– AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Program – AAA Lendings Details:
Nānā nui
ʻO ka huahana maʻalahi loa i nā ʻano papahana Non-QM.
ʻAʻohe loaʻa/ ʻaʻohe hana/ ʻaʻohe hoʻihoʻi ʻauhau, ʻaʻole hoʻohālikelike i ka ratio DTI e like me nā hōʻaiʻē maʻamau. Inā he waiwai hoʻopukapuka ka waiwai kumu.
Nā kikoʻī
1) A hiki i $2M ka huina hōʻaiʻē;
2) A hiki i ka 80% Max LTV;
3) 660 a ʻoi aku paha nā helu ʻaiʻē;
4) Hiki ke pani i nā hui;
5) ʻAʻohe palena o ka nui o nā waiwai i hoʻolimalima ʻia;
6) Nā SFR, 2-4 Units, Condos, Townhomes, Condotels, a me Non-Warrantable Condos.
Polokalamu DSCR
Hoʻolālā ʻia ʻo DSCR (Debt Service Coverage Ratio) no nā mea hoʻopukapuka waiwai ʻike a loaʻa i ka poʻe hōʻaiʻē ma muli o ke kahe kālā wale nō mai ka waiwai kumuhana e nānā i ke kiʻekiʻe pilikia o kahi hoʻopukapuka. I kēia lā, nānā mākou i ka hoʻomaopopo ʻana i ka wehewehe ʻana o DSCR a me ka wehe ʻana i ka mea pohihihi o ka papahana DSCR mai ka ʻike o ka hoʻopukapuka moraki hale. A laila, e hele kāua i ka papahana DSCR.
Pehea e helu ai i ka DSCR?
No nā hōʻaiʻē moraki hale, pili ʻo DSCR i ka ratio o ka loaʻa kālā hoʻolimalima o ka hale hoʻolimalima i ka nui o nā lilo hale (e like me ke kumupaʻa, ukupanee, ʻauhau ʻāina, ʻinikua a me ka uku hoʻokele (inā ʻaʻole i loaʻa maoli kekahi mau lilo, e kākau ʻia ʻo ia he 0)). ʻO ka haʻahaʻa o ka ratio, ʻoi aku ka nui o ka pilikia o ka hōʻaiʻē. Hiki ke hōʻike ʻia ma kēia:
Hāʻawi mākou ʻo AAA Lendings i kēia manawa "ʻAʻohe ratio DSCR" no kā mākou mea kūʻai aku, ʻo ia ka mea hiki ke hoʻohaʻahaʻa i ka ratio i "0".
He aha ka DSCR?
ʻIke ʻoe pehea e hoʻokō ai i kahi moraki hale me ka ʻole o ka ʻike hana a me ka loaʻa kālā?
ʻAʻole ʻoe kūpono me nā hōʻaiʻē moraki maʻamau?
ʻIke ʻoe i ka polokalamu hōʻaiʻē ka huahana maʻalahi?
Makemake ʻoe e ʻike pehea e hoʻohana ai i nā palapala i hōʻemi ʻia e loaʻa ai kahi hōʻaiʻē?
He mea paʻakikī loa iā ʻoe ke loaʻa kahi hōʻaiʻē home ma kāu ʻoihana?
Hāʻawi mākou i kahi papahana hōʻaiʻē kūpono e hoʻokō i nā kumu nui ma luna, ʻo ia ka papahana DSCR, ʻo ia ka huahana Non-QM kaulana loa i nā hōʻaiʻē moraki hale.
Hoʻolālā ʻia ʻo DSCR (Debt Service Coverage Ratio) no nā mea hoʻopukapuka waiwai ʻike a loaʻa i ka poʻe hōʻaiʻē ma muli o ke kahe kālā wale nō mai ka waiwai kumuhana e nānā i ke kiʻekiʻe pilikia o kahi hoʻopukapuka. I kēia lā, nānā mākou i ka hoʻomaopopo ʻana i ka wehewehe ʻana o DSCR a me ka wehe ʻana i ka mea pohihihi o ka papahana DSCR mai ka ʻike o ka hoʻopukapuka moraki hale. A laila, e hele kāua i ka papahana DSCR.
He aha nā pōmaikaʻi o ka polokalamu DSCR?
