Wholesale - AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Program – AAA Lendings mea hāʻawi kālā a me nā mea hoʻopukapuka

Huahana Huahana

ʻAʻole i kaupalena ʻia ka moeʻuhane o ka hale kūʻai hale. Ma AAA LENDINGS, loaʻa iā mākou nā papahana kūikawā e mālama i nā mea hōʻaiʻē kuʻuna ʻole. Inā hoʻohana ʻoe iā ʻoe iho, loaʻa ka loaʻa kālā fluctuating, a i ʻole ke alo i nā kūlana kālā kūʻokoʻa, hiki i kā mākou koho hōʻaiʻē ke hopu i kou hoihoi. Hoʻopili mākou i ka ʻokoʻa i ka poʻe hōʻaiʻē a ʻimi ikaika i nā hāʻina hōʻaiʻē hou, e hōʻoiaʻiʻo ana e hoʻomau kāu huakaʻi i ka ʻona home, me ka ʻole o kāu kūlana kālā.ʻO Zillow ka mea hoʻolimalima moraki,Noho Loan,ʻO ke ʻano o ka moraki, Ke ulu mau nei ka honua o nā moraki, a aia mākou ma ka ʻoki ʻoki o ka hana hou. Ma AAA LENDINGS, hāʻawi mākou i nā mea hana kikohoʻe hou loa a me nā kahua paʻa kelepona e hiki ai iā ʻoe ke hoʻomaka i kāu noi moraki a i ʻole e loaʻa nā mea hou i ka wā e hele ai. ʻO kā mākou ʻenehana hoʻohana hoʻohana e hoʻolōʻihi i ke kaʻina hana, e kau ana i ka mana o ka hoʻokele moraki ma ka poho o kou lima. ʻIke mākou he mea waiwai kou manawa, a ʻo kā mākou ʻenehana loea e hoʻopakele iā ʻoe i ka manawa a me ka pilikia.

– AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Program – AAA Lendings Details:

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Nānā nui

ʻO ka huahana maʻalahi loa i nā ʻano papahana Non-QM.
ʻAʻohe loaʻa/ ʻaʻohe hana/ ʻaʻohe hoʻihoʻi ʻauhau, ʻaʻole hoʻohālikelike i ka ratio DTI e like me nā hōʻaiʻē maʻamau. Inā he waiwai hoʻopukapuka ka waiwai kumu.

Nā kikoʻī

1) A hiki i $2M ka huina hōʻaiʻē;
2) A hiki i ka 80% Max LTV;
3) 660 a ʻoi aku paha nā helu ʻaiʻē;
4) Hiki ke pani i nā hui;
5) ʻAʻohe palena o ka nui o nā waiwai i hoʻolimalima ʻia;
6) Nā SFR, 2-4 Units, Condos, Townhomes, Condotels, a me Non-Warrantable Condos.

Polokalamu DSCR

Hoʻolālā ʻia ʻo DSCR (Debt Service Coverage Ratio) no nā mea hoʻopukapuka waiwai ʻike a loaʻa i ka poʻe hōʻaiʻē ma muli o ke kahe kālā wale nō mai ka waiwai kumuhana e nānā i ke kiʻekiʻe pilikia o kahi hoʻopukapuka. I kēia lā, nānā mākou i ka hoʻomaopopo ʻana i ka wehewehe ʻana o DSCR a me ka wehe ʻana i ka mea pohihihi o ka papahana DSCR mai ka ʻike o ka hoʻopukapuka moraki hale. A laila, e hele kāua i ka papahana DSCR.

Pehea e helu ai i ka DSCR?

No nā hōʻaiʻē moraki hale, pili ʻo DSCR i ka ratio o ka loaʻa kālā hoʻolimalima o ka hale hoʻolimalima i ka nui o nā lilo hale (e like me ke kumupaʻa, ukupanee, ʻauhau ʻāina, ʻinikua a me ka uku hoʻokele (inā ʻaʻole i loaʻa maoli kekahi mau lilo, e kākau ʻia ʻo ia he 0)). ʻO ka haʻahaʻa o ka ratio, ʻoi aku ka nui o ka pilikia o ka hōʻaiʻē. Hiki ke hōʻike ʻia ma kēia:

kikoʻī

Hāʻawi mākou ʻo AAA Lendings i kēia manawa "ʻAʻohe ratio DSCR" no kā mākou mea kūʻai aku, ʻo ia ka mea hiki ke hoʻohaʻahaʻa i ka ratio i "0".

DSCR

He aha ka DSCR?

ʻIke ʻoe pehea e hoʻokō ai i kahi moraki hale me ka ʻole o ka ʻike hana a me ka loaʻa kālā?
ʻAʻole ʻoe kūpono me nā hōʻaiʻē moraki maʻamau?
ʻIke ʻoe i ka polokalamu hōʻaiʻē ka huahana maʻalahi?
Makemake ʻoe e ʻike pehea e hoʻohana ai i nā palapala i hōʻemi ʻia e loaʻa ai kahi hōʻaiʻē?
He mea paʻakikī loa iā ʻoe ke loaʻa kahi hōʻaiʻē home ma kāu ʻoihana?

