– AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Program – AAA Lendings Details:
Nānā nui
ʻO ka huahana maʻalahi loa i nā ʻano papahana Non-QM.
ʻAʻohe loaʻa/ ʻaʻohe hana/ ʻaʻohe hoʻihoʻi ʻauhau, ʻaʻole hoʻohālikelike i ka ratio DTI e like me nā hōʻaiʻē maʻamau. Inā he waiwai hoʻopukapuka ka waiwai kumu.
Nā kikoʻī
1) A hiki i $2M ka huina hōʻaiʻē;
2) A hiki i ka 80% Max LTV;
3) 660 a ʻoi aku paha nā helu ʻaiʻē;
4) Hiki ke pani i nā hui;
5) ʻAʻohe palena o ka nui o nā waiwai i hoʻolimalima ʻia;
6) Nā SFR, 2-4 Units, Condos, Townhomes, Condotels, a me Non-Warrantable Condos.
Polokalamu DSCR
Hoʻolālā ʻia ʻo DSCR (Debt Service Coverage Ratio) no nā mea hoʻopukapuka waiwai ʻike a loaʻa i ka poʻe hōʻaiʻē ma muli o ke kahe kālā wale nō mai ka waiwai kumuhana e nānā i ke kiʻekiʻe pilikia o kahi hoʻopukapuka. I kēia lā, nānā mākou i ka hoʻomaopopo ʻana i ka wehewehe ʻana o DSCR a me ka wehe ʻana i ka mea pohihihi o ka papahana DSCR mai ka ʻike o ka hoʻopukapuka moraki hale. A laila, e hele kāua i ka papahana DSCR.
Pehea e helu ai i ka DSCR?
No nā hōʻaiʻē moraki hale, pili ʻo DSCR i ka ratio o ka loaʻa kālā hoʻolimalima o ka hale hoʻolimalima i ka nui o nā lilo hale (e like me ke kumupaʻa, ukupanee, ʻauhau ʻāina, ʻinikua a me ka uku hoʻokele (inā ʻaʻole i loaʻa maoli kekahi mau lilo, e kākau ʻia ʻo ia he 0)). ʻO ka haʻahaʻa o ka ratio, ʻoi aku ka nui o ka pilikia o ka hōʻaiʻē. Hiki ke hōʻike ʻia ma kēia:
Hāʻawi mākou ʻo AAA Lendings i kēia manawa "ʻAʻohe ratio DSCR" no kā mākou mea kūʻai aku, ʻo ia ka mea hiki ke hoʻohaʻahaʻa i ka ratio i "0".
He aha ka DSCR?
ʻIke ʻoe pehea e hoʻokō ai i kahi moraki hale me ka ʻole o ka ʻike hana a me ka loaʻa kālā?
ʻAʻole ʻoe kūpono me nā hōʻaiʻē moraki maʻamau?
ʻIke ʻoe i ka polokalamu hōʻaiʻē ka huahana maʻalahi?
Makemake ʻoe e ʻike pehea e hoʻohana ai i nā palapala i hōʻemi ʻia e loaʻa ai kahi hōʻaiʻē?
He mea paʻakikī loa iā ʻoe ke loaʻa kahi hōʻaiʻē home ma kāu ʻoihana?
Hāʻawi mākou i kahi papahana hōʻaiʻē kūpono e hoʻokō i nā kumu nui ma luna, ʻo ia ka papahana DSCR, ʻo ia ka huahana Non-QM kaulana loa i nā hōʻaiʻē moraki hale.
Hoʻolālā ʻia ʻo DSCR (Debt Service Coverage Ratio) no nā mea hoʻopukapuka waiwai ʻike a loaʻa i ka poʻe hōʻaiʻē ma muli o ke kahe kālā wale nō mai ka waiwai kumuhana e nānā i ke kiʻekiʻe pilikia o kahi hoʻopukapuka. I kēia lā, nānā mākou i ka hoʻomaopopo ʻana i ka wehewehe ʻana o DSCR a me ka wehe ʻana i ka mea pohihihi o ka papahana DSCR mai ka ʻike o ka hoʻopukapuka moraki hale. A laila, e hele kāua i ka papahana DSCR.
