Wholesale - AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Program – AAA Lendings mea hāʻawi kālā a me nā mea hoʻopukapuka

Huahana Huahana

Hiki ke paʻakikī ka hoʻokele ʻana i ka ʻāina moraki, akā ua maʻalahi ka AAA LENDINGS i ke kaʻina hana, e hoʻoikaika a me ka pilikia ʻole. Hāʻawi mākou i kahi ʻōnaehana hōʻiliʻili palapala maʻalahi a pōkole, e ʻae iā ʻoe e hoʻouka maʻalahi i nā pepa i koi ʻia ma ka pūnaewele. Ua ʻike nui mākou he waiwai kou manawa, a ma ka hoʻomaʻamaʻa ʻana i ke kaʻina hana, mālama mākou iā ʻoe i ka hana ikaika a me ka mālama ʻana i kāu huakaʻi moraki.Alakaʻi hōʻaiʻē moraki,ʻAi ʻAi ʻAi Kūʻai Kūʻai Moraki,Ahahui Hoolaha Moraki, Ma ke ʻano he hoa moraki kāu, hāʻawi mākou i ʻoi aku ma mua o nā hōʻaiʻē; hāʻawi mākou i kahi kaiāulu. Hoʻolaʻa ʻia ʻo AAA LENDINGS i ka hoʻokumu ʻana i kahi manaʻo no kā mākou mea kūʻai. Hōʻike kā mākou kahua pūnaewele i nā ʻaha kūkā a me nā kūkākūkā kahi e hiki ai iā ʻoe ke hoʻopili me nā hoa ʻaiʻē, kaʻana like i nā ʻike, a ʻimi i ka ʻōlelo aʻo. Hoʻoulu kēia ʻano hana kaiāulu i kahi kaiapuni e hiki ai iā ʻoe ke loaʻa ke kākoʻo, ʻike, a me ka hoʻoikaika ʻana i kou hoʻokele ʻana i ke ala i ka homeownership.

– AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Program – AAA Lendings Details:

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Nānā nui

ʻO ka huahana maʻalahi loa i nā ʻano papahana Non-QM.
ʻAʻohe loaʻa/ ʻaʻohe hana/ ʻaʻohe hoʻihoʻi ʻauhau, ʻaʻole hoʻohālikelike i ka ratio DTI e like me nā hōʻaiʻē maʻamau. Inā he waiwai hoʻopukapuka ka waiwai kumu.

Nā kikoʻī

1) A hiki i $2M ka huina hōʻaiʻē;
2) A hiki i ka 80% Max LTV;
3) 660 a ʻoi aku paha nā helu ʻaiʻē;
4) Hiki ke pani i nā hui;
5) ʻAʻohe palena o ka nui o nā waiwai i hoʻolimalima ʻia;
6) Nā SFR, 2-4 Units, Condos, Townhomes, Condotels, a me Non-Warrantable Condos.

Polokalamu DSCR

Hoʻolālā ʻia ʻo DSCR (Debt Service Coverage Ratio) no nā mea hoʻopukapuka waiwai ʻike a loaʻa i ka poʻe hōʻaiʻē ma muli o ke kahe kālā wale nō mai ka waiwai kumuhana e nānā i ke kiʻekiʻe pilikia o kahi hoʻopukapuka. I kēia lā, nānā mākou i ka hoʻomaopopo ʻana i ka wehewehe ʻana o DSCR a me ka wehe ʻana i ka mea pohihihi o ka papahana DSCR mai ka ʻike o ka hoʻopukapuka moraki hale. A laila, e hele kāua i ka papahana DSCR.

Pehea e helu ai i ka DSCR?

No nā hōʻaiʻē moraki hale, pili ʻo DSCR i ka ratio o ka loaʻa kālā hoʻolimalima o ka hale hoʻolimalima i ka nui o nā lilo hale (e like me ke kumupaʻa, ukupanee, ʻauhau ʻāina, ʻinikua a me ka uku hoʻokele (inā ʻaʻole i loaʻa maoli kekahi mau lilo, e kākau ʻia ʻo ia he 0)). ʻO ka haʻahaʻa o ka ratio, ʻoi aku ka nui o ka pilikia o ka hōʻaiʻē. Hiki ke hōʻike ʻia ma kēia:

kikoʻī

Hāʻawi mākou ʻo AAA Lendings i kēia manawa "ʻAʻohe ratio DSCR" no kā mākou mea kūʻai aku, ʻo ia ka mea hiki ke hoʻohaʻahaʻa i ka ratio i "0".