Hāʻawi mākou i kahi papahana hōʻaiʻē kūpono e hoʻokō i nā kumu nui ma luna, ʻo ia ka papahana DSCR, ʻo ia ka huahana Non-QM kaulana loa i nā hōʻaiʻē moraki hale.

He aha nā pōmaikaʻi o ka polokalamu DSCR?

ʻAʻohe ratio DSCR, kahi huahana hōʻaiʻē e nānā ʻole i ka loaʻa kālā, ʻaʻohe koi no ka loaʻa kālā o nā malihini, no ka mea ʻaʻole pili kēia huahana hōʻaiʻē i ka helu ʻana o DTI. A ʻo ka hapa liʻiliʻi o DSCR hiki ke haʻahaʻa e like me ka 0. ʻOiai inā haʻahaʻa ka hoʻolimalima o ka hale, hiki iā mākou ke hana! He koho maikaʻi kēia no nā malihini me ka loaʻa kālā haʻahaʻa a ʻoi aku paha nā aie.

Ma waho aʻe, ua ʻae ʻia nā haole ʻē aʻe no kēia papahana, ʻoi aku hoʻi me ka visa F1. Inā he haole ʻoe, a ʻaʻole hiki iā ʻoe ke kūpono me kahi hōʻaiʻē moraki maʻamau, e kelepona mai iā mākou a loaʻa kāu ʻano hōʻaiʻē.

He maʻalahi kā mākou mau alakaʻi a inā kūpono kāu hōʻaiʻē e kōkua mākou iā ʻoe e pani koke. Loaʻa iā mākou ka kamaʻilio maʻalahi a me ka loaʻa wikiwiki ʻana no nā hōʻaiʻē Non-QM, e kelepona mai iā mākou inā he pono kāu.

Loaʻa iā ʻoe ke kālā hou aʻe! ʻO kā mākou hoʻouna maʻamau e pani ma lalo o 3 mau pule a pani mākou me ka pilikia ʻole. E noʻonoʻo pehea e hoʻonui ai kāu mau mea kuhikuhi.

Nā kiʻi kikoʻī huahana:

Alakaʻi Huahana Pili:

He mea nui kou manawa, a mahalo mākou i kēlā. Ma AAA LENDINGS, paʻa mākou i ka hoʻoponopono ʻana i ke kaʻina moraki e mālama ai i kou manawa a me ka hoʻoikaika. ʻO kā mākou palapala noi pūnaewele he mea hoʻohana a hoʻolālā ʻia me kou ʻoluʻolu i ka noʻonoʻo. Hiki iā ʻoe ke hoʻopau i ka noi ma kāu wikiwiki, mai ka ʻoluʻolu o kou home a i ʻole ke keʻena. Ua ʻike mākou he paʻahana kou ola, a ke manaʻo nei mākou e hana i ke kaʻina moraki e hoʻopili, kūpono, a mālama manawa. – AAA Lendings Non-QM DSCR(Debt Service Coverage Ratio) Program – AAA Lendings , E hoʻolako aku ka huahana i nā wahi a pau o ka honua, e like me: Sri Lanka, Maldives, Panama, E mākaukau mau kā mākou hui ʻenehana loea e lawelawe iā ʻoe no ke kūkākūkā a me ka pane. Hiki iā mākou ke hāʻawi aku iā ʻoe me nā laʻana manuahi loa e hoʻokō i kāu mau koi. E hana ʻia nā hana maikaʻi loa e hāʻawi iā ʻoe i ka lawelawe kūpono a me nā waiwai. No ka poʻe e noʻonoʻo ana i kā mākou hui a me nā mea kūʻai aku, e ʻoluʻolu e kelepona mai iā mākou ma ka hoʻouna ʻana mai i nā leka uila a i ʻole e kelepona koke iā mākou. Ma ke ala e ʻike ai i kā mākou mea kūʻai a paʻa. ʻoi aku ka nui, hiki iā ʻoe ke hele mai i kā mākou hale hana e ʻike ai. E hoʻokipa mau mākou i nā malihini mai ka honua holoʻokoʻa i kā mākou ʻoihana e kūkulu i nā pilina ʻoihana me mākou. E ʻoluʻolu e hoʻokaʻaʻike mai iā mākou no ka ʻoihana a ke manaʻoʻiʻo nei mākou e kaʻana like ana mākou i ka ʻike loea kālepa kiʻekiʻe me kā mākou mea kālepa āpau.

- AAA Haʻawina

Hiki i kēia ʻoihana ke hoʻokō i kā mākou pono i ka nui o ka huahana a me ka manawa hāʻawi, no laila ke koho mau mākou iā lākou inā loaʻa iā mākou nā koi kūʻai.
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