Wholesale - AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Program – AAA Lendings mea hāʻawi kālā a me nā mea hoʻopukapuka

Huahana Huahana

ʻO kā mākou kūpaʻa i ka ʻike maopopo ʻoi aku ma mua o nā pae mua o ke kaʻina moraki. Hoʻomaopopo mākou i ka ʻike maopopo ʻana i kāu mau moraki, me ka uku pānaʻi, nā uku, a me nā koina pani. ʻAʻohe mea kupanaha i ka lā pani. Hoʻolaʻa mākou i ka hāʻawi ʻana iā ʻoe i nā wehewehe pololei, jargon-free, no laila hiki iā ʻoe ke hoʻokele me ka hilinaʻi i nā ʻaoʻao kālā o kāu kūʻai ʻana i ka home a i ʻole ke kālā hou.Hiki ke hoʻololi ʻia me ka uku paʻa,Koho aie maa mau,ʻO Zillow ka mea hoʻolimalima moraki, ʻO kahi mea koʻikoʻi o ka huki ʻana i kou hoihoi ʻo ia ka wikiwiki e hiki ai iā ʻoe ke komo i ka ʻike moraki koʻikoʻi. Loaʻa i kā mākou pūnaewele kahi kikowaena ʻike, hōʻano hou ʻia me nā ʻatikala e pili ana i kahi ākea o nā kumuhana pili i ka moraki. Mai ka hoʻomaopopo ʻana i nā helu hōʻaiʻē a hiki i ka hoʻohaʻahaʻa ʻana i nā kumukūʻai pani, ua hoʻolālā ʻia kēia mau kumuwaiwai e hoʻopili a hoʻonaʻauao iā ʻoe ma kāu wikiwiki ponoʻī, e ʻoi aku ka hoihoi a me ka ʻike o kāu huakaʻi.

– AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Program – AAA Lendings Details:

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Nānā nui

ʻO ka huahana maʻalahi loa i nā ʻano papahana Non-QM.
ʻAʻohe loaʻa/ ʻaʻohe hana/ ʻaʻohe hoʻihoʻi ʻauhau, ʻaʻole hoʻohālikelike i ka ratio DTI e like me nā hōʻaiʻē maʻamau. Inā he waiwai hoʻopukapuka ka waiwai kumu.

Nā kikoʻī

1) A hiki i $2M ka huina hōʻaiʻē;
2) A hiki i ka 80% Max LTV;
3) 660 a ʻoi aku paha nā helu ʻaiʻē;
4) Hiki ke pani i nā hui;
5) ʻAʻohe palena o ka nui o nā waiwai i hoʻolimalima ʻia;
6) Nā SFR, 2-4 Units, Condos, Townhomes, Condotels, a me Non-Warrantable Condos.

Polokalamu DSCR

Hoʻolālā ʻia ʻo DSCR (Debt Service Coverage Ratio) no nā mea hoʻopukapuka waiwai ʻike a loaʻa i ka poʻe hōʻaiʻē ma muli o ke kahe kālā wale nō mai ka waiwai kumuhana e nānā i ke kiʻekiʻe pilikia o kahi hoʻopukapuka. I kēia lā, nānā mākou i ka hoʻomaopopo ʻana i ka wehewehe ʻana o DSCR a me ka wehe ʻana i ka mea pohihihi o ka papahana DSCR mai ka ʻike o ka hoʻopukapuka moraki hale. A laila, e hele kāua i ka papahana DSCR.

Pehea e helu ai i ka DSCR?

No nā hōʻaiʻē moraki hale, pili ʻo DSCR i ka ratio o ka loaʻa kālā hoʻolimalima o ka hale hoʻolimalima i ka nui o nā lilo hale (e like me ke kumupaʻa, ukupanee, ʻauhau ʻāina, ʻinikua a me ka uku hoʻokele (inā ʻaʻole i loaʻa maoli kekahi mau lilo, e kākau ʻia ʻo ia he 0)). ʻO ka haʻahaʻa o ka ratio, ʻoi aku ka nui o ka pilikia o ka hōʻaiʻē. Hiki ke hōʻike ʻia ma kēia:

kikoʻī

Hāʻawi mākou ʻo AAA Lendings i kēia manawa "ʻAʻohe ratio DSCR" no kā mākou mea kūʻai aku, ʻo ia ka mea hiki ke hoʻohaʻahaʻa i ka ratio i "0".

DSCR

He aha ka DSCR?

ʻIke ʻoe pehea e hoʻokō ai i kahi moraki hale me ka ʻole o ka ʻike hana a me ka loaʻa kālā?
ʻAʻole ʻoe kūpono me nā hōʻaiʻē moraki maʻamau?
ʻIke ʻoe i ka polokalamu hōʻaiʻē ka huahana maʻalahi?
Makemake ʻoe e ʻike pehea e hoʻohana ai i nā palapala i hōʻemi ʻia e loaʻa ai kahi hōʻaiʻē?
He mea paʻakikī loa iā ʻoe ke loaʻa kahi hōʻaiʻē home ma kāu ʻoihana?

