Wholesale - AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Program – AAA Lendings mea hāʻawi kālā a me nā mea hoʻopukapuka

Huahana Huahana

ʻOiai ua kaupalena ʻia ka nui o nā mea hāʻawi kālā, hoʻomau mākou e hoʻonui i ko mākou noho ʻana ma nā mokuʻāina like ʻole, e lawelawe ana i nā mea hōʻaiʻē ma 45 mau mokuʻāina, me kekahi o nā mākeke ikaika loa e like me Kaleponi a me Texas. ʻO kā mākou ākea ākea e hiki ai iā mākou ke hoʻomaopopo a hoʻololi i nā nuances kūloko, e hōʻoia ana e loaʻa i kā mākou mea kūʻai aku ma nā mokuʻāina like ʻole ke kākoʻo kūloko ʻoiai e pōmaikaʻi ana i kā mākou ʻike āpau.ʻO Georgia Mortgage Broker a i ʻole ka mea hāʻawi kālā,Kauna Hoopanee,Laikini Hoolimalima Moraki, Ma AAA LENDINGS, ho'olaha ko mākou kūpa'a i ka maika'i i kā mākou hui. Haʻaheo mākou i ka loaʻa ʻana o kahi hui hoʻolaʻa o nā ʻoihana loea i ka ʻoihana moraki. ʻAʻole akamai wale kā mākou mau luna hōʻaiʻē; ʻo lākou kou mau hoa pili. Aia lākou e alakaʻi iā ʻoe ma ke kaʻina hana hoʻolimalima holoʻokoʻa, mai ka noi a i ka pani ʻana. Haʻaheo mākou i ka ʻike o kā mākou hui, e hōʻoia ana e loaʻa iā ʻoe ka pae kiʻekiʻe o ka lawelawe a me ke kākoʻo.

– AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Program – AAA Lendings Details:

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Nānā nui

ʻO ka huahana maʻalahi loa i nā ʻano papahana Non-QM.
ʻAʻohe loaʻa/ ʻaʻohe hana/ ʻaʻohe hoʻihoʻi ʻauhau, ʻaʻole hoʻohālikelike i ka ratio DTI e like me nā hōʻaiʻē maʻamau. Inā he waiwai hoʻopukapuka ka waiwai kumu.

Nā kikoʻī

1) A hiki i $2M ka huina hōʻaiʻē;
2) A hiki i ka 80% Max LTV;
3) 660 a ʻoi aku paha nā helu ʻaiʻē;
4) Hiki ke pani i nā hui;
5) ʻAʻohe palena o ka nui o nā waiwai i hoʻolimalima ʻia;
6) Nā SFR, 2-4 Units, Condos, Townhomes, Condotels, a me Non-Warrantable Condos.

Polokalamu DSCR

Hoʻolālā ʻia ʻo DSCR (Debt Service Coverage Ratio) no nā mea hoʻopukapuka waiwai ʻike a loaʻa i ka poʻe hōʻaiʻē ma muli o ke kahe kālā wale nō mai ka waiwai kumuhana e nānā i ke kiʻekiʻe pilikia o kahi hoʻopukapuka. I kēia lā, nānā mākou i ka hoʻomaopopo ʻana i ka wehewehe ʻana o DSCR a me ka wehe ʻana i ka mea pohihihi o ka papahana DSCR mai ka ʻike o ka hoʻopukapuka moraki hale. A laila, e hele kāua i ka papahana DSCR.

Pehea e helu ai i ka DSCR?

No nā hōʻaiʻē moraki hale, pili ʻo DSCR i ka ratio o ka loaʻa kālā hoʻolimalima o ka hale hoʻolimalima i ka nui o nā lilo hale (e like me ke kumupaʻa, ukupanee, ʻauhau ʻāina, ʻinikua a me ka uku hoʻokele (inā ʻaʻole i loaʻa maoli kekahi mau lilo, e kākau ʻia ʻo ia he 0)). ʻO ka haʻahaʻa o ka ratio, ʻoi aku ka nui o ka pilikia o ka hōʻaiʻē. Hiki ke hōʻike ʻia ma kēia:

kikoʻī

Hāʻawi mākou ʻo AAA Lendings i kēia manawa "ʻAʻohe ratio DSCR" no kā mākou mea kūʻai aku, ʻo ia ka mea hiki ke hoʻohaʻahaʻa i ka ratio i "0".

DSCR

He aha ka DSCR?

ʻIke ʻoe pehea e hoʻokō ai i kahi moraki hale me ka ʻole o ka ʻike hana a me ka loaʻa kālā?
ʻAʻole ʻoe kūpono me nā hōʻaiʻē moraki maʻamau?
ʻIke ʻoe i ka polokalamu hōʻaiʻē ka huahana maʻalahi?
Makemake ʻoe e ʻike pehea e hoʻohana ai i nā palapala i hōʻemi ʻia e loaʻa ai kahi hōʻaiʻē?
He mea paʻakikī loa iā ʻoe ke loaʻa kahi hōʻaiʻē home ma kāu ʻoihana?

