1 (877) 789-8816 marketing@aaalendings.com
TPO Portal
U.S.

Kikowaena Huahana

Huahana Huahana

ʻAʻole ʻo AAA LENDINGS he mea hāʻawi wale; ʻo mākou kāu hoa pili kālā. Lawe mākou i ka manawa e hoʻolohe ai i kāu mau pahuhopu kālā a me kou mau manaʻo, e hāʻawi ana i ke alakaʻi ma waho o ke kaʻina noi. ʻO kā mākou kūpaʻa i kou pono kālā e ʻoi aku ma mua o ka pani ʻana i ka ʻaelike, a ua hoʻolaʻa mākou i ke kōkua ʻana iā ʻoe e hoʻokō i kāu mau pahuhopu no ka wā lōʻihi, inā ʻo ia ka home, ka waiwai waiwai, a i ʻole ka hoʻohui ʻana i ka aie.Nā papahana hōʻaiʻē maʻamau,Uku Uku Moraki,Nā palena hōʻaiʻē maʻamau 2021, Ma ke ʻano o kā mākou kūpaʻa i ka noho ʻana ma ke poʻo o ka ʻoihana, kālele nui mākou i ka ʻenehana ʻokiʻoki e hoʻoponopono i ka noi moraki a me ke kaʻina hana ʻae. ʻAʻole wale kēia e wikiwiki i ke kaʻina noi akā hāʻawi pū kekahi iā ʻoe i nā mea hou i ka manawa maoli i kāu kūlana moraki, hāʻawi iā ʻoe i ka maluhia o ka noʻonoʻo a me ka hoʻopau ʻana i ka maopopo ʻole i hiki ke hele pinepine me ke kaʻina moraki. ʻO kā mākou ʻano hana ʻenehana e hiki ai iā mākou ke hāʻawi i kahi ʻike maʻalahi a maʻalahi hoʻi, e hana ana i kāu huakaʻi i ka home a i ʻole ka hoʻihoʻi kālā e like me ka hiki.
- AAA Lendings Non-QM Easily Qualified Asset wale nō ke koho - ATR-In-Full - AAA Lendings Detail:

Untitled-9

Nānā nui

Polokalamu waiwai kaulana. Loaʻa i ka mea hōʻaiʻē kekahi mau waiwai, hiki ke uhi i ke kumukūʻai kūʻai a i ʻole ka hōʻaiʻē a me ka uku pani. ʻAʻole pono ka ʻike hana; ʻAʻohe DTI.

Hōʻikeʻike Polokalamu

1) A hiki i ka 75% LTV;
2) A hiki i $4M ka huina hōʻaiʻē;
3) Kahi noho kumu wale nō;
4) ʻAʻohe palena o ka nui o nā waiwai i loaʻa kālā;
5) Ma ka liʻiliʻi he 6 mahina mālama ʻia mai ke kālā ponoʻī o ka mea hōʻaiʻē.

He aha ka ATR-In-Full?

He polokalamu waiwai ka papahana ATR-In-Full, i kūpono me ka waiwai wale nō.

ʻAʻole mākou e helu i kahi DTI no nā mea noi i kūpono ma ka hōʻoia ʻana i nā waiwai wale nō ("ATR-In-Full"). Mechanically, ʻo nā loaʻa kālā a i ʻole nā ​​​​hana i helu ʻia ma kahi noi e manaʻo ʻia he mea nui loa i ka underwrite. Ma ke ʻano he ʻokoʻa, hiki ke waiho hakahaka.

Kupono

Ma lalo iho nā ʻano o ka helu ʻana:
No ke kūʻai ʻana i ka hōʻaiʻē, pono e kūlike ka huina o nā waiwai i ʻae ʻia me ke kumukūʻai kūʻai me nā koina pani a pau.
Nā waiwai >= Kumu kūʻai + kumu kūʻai pani a pau
No ka hōʻaiʻē hōʻaiʻē, pono e kūlike ka huina o nā waiwai i ʻae ʻia me ka nui o ka hōʻaiʻē piha me nā koina pani.
Waiwai >= Ka nui o ka hōʻaiʻē + koina pani

E ʻike ma lalo o ka hōʻoia ʻana i nā hiʻohiʻona, hiki iā ʻoe ke kuhikuhi i nā ʻano helu helu e ʻike inā hiki iā ʻoe ke kūpono mua ma mua o ka noi ʻana i nā hōʻaiʻē me nā mea hāʻawi.