ʻAʻohe ratio DSCR, kahi huahana hōʻaiʻē e nānā ʻole i ka loaʻa kālā, ʻaʻohe koi no ka loaʻa kālā o nā malihini, no ka mea ʻaʻole pili kēia huahana hōʻaiʻē i ka helu ʻana o DTI. A ʻo ka hapa liʻiliʻi o DSCR hiki ke haʻahaʻa e like me ka 0. ʻOiai inā haʻahaʻa ka hoʻolimalima o ka hale, hiki iā mākou ke hana! He koho maikaʻi kēia no nā malihini me ka loaʻa kālā haʻahaʻa a ʻoi aku paha nā aie.
Ma waho aʻe, ua ʻae ʻia nā haole ʻē aʻe no kēia papahana, ʻoi aku hoʻi me ka visa F1. Inā he haole ʻoe, a ʻaʻole hiki iā ʻoe ke kūpono me kahi hōʻaiʻē moraki maʻamau, e kelepona mai iā mākou a loaʻa i kāu ʻano hōʻaiʻē.
He maʻalahi kā mākou mau alakaʻi a inā kūpono kāu hōʻaiʻē e kōkua mākou iā ʻoe e pani koke. Loaʻa iā mākou ka kamaʻilio maʻalahi a me ka loaʻa wikiwiki ʻana no nā hōʻaiʻē Non-QM, e kelepona mai iā mākou inā he pono kāu.
Loaʻa iā ʻoe ke kālā hou aʻe! ʻO kā mākou hoʻouna maʻamau e pani ma lalo o 3 mau pule a pani mākou me ka pilikia ʻole. E noʻonoʻo pehea e hoʻonui ai kāu mau mea kuhikuhi.
Nā kiʻi kikoʻī huahana:
Alakaʻi Huahana Pili:
ʻO ka hana hou kahi ʻāpana o kā mākou DNA. Ke ʻimi mau nei mākou i nā ala e hoʻonui ai i ka ʻike moraki no kā mākou mea kūʻai. Hāʻawi kā mākou kaʻina hana noi pūnaewele, mālama palapala paʻa, a me nā koho kamaʻilio kikohoʻe i kahi huakaʻi moraki pepa ʻole. Me AAA LENDINGS, hiki iā ʻoe ke manaʻo i kahi ʻike hōʻaiʻē moraki hou, maikaʻi, a paʻa e hoʻomau i ka honua wikiwiki o ka ʻenehana. ʻO kou ʻoluʻolu a me kou palekana ka mea nui iā mākou. – AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Program – AAA Lendings , E hoʻolako ka huahana i nā wahi a pau o ka honua, e like me: Mexico, Belgium, Porto, Qualified R&D engineer ma laila paha no kāu lawelawe kūkākūkā a e hoʻāʻo mākou i ka maikaʻi loa e hoʻokō i kāu mau koi. No laila pono ʻoe e hoʻokaʻaʻike mai iā mākou no nā nīnau. Hiki iā ʻoe ke hoʻouna mai iā mākou i nā leka uila a kelepona iā mākou no ka ʻoihana liʻiliʻi. Hiki iā ʻoe ke hele mai i kā mākou ʻoihana ʻo ʻoe iho e ʻike hou aku iā mākou. A e hōʻike aku mākou iā ʻoe i ka ʻōlelo maikaʻi loa a me ka lawelawe ma hope o ke kūʻai aku. Mākaukau mākou e kūkulu i nā pilina paʻa a aloha me kā mākou mau mea kālepa. I mea e kūleʻa like ai, e hana mākou i kā mākou mau hana maikaʻi loa e kūkulu i kahi hana paʻa paʻa a me ka hana kamaʻilio maopopo me ko mākou mau hoa. Ma luna o nā mea a pau, eia mākou e hoʻokipa i kāu mau nīnau no kekahi o kā mākou mea kūʻai a lawelawe.
Na Jean mai Algeria - 2017.09.22 11:32 Ma ke ʻano he hui kālepa honua, he nui kā mākou mau hoa, akā e pili ana i kāu ʻoihana, makemake wau e ʻōlelo, he maikaʻi maoli ʻoe, ākea ākea, maikaʻi maikaʻi, kumukūʻai kūpono, lawelawe mahana a me ka noʻonoʻo, ʻenehana holomua a me nā mea hana a me nā limahana i ka hoʻomaʻamaʻa ʻoihana, pane a me ka hoʻonui ʻana i ka huahana i ka manawa, i ka pōkole, he hui ʻoluʻolu loa kēia, a ke kakali nei mākou i ka hui hou aʻe!
Na Maud mai Finland - 2017.08.16 13:39 