Hāʻawi mākou i kahi papahana hōʻaiʻē kūpono e hoʻokō i nā kumu nui ma luna, ʻo ia ka papahana DSCR, ʻo ia ka huahana Non-QM kaulana loa i nā hōʻaiʻē moraki hale.

He aha nā pōmaikaʻi o ka polokalamu DSCR?

ʻAʻohe ratio DSCR, kahi huahana hōʻaiʻē e nānā ʻole i ka loaʻa kālā, ʻaʻohe koi no ka loaʻa kālā o nā malihini, no ka mea ʻaʻole pili kēia huahana hōʻaiʻē i ka helu ʻana o DTI. A ʻo ka hapa liʻiliʻi o DSCR hiki ke haʻahaʻa e like me ka 0. ʻOiai inā haʻahaʻa ka hoʻolimalima o ka hale, hiki iā mākou ke hana! He koho maikaʻi kēia no nā malihini me ka loaʻa kālā haʻahaʻa a ʻoi aku paha nā aie.

Ma waho aʻe, ua ʻae ʻia nā haole ʻē aʻe no kēia papahana, ʻoi aku hoʻi me ka visa F1. Inā he haole ʻoe, a ʻaʻole hiki iā ʻoe ke kūpono me kahi hōʻaiʻē moraki maʻamau, e kelepona mai iā mākou a loaʻa i kāu ʻano hōʻaiʻē.

He maʻalahi kā mākou mau alakaʻi a inā kūpono kāu hōʻaiʻē e kōkua mākou iā ʻoe e pani koke. Loaʻa iā mākou ka kamaʻilio maʻalahi a me ka loaʻa wikiwiki ʻana no nā hōʻaiʻē Non-QM, e kelepona mai iā mākou inā he pono kāu.

Loaʻa iā ʻoe ke kālā hou aʻe! ʻO kā mākou hoʻouna maʻamau e pani ma lalo o 3 mau pule a pani mākou me ka pilikia ʻole. E noʻonoʻo pehea e hoʻonui ai kāu mau mea kuhikuhi.

Nā kiʻi kikoʻī huahana:

Alakaʻi Huahana Pili:

Hoʻomaopopo mākou ʻaʻole ʻo ka moraki he hana kālā wale nō akā he hoʻoholo ola koʻikoʻi. ʻO kā mākou manaʻo nui i ka mea kūʻai aku, ʻaʻole mākou e noʻonoʻo wale i nā helu; noʻonoʻo mākou i kāu moʻolelo kūʻokoʻa, nā manaʻo, a me nā pahuhopu kālā. Lawe kā mākou poʻe loea moraki i ka manawa e hoʻomaopopo i kāu huakaʻi pilikino, e hōʻoia ana e loaʻa iā ʻoe kahi hopena moraki e kūlike me kāu ʻike no ka wā e hiki mai ana. - AAA Lendings Non-QM DSCR(Debt Service Coverage Ratio) Program - AAA Lendings , E hoʻolako ka huahana i nā wahi āpau o ka honua, e like me: Kolombia, US, Dubai, Ua hala ka mea ma o ka hōʻoia ʻana i ka ʻāina a ua loaʻa maikaʻi i kā mākou ʻoihana nui. Mākaukau pinepine kā mākou hui ʻenehana loea e lawelawe iā ʻoe no ke kūkākūkā a me ka manaʻo. Hiki iā mākou ke hāʻawi aku iā ʻoe me nā laʻana manuahi e hoʻokō i kāu mau kikoʻī. E hana ʻia paha nā hana kūpono e hāʻawi iā ʻoe i ka lawelawe a me nā hoʻonā maikaʻi loa. Inā makemake ʻoe i kā mākou hui a me nā hoʻonā, e ʻoluʻolu e hoʻokaʻaʻike mai iā mākou ma ka hoʻouna ʻana iā mākou i nā leka uila a kelepona koke iā mākou. I hiki ke ʻike i kā mākou hāʻina a me kā mākou ʻoihana. a ʻoi aku, hiki iā ʻoe ke hele mai i kā mākou hale hana e ʻike. E hoʻokipa mau mākou i nā malihini mai ka honua holoʻokoʻa i kā mākou hui. o kūkulu ʻoihana ʻoihana. nā hauʻoli me mākou. E ʻoluʻolu e ʻoluʻolu e kamaʻilio me mākou no ka hui. nd ke manaʻoʻiʻo nei mākou e kaʻana like i ka ʻike hana kālepa maikaʻi loa me kā mākou mea kālepa āpau.

- AAA Haʻawina