Wholesale - AAA Lendings Non-QM Easily Qualified Asset wale nō ke koho – ATR-In-Full – AAA Lendings mea hāʻawi kālā a mea hoʻopukapuka

Huahana Huahana

ʻAʻole ʻo AAA LENDINGS he mea hāʻawi wale; ʻo mākou kāu hoa pili kālā. Lawe mākou i ka manawa e hoʻolohe ai i kāu mau pahuhopu kālā a me kou mau manaʻo, e hāʻawi ana i ke alakaʻi ma waho o ke kaʻina noi. ʻO kā mākou kūpaʻa i kou pono kālā e ʻoi aku ma mua o ka pani ʻana i ka ʻaelike, a ua hoʻolaʻa mākou i ke kōkua ʻana iā ʻoe e hoʻokō i kāu mau pahuhopu no ka wā lōʻihi, inā ʻo ia ka home, ka waiwai waiwai, a i ʻole ka hoʻohui ʻana i ka aie.ʻO nā hui hoʻolimalima moraki kiʻekiʻe,Loaʻa kālā,ʻO nā mea hōʻaiʻē moraki kiʻekiʻe ma Florida, Ma AAA LENDINGS, maopopo iā mākou ʻo ke koho ʻana i kahi moraki he hoʻoholo koʻikoʻi. ʻO ia ke kumu e hele ai mākou i ka mile keu e hana i kāu ʻike e like me ka hiki. Hāʻawi mākou i kahi pūnaewele hoʻohana me ka hoʻokele maʻalahi, e hōʻoia ana hiki iā ʻoe ke komo i ka ʻike koʻikoʻi me ka maʻalahi. E ʻike pū ʻoe i nā mea hana a me nā kumuwaiwai e like me nā calculators moraki a me nā pou blog informative, i hoʻolālā ʻia e hāʻawi iā ʻoe i ka ʻike a hoʻolilo i kāu huakaʻi moraki i mea hoihoi a hoʻonaʻauao.

- AAA Lendings Non-QM Easily Qualified Asset wale nō ke koho - ATR-In-Full - AAA Lendings Detail:

Untitled-9

Nānā nui

Polokalamu waiwai kaulana. Loaʻa i ka mea hōʻaiʻē kekahi mau kālā, hiki ke uhi i ke kumu kūʻai a i ʻole ka nui o ka hōʻaiʻē a me ka uku pani. ʻAʻohe ʻike hana; ʻAʻohe DTI.

Nā kikoʻī

1) A hiki i ka 75% LTV;
2) A hiki i $4M ka huina hōʻaiʻē;
3) Kahi noho kumu wale nō;
4) ʻAʻohe palena o ka nui o nā waiwai i loaʻa kālā;
5) Ma ka liʻiliʻi he 6 mau mahina mai ke kālā ponoʻī o ka mea ʻaiʻē.

He aha kēia papahana?

He polokalamu waiwai ka papahana ATR-In-Full, i kūpono me ka waiwai wale nō. ʻO kahi koho maikaʻi o nā hōʻaiʻē Non-QM.
ʻAʻole e helu ʻo AAA Lendings i kahi DTI no nā mea noi i kūpono ma ka hōʻoia ʻana i nā waiwai wale nō ("ATR-In-Full"). Mechanically, ʻo nā loaʻa a i ʻole nā hana i helu ʻia ma kahi noi e manaʻo ʻia he mea ʻole i ka underwrite a, ma ke ʻano he mea ʻē aʻe, hiki ke waiho hakahaka. Inā hōʻike ʻia ka hana a me ka loaʻa kālā ma kahi noi, ʻaʻole pono e helu ʻia kahi DTI

Pehea ʻoe e ʻike ai inā hiki iā ʻoe ke waiwai kūpono no kēia papahana?