Nānā 1: Kumu kūʻai a me nā koina pani = $768,500. Loaʻa nā waiwai = $700,000 (mālama) me $45,000 (50% o IRA) = $748,000. Pōkole i $20,500. Inā he 59.5 a ʻoi paha ka mea hōʻaiʻē, ʻo ka waiwai kūpono he $700,000 + $54,000 (60% o IRA) = $754,000 a pōkole ʻia e $14,500.

Manaʻo 2: Ka nui o ka hōʻaiʻē me nā koina pani = $518,500. Loaʻa nā waiwai = $370,000 (hoʻokoe) + $100,000 (50% o IRA) = $470,000. Pōkole i $48,500. Inā he 59.5 a ʻoi paha ka mea hōʻaiʻē, waiwai kūpono = $370,000 + $120,000 (60% o IRA) = $490,000 a pōkole ma $28,500.

Na Waiwai Kupono

ʻO ke kālā, nā waiwai, nā mea paʻa a me nā waiwai wai pilikino (ʻaʻohe waiwai) = 100%.
Nā waihona hoʻomaha = 50% inā 59 a ʻoi aʻe a me 60% inā ʻoi aku.
ʻAʻohe kālā ʻoihana.

Nā kiʻi kikoʻī huahana:

- AAA Lendings Non-QM Easily Qualified Asset wale nō ke koho - ATR-In-Full - AAA Lendings nā kiʻi kikoʻī.

Alakaʻi Huahana Pili:
Hoʻomaka ka hoʻolālā ʻana i kou wā e hiki mai ana me ka hoa moraki kūpono, a ma AAA LENDINGS, ua kūpaʻa mākou e kōkua iā ʻoe e hoʻokō i kāu mau moemoeā. Hoʻomaopopo mākou he mea hoʻohauʻoli ka huakaʻi i ka ʻona home akā paʻakikī hoʻi. ʻO kā mākou poʻe loea i ʻoi aku ma mua o ka poʻe loea moraki; ʻo lākou kou mau hoa pili kālā. Loaʻa iā lākou e kūkākūkā i kāu mau pahuhopu, loiloi i kāu kūlana kālā, a hāʻawi i ke alakaʻi pilikino e hopu i kou hoihoi. Haʻaheo mākou no ka lilo ʻana i lima alakaʻi e hāʻawi iā ʻoe i nā manaʻo hoʻoholo no ka wā e hiki mai ana. – AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings , E hoʻolako ʻia ka huahana i nā wahi a pau o ka honua, e like me: Korea, Nepal, Mauritania, ʻOiaʻiʻo, ke kumu kūʻai hoʻokūkū, ka pōʻai kūpono a me ka hāʻawi manawa kūpono e hōʻoia ʻia e like me nā koi o nā mea kūʻai aku. Manaʻolana mākou e kūkulu i ka pilina ʻoihana me ʻoe ma ke kumu o ka pōmaikaʻi a me ka loaʻa kālā i ka wā e hiki mai ana. Hoʻokipa maikaʻi ʻia e hoʻokaʻaʻike mai iā mākou a lilo i poʻe hui pū pololei.
    • Ma keʻano laulā, ua māʻona mākou i nā ʻano āpau, ʻuʻuku, kiʻekiʻe, hoʻopuka wikiwiki a me ke ʻano procuct maikaʻi, e loaʻa iā mākou ka launa pū ʻana!
    5 HokuNa Clementine mai Angola - 2018.03.03 13:09
    Mālama ka ʻoihana i ka manaʻo hana ʻepekema hoʻokele, kiʻekiʻe kiʻekiʻe a me ka pono primacy, mea kūʻai kiʻekiʻe, ua mālama mau mākou i ka hui ʻoihana. E hana pū me ʻoe, ua maʻalahi mākou!
    5 HokuNa Phoebe mai Belarus - 2017.12.19 11:10

    PiliHANA

    E kaomi i ke komo no ka huli ʻana a i ʻole ESC e pani