He aha nā pōmaikaʻi o ka polokalamu DSCR?
ʻAʻohe ratio DSCR, kahi huahana hōʻaiʻē e nānā ʻole i ka loaʻa kālā, ʻaʻohe koi no ka loaʻa kālā o nā malihini, no ka mea ʻaʻole pili kēia huahana hōʻaiʻē i ka helu ʻana o DTI. A ʻo ka hapa liʻiliʻi o DSCR hiki ke haʻahaʻa e like me ka 0. ʻOiai inā haʻahaʻa ka hoʻolimalima o ka hale, hiki iā mākou ke hana! He koho maikaʻi kēia no nā malihini me ka loaʻa kālā haʻahaʻa a ʻoi aku paha nā aie.
Ma waho aʻe, ua ʻae ʻia nā haole ʻē aʻe no kēia papahana, ʻoi aku hoʻi me ka visa F1. Inā he haole ʻoe, a ʻaʻole hiki iā ʻoe ke kūpono me kahi hōʻaiʻē moraki maʻamau, e kelepona mai iā mākou a loaʻa kāu ʻano hōʻaiʻē.
He maʻalahi kā mākou mau alakaʻi a inā kūpono kāu hōʻaiʻē e kōkua mākou iā ʻoe e pani koke. Loaʻa iā mākou ka kamaʻilio maʻalahi a me ka loaʻa wikiwiki ʻana no nā hōʻaiʻē Non-QM, e kelepona mai iā mākou inā he pono kāu.
Loaʻa iā ʻoe ke kālā hou aʻe! ʻO kā mākou hoʻouna maʻamau e pani ma lalo o 3 mau pule a pani mākou me ka pilikia ʻole. E noʻonoʻo pehea e hoʻonui ai kāu mau mea kuhikuhi.
Nā kiʻi kikoʻī huahana:
Alakaʻi Huahana Pili:
ʻAʻole i kaupalena ʻia ka moeʻuhane o ka hale kūʻai hale. Ma AAA LENDINGS, loaʻa iā mākou nā papahana kūikawā e mālama i nā mea hōʻaiʻē kuʻuna ʻole. Inā hoʻohana ʻoe iā ʻoe iho, loaʻa ka loaʻa kālā fluctuating, a i ʻole ke alo i nā kūlana kālā kūʻokoʻa, hiki i kā mākou koho hōʻaiʻē ke hopu i kou hoihoi. Hoʻopili mākou i ka ʻokoʻa i ka poʻe hōʻaiʻē a ʻimi ikaika i nā hāʻina hōʻaiʻē hou, e hōʻoiaʻiʻo ana e hoʻomau kāu huakaʻi i ka ʻona home, me ka ʻole o kāu kūlana kālā. - AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Program - AAA Lendings , E hoʻolako ka huahana i nā wahi a pau o ka honua, e like me: Sevilla, Estonia, Dominica, No nā makahiki he nui, ua mālama mākou i ke kumu o ka mea kūʻai aku, pili i ka maikaʻi, ʻimi maikaʻi, kaʻana like i ka pono. Manaʻo mākou, me ka ʻoiaʻiʻo a me ka manaʻo maikaʻi, e loaʻa ka hanohano e kōkua i kāu mākeke hou aku.
Na Astrid mai Palika - 2017.06.19 13:51 He maikaʻi loa ka maikaʻi o nā huahana, ʻoi aku ka nui o nā kikoʻī, hiki ke ʻike ʻia e hana ikaika ka ʻoihana e hoʻokō i ka makemake o ka mea kūʻai aku, kahi mea hoʻolako maikaʻi.
Na Evangeline mai Switzerland - 2017.05.02 11:33 