Ma lalo iho nā ʻano o ka helu ʻana:
No ke kūʻai ʻana i ka hōʻaiʻē, pono ka huina o nā waiwai i ʻae ʻia e like me ke kumukūʻai kūʻai me nā kumu kūʻai a pau.
Nā waiwai >= Kumu kūʻai + kumu kūʻai pani a pau
No ka hōʻaiʻē hōʻaiʻē, pono ka huina o nā waiwai i ʻae ʻia e like me ka nui o ka hōʻaiʻē piha me nā kumu pani.
Waiwai >= Ka nui o ka hōʻaiʻē + koina pani

E ʻike ma lalo o ka hōʻoia ʻana i nā hiʻohiʻona, hiki iā ʻoe ke kuhikuhi i nā ʻano helu helu e ʻike inā hiki iā ʻoe ke kūpono mua ma mua o ka noi ʻana i nā hōʻaiʻē me nā mea hāʻawi.

Nānā 1: Kumu kūʻai a me nā koina pani = $768,500. Loaʻa nā waiwai = $700,000 (mālama) me $45,000 (50% o IRA) = $748,000. Pōkole i $20,500. Inā he 59.5 a ʻoi paha ka mea hōʻaiʻē, ʻo ka waiwai kūpono he $700,000 + $54,000 (60% o IRA) = $754,000 a pōkole ʻia e $14,500.

Manaʻo 2: Ka nui o ka hōʻaiʻē me nā koina pani = $518,500. Loaʻa nā waiwai = $370,000 (hoʻokoe) + $100,000 (50% o IRA) = $470,000. Pōkole i $48,500. Inā 59.5 a ʻoi paha, nā waiwai kūpono = $370,000 + $120,000 (60% o IRA) = $490,000 a pōkole e $28,500.

He aha ka waiwai kūpono no kēia papahana?

Kālā kālā, nā lāʻau, nā paʻa a me nā waiwai wai pilikino (ʻaʻohe waiwai) = 100%
Nā waihona hoʻomaha = 50% inā 59 a ʻoi aʻe a me 60% inā ʻoi aku
ʻAʻohe kālā ʻoihana

He aha nā pōmaikaʻi?

Min. 6 mahina mālama

Nā kiʻi kikoʻī huahana:

Alakaʻi Huahana Pili:

He mea nui kou manawa, a mahalo mākou i kēlā. Ma AAA LENDINGS, paʻa mākou i ka hoʻoponopono ʻana i ke kaʻina moraki e mālama ai i kou manawa a me ka hoʻoikaika. ʻO kā mākou palapala noi pūnaewele he mea hoʻohana a hoʻolālā ʻia me kou ʻoluʻolu i ka noʻonoʻo. Hiki iā ʻoe ke hoʻopau i ka noi ma kāu wikiwiki, mai ka ʻoluʻolu o kou home a i ʻole ke keʻena. Ua ʻike mākou he paʻahana kou ola, a ke manaʻo nei mākou e hana i ke kaʻina moraki e hoʻopili, kūpono, a mālama manawa. – AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings , Hāʻawi ka huahana i nā wahi a pau o ka honua, e like me: Turkey, Qatar, Sepania, E mākaukau kā mākou hui ʻenekinia kūpono e lawelawe iā ʻoe no ke kūkākūkā a me ka pane. Ua hiki iā mākou ke hāʻawi aku iā ʻoe me nā laʻana manuahi loa e hoʻokō i kāu mau pono. Hiki ke hoʻoikaika maikaʻi ʻia e hāʻawi iā ʻoe i ka lawelawe kūpono a me nā mea. No ka poʻe makemake i kā mākou hui a me nā huahana, e ʻoluʻolu e hoʻokaʻaʻike mai iā mākou ma ka hoʻouna ʻana i nā leka uila a i ʻole e hoʻopili koke iā mākou. I mea e ʻike ai i kā mākou hoʻonā a me ka hui. ʻoi aku, hiki iā ʻoe ke hele mai i kā mākou hale hana e hoʻoholo ai. Hoʻokipa maʻamau mākou i nā malihini mai ka honua a puni i kā mākou hui. o hana i nā pilina pāʻoihana liʻiliʻi me mākou. E ʻoluʻolu e manaʻo maoli ʻaʻohe uku e kamaʻilio me mākou no ka ʻoihana. a ke manaʻoʻiʻo nei mākou e kaʻana like mākou i ka ʻike hana kālepa maikaʻi loa me kā mākou mea kālepa āpau.

- AAA Haʻawina