Hāʻawi mākou i kahi papahana hōʻaiʻē kūpono e hoʻokō i nā kumu nui ma luna, ʻo ia ka papahana DSCR, ʻo ia ka huahana Non-QM kaulana loa i nā hōʻaiʻē moraki hale.

He aha nā pōmaikaʻi o ka polokalamu DSCR?

ʻAʻohe ratio DSCR, kahi huahana hōʻaiʻē e nānā ʻole i ka loaʻa kālā, ʻaʻohe koi no ka loaʻa kālā o nā malihini, no ka mea ʻaʻole pili kēia huahana hōʻaiʻē i ka helu ʻana o DTI. A ʻo ka hapa liʻiliʻi o DSCR hiki ke haʻahaʻa e like me ka 0. ʻOiai inā haʻahaʻa ka hoʻolimalima o ka hale, hiki iā mākou ke hana! He koho maikaʻi kēia no nā malihini me ka loaʻa kālā haʻahaʻa a ʻoi aku paha nā aie.

Ma waho aʻe, ua ʻae ʻia nā haole ʻē aʻe no kēia papahana, ʻoi aku hoʻi me ka visa F1. Inā he haole ʻoe, a ʻaʻole hiki iā ʻoe ke kūpono me kahi hōʻaiʻē moraki maʻamau, e kelepona mai iā mākou a loaʻa kāu ʻano hōʻaiʻē.

He maʻalahi kā mākou mau alakaʻi a inā kūpono kāu hōʻaiʻē e kōkua mākou iā ʻoe e pani koke. Loaʻa iā mākou ka kamaʻilio maʻalahi a me ka loaʻa wikiwiki ʻana no nā hōʻaiʻē Non-QM, e kelepona mai iā mākou inā he pono kāu.

Loaʻa iā ʻoe ke kālā hou aʻe! ʻO kā mākou hoʻouna maʻamau e pani ma lalo o 3 mau pule a pani mākou me ka pilikia ʻole. E noʻonoʻo pehea e hoʻonui ai kāu mau mea kuhikuhi.

Nā kiʻi kikoʻī huahana:

Alakaʻi Huahana Pili:

Ma AAA LENDINGS, manaʻoʻiʻo mākou i ka hāʻawi ʻana i kā mākou mea kūʻai waiwai. ʻO ia ke kumu e hāʻawi ai mākou i kahi papahana kūpaʻa e uku iā ʻoe no kou hilinaʻi a me ka hui mau ʻana me mākou. Hoʻolālā ʻia kā mākou papahana kūpaʻa e mālama iā ʻoe a mahalo ʻia, e hāʻawi ana i nā pono kūʻokoʻa a me nā uku no kā mākou mea kūʻai mai. ʻIke ʻia a uku ʻia kāu hoʻokō ʻana i ka AAA LENDINGS, a ke hoʻoikaika nei mākou e hoʻolilo i kou makemake mau i kā mākou lawelawe i ʻike maikaʻi. – AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Program – AAA Lendings , Hāʻawi ka huahana i nā wahi a pau o ka honua, e like me: Turkey, Provence, Australia, I hiki iā ʻoe ke hoʻohana i ka kumuwaiwai mai ka ʻike hoʻonui i ke kālepa honua, hoʻokipa mākou i nā mea kūʻai mai nā wahi āpau ma ka laina a me waho. ʻOiai ʻo nā hāʻina maikaʻi maikaʻi a mākou e hāʻawi ai, hāʻawi ʻia ka lawelawe kūkākūkā maikaʻi a ʻoluʻolu e kā mākou hui lawelawe ma hope o ke kūʻai aku. E hoʻouna ʻia nā papa inoa huahana a me nā kikoʻī kikoʻī a me nā ʻike ʻē aʻe iā ʻoe i ka manawa kūpono no kāu nīnau. No laila, pono ʻoe e hoʻokaʻaʻike mai iā mākou ma ka hoʻouna ʻana i nā leka uila a kelepona iā mākou inā he nīnau kāu e pili ana i kā mākou hui. Hiki iā ʻoe ke kiʻi i kā mākou ʻike helu wahi mai kā mākou ʻaoʻao pūnaewele a hele mai i kā mākou hui e kiʻi i kahi noiʻi kahua o kā mākou mea kūʻai. Ua hilinaʻi mākou e kaʻana like ana mākou i nā mea i hoʻokō ʻia a hana i nā pilina hana ikaika me kā mākou mau hoa ma kēia mākeke. Ke ʻimi nei mākou i kāu mau nīnau.

- AAA Haʻawina