pono e kūlike ka huina o nā waiwai i ʻae ʻia me ka nui o ka hōʻaiʻē piha me nā koina pani.
Waiwai >= Ka nui o ka hōʻaiʻē + koina pani

E ʻike ma lalo o ka hōʻoia ʻana i nā hiʻohiʻona, hiki iā ʻoe ke kuhikuhi i nā ʻano helu helu e ʻike inā hiki iā ʻoe ke kūpono mua ma mua o ka noi ʻana i nā hōʻaiʻē me nā mea hāʻawi.

Nānā 1: Kumu kūʻai a me nā koina pani = $768,500. Loaʻa nā waiwai = $700,000 (mālama) me $45,000 (50% o IRA) = $748,000. Pōkole i $20,500. Inā he 59.5 a ʻoi paha ka mea hōʻaiʻē, ʻo ka waiwai kūpono he $700,000 + $54,000 (60% o IRA) = $754,000 a pōkole ʻia e $14,500.

Manaʻo 2: Ka nui o ka hōʻaiʻē me nā koina pani = $518,500. Loaʻa nā waiwai = $370,000 (hoʻokoe) + $100,000 (50% o IRA) = $470,000. Pōkole i $48,500. Inā he 59.5 a ʻoi paha ka mea hōʻaiʻē, waiwai kūpono = $370,000 + $120,000 (60% o IRA) = $490,000 a pōkole ma $28,500.

Na Waiwai Kupono

ʻO ke kālā, nā waiwai, nā mea paʻa a me nā waiwai wai pilikino (ʻaʻohe waiwai) = 100%.
Nā waihona hoʻomaha = 50% inā 59 a ʻoi aʻe a me 60% inā ʻoi aku.
ʻAʻohe kālā ʻoihana.

Nā kiʻi kikoʻī huahana:

Alakaʻi Huahana Pili:

ʻOiai ua kaupalena ʻia ka nui o nā mea hāʻawi kālā, hoʻomau mākou e hoʻonui i ko mākou noho ʻana ma nā mokuʻāina like ʻole, e lawelawe ana i nā mea hōʻaiʻē ma 45 mau mokuʻāina, me kekahi o nā mākeke ikaika loa e like me Kaleponi a me Texas. ʻO kā mākou ākea ākea e hiki ai iā mākou ke hoʻomaopopo a hoʻololi i nā nuances kūloko, e hōʻoia ana e loaʻa i kā mākou mea kūʻai aku ma nā mokuʻāina like ʻole ke kākoʻo kūloko ʻoiai e pōmaikaʻi ana i kā mākou ʻike āpau. – AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings , Hāʻawi ka huahana i nā wahi a puni o ka honua, e like me: UK, Austria, United States, I kēia manawa, ke kūkulu nei mākou a hoʻopau i ka mākeke triangle a me ka launa pū ʻana i mea e hoʻokō ai i ke kaulahao kālepa multi-win e hoʻonui i kā mākou mākeke ma ka ʻaoʻao a ākea. hooulu ana. ʻO kā mākou manaʻo noʻonoʻo e hana i nā huahana kūpono a me nā hopena, e hoʻolaha i nā lawelawe kūpono, e hui pū no ka manawa lōʻihi a me nā pōmaikaʻi like, hoʻopaʻa i kahi ʻano hohonu o ka ʻōnaehana mea hoʻolako maikaʻi a me nā mea kūʻai aku, ʻoihana kūʻai aku i nā ʻōnaehana kūʻai.

- AAA Haʻawina

Ua hana mākou i kēia ʻoihana no nā makahiki he nui, mahalo mākou i ka ʻano hana a me ka mana hana o ka ʻoihana, he mea hana kaulana a ʻoihana kēia.
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