DSCR

He aha ka DSCR?

ʻIke ʻoe pehea e hoʻokō ai i kahi moraki hale me ka ʻole o ka ʻike hana a me ka loaʻa kālā?
ʻAʻole ʻoe kūpono me nā hōʻaiʻē moraki maʻamau?
ʻIke ʻoe i ka polokalamu hōʻaiʻē ka huahana maʻalahi?
Makemake ʻoe e ʻike pehea e hoʻohana ai i nā palapala i hōʻemi ʻia e loaʻa ai kahi hōʻaiʻē?
He mea paʻakikī loa iā ʻoe ke loaʻa kahi hōʻaiʻē home ma kāu ʻoihana?

Hāʻawi mākou i kahi papahana hōʻaiʻē kūpono e hoʻokō i nā kumu nui ma luna, ʻo ia ka papahana DSCR, ʻo ia ka huahana Non-QM kaulana loa i nā hōʻaiʻē moraki hale.

He aha nā pōmaikaʻi o ka polokalamu DSCR?

ʻAʻohe ratio DSCR, kahi huahana hōʻaiʻē e nānā ʻole i ka loaʻa kālā, ʻaʻohe koi no ka loaʻa kālā o nā malihini, no ka mea ʻaʻole pili kēia huahana hōʻaiʻē i ka helu ʻana o DTI. A ʻo ka hapa liʻiliʻi o DSCR hiki ke haʻahaʻa e like me ka 0. ʻOiai inā haʻahaʻa ka hoʻolimalima o ka hale, hiki iā mākou ke hana! He koho maikaʻi kēia no nā malihini me ka loaʻa kālā haʻahaʻa a ʻoi aku paha nā aie.

Ma waho aʻe, ua ʻae ʻia nā haole ʻē aʻe no kēia papahana, ʻoi aku hoʻi me ka visa F1. Inā he haole ʻoe, a ʻaʻole hiki iā ʻoe ke kūpono me kahi hōʻaiʻē moraki maʻamau, e kelepona mai iā mākou a loaʻa kāu ʻano hōʻaiʻē.

He maʻalahi kā mākou mau alakaʻi a inā kūpono kāu hōʻaiʻē e kōkua mākou iā ʻoe e pani koke. Loaʻa iā mākou ka kamaʻilio maʻalahi a me ka loaʻa wikiwiki ʻana no nā hōʻaiʻē Non-QM, e kelepona mai iā mākou inā he pono kāu.

Loaʻa iā ʻoe ke kālā hou aʻe! ʻO kā mākou hoʻouna maʻamau e pani ma lalo o 3 mau pule a pani mākou me ka pilikia ʻole. E noʻonoʻo pehea e hoʻonui ai kāu mau mea kuhikuhi.

Nā kiʻi kikoʻī huahana:

Alakaʻi Huahana Pili:

No ka nui o kā mākou mea kūʻai aku, ʻoi aku ka moraki ma mua o kahi hana kālā; he mea koʻikoʻi ke ola. Inā he mea kūʻai hale mua ʻoe a i ʻole he mea kūʻai waiwai waiwai, hoʻokokoke mākou i kēlā me kēia noi me ka mālama a me ka nānā pono ʻana. Lawe mākou i ka manawa e hoʻomaopopo i kāu mau pahuhopu a me kou mau manaʻo, me ka hōʻoia ʻana e kūlike kāu moraki me kāu ʻike no kou wā e hiki mai ana. – AAA Lendings Non-QM DSCR(Debt Service Coverage Ratio) Program – AAA Lendings , Hāʻawi ka huahana i nā wahi a pau o ka honua, e like me: Tunisia, Vietnam, Miami, Me ka hoʻoikaika ʻana e hoʻokō i nā ʻano o ka honua, e hoʻāʻo mau mākou e hoʻokō i nā koi o nā mea kūʻai aku. Inā makemake ʻoe e hoʻomohala i nā mea hou aʻe, hiki iā mākou ke hana iā lākou e kūpono i kāu mau pono. Inā makemake ʻoe i kekahi o kā mākou huahana a me nā hoʻonā a makemake paha e hoʻomohala i nā mea kūʻai hou, pono ʻoe e ʻoluʻolu e hoʻokaʻaʻike mai iā mākou. Ke kakali nei mākou i ka hoʻokumu ʻana i ka pilina ʻoihana kūleʻa me nā mea kūʻai aku ma ka honua holoʻokoʻa.

- AAA Haʻawina